Atlantic City, NJ vs Lancaster, PA: cost of living compared
Price levels from BEA (2024); rent and home values from Zillow (September 2026).
The short answer
- Overall, living costs in Lancaster, PA and Atlantic City, NJ are within 1% of each other (BEA, 2024).
- To keep the same standard of living, $75,000 in Atlantic City works out to about $74,500 in Lancaster, before taxes.
- Housing is 4.9% lower in Lancaster, goods 0.9% higher and other services 0.2% lower, which roughly cancel out.
- Typical asking rent is $1,575 a month in Lancaster and $2,049 in Atlantic City, $5,688 a year less in Lancaster (Zillow, September 2026).
- A typical home is valued at about $386,000 in Lancaster and $383,000 in Atlantic City.
- The gap is about where it was in 2019 (0.5%).
derived Calculated from BEA Regional Price Parities (2024) and Zillow data. Based on an average household's spending; taxes not included. How we calculate.
Category by category
Both cities against the US average (100). The gap in each row is what matters for a move.
Overall prices are about the same in Atlantic City and Lancaster
Price level by category, 2024. US average = 100.
- Atlantic City, NJ
- Lancaster, PA
All items Atlantic City, NJ: 98.9 Lancaster, PA: 98.3
Goods Atlantic City, NJ: 99.8 Lancaster, PA: 100.7
Housing (rents) Atlantic City, NJ: 98.7 Lancaster, PA: 93.8
Utilities Atlantic City, NJ: 109.2 Lancaster, PA: 107.3
Other services Atlantic City, NJ: 97.9 Lancaster, PA: 97.7
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Atlantic City, NJ | Lancaster, PA | |
|---|---|---|
| All items | 98.9 | 98.3 |
| Goods | 99.8 | 100.7 |
| Housing (rents) | 98.7 | 93.8 |
| Utilities | 109.2 | 107.3 |
| Other services | 97.9 | 97.7 |
| Category | Atlantic City | Lancaster | Lancaster vs Atlantic City |
|---|---|---|---|
| All items | 98.9 | 98.3 | −0.6% |
| Goods | 99.8 | 100.7 | +0.9% |
| Housing (rents) | 98.7 | 93.8 | −4.9% |
| Utilities | 109.2 | 107.3 | −1.8% |
| Other services | 97.9 | 97.7 | −0.2% |
| Typical asking rent | $2,049 | $1,575 | −23.1% |
| Typical home value | $383,000 | $386,000 | +0.9% |
| Salary to match $75,000 in Atlantic City | $75,000 | $74,500 | −0.6% |
Index values: BEA, 2024, US = 100. Rent and home values: Data Provided by Zillow Group, September 2026.
How the gap has changed since 2008
The price gap between Atlantic City and Lancaster has narrowed since 2008: 10.6 points then, 0.6 now
Overall price level each year, 2008–2024. US average = 100.
- Atlantic City, NJ
- Lancaster, PA
US average = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Atlantic City, NJ | Lancaster, PA | |
|---|---|---|
| 2008 | 110.7 | 100.2 |
| 2009 | 106.9 | 100.1 |
| 2010 | 108.8 | 98.1 |
| 2011 | 106.2 | 97.2 |
| 2012 | 104.6 | 97.8 |
| 2013 | 102.0 | 99.4 |
| 2014 | 102.7 | 97.4 |
| 2015 | 103.2 | 99.5 |
| 2016 | 102.6 | 99.4 |
| 2017 | 100.9 | 101.1 |
| 2018 | 100.8 | 98.2 |
| 2019 | 97.4 | 97.0 |
| 2020 | 101.2 | 97.9 |
| 2021 | 96.0 | 96.9 |
| 2022 | 100.2 | 96.6 |
| 2023 | 98.9 | 96.8 |
| 2024 | 98.9 | 98.3 |
Goods
- Atlantic City, NJ
- Lancaster, PA
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Atlantic City, NJ | Lancaster, PA | |
|---|---|---|
| 2008 | 108.9 | 101.0 |
| 2009 | 108.1 | 101.1 |
| 2010 | 105.2 | 98.0 |
| 2011 | 107.0 | 97.8 |
| 2012 | 103.2 | 97.6 |
| 2013 | 98.6 | 97.8 |
| 2014 | 97.4 | 97.9 |
| 2015 | 100.2 | 99.3 |
| 2016 | 102.7 | 98.4 |
| 2017 | 99.0 | 99.4 |
| 2018 | 100.4 | 100.4 |
| 2019 | 97.2 | 97.1 |
| 2020 | 99.1 | 98.8 |
| 2021 | 95.5 | 95.7 |
| 2022 | 96.7 | 97.6 |
| 2023 | 97.8 | 98.3 |
| 2024 | 99.8 | 100.7 |
Housing (rents)
- Atlantic City, NJ
- Lancaster, PA
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Atlantic City, NJ | Lancaster, PA | |
|---|---|---|
| 2008 | 133.0 | 93.6 |
| 2009 | 109.7 | 91.7 |
| 2010 | 122.7 | 90.3 |
| 2011 | 114.7 | 88.0 |
| 2012 | 112.7 | 93.3 |
| 2013 | 109.0 | 95.6 |
| 2014 | 113.2 | 93.8 |
| 2015 | 115.7 | 95.6 |
| 2016 | 107.6 | 94.4 |
| 2017 | 96.5 | 98.4 |
| 2018 | 106.2 | 91.9 |
| 2019 | 93.2 | 88.0 |
| 2020 | 106.8 | 89.7 |
| 2021 | 87.1 | 88.0 |
| 2022 | 112.3 | 92.3 |
| 2023 | 99.4 | 85.0 |
| 2024 | 98.7 | 93.8 |
Utilities
- Atlantic City, NJ
- Lancaster, PA
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Atlantic City, NJ | Lancaster, PA | |
|---|---|---|
| 2008 | 119.0 | 109.3 |
| 2009 | 127.1 | 112.2 |
| 2010 | 128.6 | 109.5 |
| 2011 | 128.0 | 112.0 |
| 2012 | 126.8 | 106.0 |
| 2013 | 126.1 | 105.3 |
| 2014 | 106.9 | 104.4 |
| 2015 | 101.5 | 104.3 |
| 2016 | 103.2 | 107.2 |
| 2017 | 103.7 | 110.9 |
| 2018 | 110.7 | 113.2 |
| 2019 | 114.8 | 113.9 |
| 2020 | 114.5 | 109.9 |
| 2021 | 110.3 | 108.3 |
| 2022 | 105.0 | 108.9 |
| 2023 | 108.2 | 116.2 |
| 2024 | 109.2 | 107.3 |
Other services
- Atlantic City, NJ
- Lancaster, PA
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Atlantic City, NJ | Lancaster, PA | |
|---|---|---|
| 2008 | 102.0 | 101.1 |
| 2009 | 103.6 | 101.3 |
| 2010 | 103.4 | 99.9 |
| 2011 | 100.4 | 98.8 |
| 2012 | 100.3 | 98.8 |
| 2013 | 99.6 | 101.4 |
| 2014 | 101.1 | 97.8 |
| 2015 | 99.7 | 100.4 |
| 2016 | 100.3 | 101.0 |
| 2017 | 104.1 | 102.5 |
| 2018 | 98.0 | 98.0 |
| 2019 | 98.6 | 98.8 |
| 2020 | 99.2 | 99.2 |
| 2021 | 99.8 | 100.0 |
| 2022 | 97.0 | 96.6 |
| 2023 | 99.0 | 98.6 |
| 2024 | 97.9 | 97.7 |
Rent and home values
Typical asking rent: $1,575 in Lancaster vs $2,049 in Atlantic City
Typical asking rent for a new lease, dollars per month. Quarterly.
- Atlantic City, NJ
- Lancaster, PA
- United States
Source: Zillow Observed Rent Index (typical asking rent, all homes, smoothed), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Atlantic City, NJ | Lancaster, PA | United States | |
|---|---|---|---|
| Mar 2015 | $1,011 | $836 | $1,145 |
| Jun 2015 | $1,019 | $852 | $1,170 |
| Sep 2015 | $1,004 | $855 | $1,181 |
| Dec 2015 | $1,001 | $864 | $1,182 |
| Mar 2016 | $1,057 | $856 | $1,195 |
| Jun 2016 | $1,042 | $889 | $1,219 |
| Sep 2016 | $1,007 | $881 | $1,225 |
| Dec 2016 | $1,010 | $892 | $1,222 |
| Mar 2017 | $1,051 | $902 | $1,245 |
| Jun 2017 | $1,056 | $918 | $1,270 |
| Sep 2017 | $1,038 | $931 | $1,276 |
| Dec 2017 | $1,065 | $936 | $1,275 |
| Mar 2018 | $1,098 | $949 | $1,296 |
| Jun 2018 | $1,099 | $960 | $1,320 |
| Sep 2018 | $1,091 | $978 | $1,327 |
| Dec 2018 | $1,100 | $981 | $1,329 |
| Mar 2019 | $1,139 | $995 | $1,349 |
| Jun 2019 | $1,127 | $1,001 | $1,376 |
| Sep 2019 | $1,115 | $1,011 | $1,383 |
| Dec 2019 | $1,141 | $1,018 | $1,381 |
| Mar 2020 | $1,176 | $1,035 | $1,402 |
| Jun 2020 | $1,163 | $1,041 | $1,406 |
| Sep 2020 | $1,230 | $1,072 | $1,410 |
| Dec 2020 | $1,223 | $1,094 | $1,407 |
| Mar 2021 | $1,288 | $1,128 | $1,443 |
| Jun 2021 | $1,396 | $1,159 | $1,512 |
| Sep 2021 | $1,442 | $1,193 | $1,590 |
| Dec 2021 | $1,487 | $1,223 | $1,622 |
| Mar 2022 | $1,575 | $1,244 | $1,661 |
| Jun 2022 | $1,659 | $1,281 | $1,721 |
| Sep 2022 | $1,647 | $1,303 | $1,748 |
| Dec 2022 | $1,658 | $1,324 | $1,735 |
| Mar 2023 | $1,684 | $1,350 | $1,757 |
| Jun 2023 | $1,753 | $1,375 | $1,785 |
| Sep 2023 | $1,735 | $1,383 | $1,797 |
| Dec 2023 | $1,808 | $1,397 | $1,786 |
| Mar 2024 | $1,823 | $1,404 | $1,807 |
| Jun 2024 | $1,849 | $1,436 | $1,837 |
| Sep 2024 | $1,832 | $1,459 | $1,845 |
| Dec 2024 | $1,853 | $1,465 | $1,836 |
| Mar 2025 | $1,922 | $1,490 | $1,860 |
| Jun 2025 | $1,956 | $1,503 | $1,880 |
| Sep 2025 | $1,923 | $1,516 | $1,881 |
| Dec 2025 | $1,944 | $1,523 | $1,873 |
| Mar 2026 | $2,052 | $1,529 | $1,894 |
| Jun 2026 | $2,024 | $1,561 | $1,921 |
| Sep 2026 | $2,049 | $1,575 | $1,932 |
Typical home value: $386,000 in Lancaster vs $383,000 in Atlantic City
Typical home value, dollars. Quarterly.
- Atlantic City, NJ
- Lancaster, PA
- United States
Source: Zillow Home Value Index (typical home value, middle tier, smoothed, seasonally adjusted), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Atlantic City, NJ | Lancaster, PA | United States | |
|---|---|---|---|
| Mar 2015 | $190K | $197K | $189K |
| Jun 2015 | $189K | $198K | $192K |
| Sep 2015 | $188K | $201K | $195K |
| Dec 2015 | $187K | $202K | $199K |
| Mar 2016 | $185K | $204K | $202K |
| Jun 2016 | $182K | $205K | $204K |
| Sep 2016 | $178K | $207K | $206K |
| Dec 2016 | $174K | $210K | $209K |
| Mar 2017 | $174K | $212K | $213K |
| Jun 2017 | $175K | $214K | $216K |
| Sep 2017 | $178K | $217K | $219K |
| Dec 2017 | $181K | $220K | $223K |
| Mar 2018 | $181K | $224K | $227K |
| Jun 2018 | $183K | $229K | $230K |
| Sep 2018 | $188K | $230K | $234K |
| Dec 2018 | $192K | $231K | $236K |
| Mar 2019 | $197K | $233K | $239K |
| Jun 2019 | $200K | $236K | $242K |
| Sep 2019 | $202K | $238K | $244K |
| Dec 2019 | $206K | $241K | $247K |
| Mar 2020 | $211K | $244K | $252K |
| Jun 2020 | $214K | $245K | $255K |
| Sep 2020 | $218K | $251K | $260K |
| Dec 2020 | $231K | $261K | $271K |
| Mar 2021 | $243K | $272K | $282K |
| Jun 2021 | $256K | $282K | $296K |
| Sep 2021 | $268K | $287K | $306K |
| Dec 2021 | $277K | $291K | $314K |
| Mar 2022 | $288K | $307K | $330K |
| Jun 2022 | $300K | $318K | $346K |
| Sep 2022 | $301K | $319K | $348K |
| Dec 2022 | $303K | $323K | $345K |
| Mar 2023 | $311K | $327K | $343K |
| Jun 2023 | $319K | $333K | $347K |
| Sep 2023 | $328K | $341K | $352K |
| Dec 2023 | $334K | $345K | $354K |
| Mar 2024 | $341K | $349K | $357K |
| Jun 2024 | $350K | $352K | $361K |
| Sep 2024 | $355K | $355K | $361K |
| Dec 2024 | $360K | $360K | $363K |
| Mar 2025 | $364K | $363K | $364K |
| Jun 2025 | $367K | $365K | $362K |
| Sep 2025 | $368K | $370K | $362K |
| Dec 2025 | $372K | $375K | $364K |
| Mar 2026 | $378K | $379K | $366K |
| Jun 2026 | $381K | $382K | $365K |
| Sep 2026 | $383K | $386K | $366K |
More about each city
What this comparison leaves out
- Taxes. State and local income, sales and property taxes can change the result a lot, especially between states.
- Neighborhoods. These are metro-wide averages; a city center and its outer suburbs can differ by more than two metros do.
- Your own spending mix. The default uses an average household. Use the housing slider above if rent is a bigger share of your budget.
- Timing. BEA price levels are for 2024; Zillow figures are monthly and newer.