Bozeman, MT vs Naples, FL: cost of living compared
Price levels from BEA (2024); rent and home values from Zillow (September 2026).
The short answer
- Overall, living costs in Naples, FL and Bozeman, MT are within 1% of each other (BEA, 2024).
- To keep the same standard of living, $75,000 in Bozeman works out to about $75,500 in Naples, before taxes.
- Housing is 7.0% lower in Naples, goods 0.2% higher and other services 0.2% higher, which roughly cancel out.
- Utility prices (electricity, gas, water) are 19.2% higher in Naples.
- Typical asking rent is $2,607 a month in Naples and $2,201 in Bozeman, $4,872 a year more in Naples (Zillow, September 2026).
- A typical home is valued at about $552,000 in Naples and $698,000 in Bozeman.
- The gap is about where it was in 2019 (1.1%).
derived Calculated from BEA Regional Price Parities (2024) and Zillow data. Based on an average household's spending; taxes not included. How we calculate.
Category by category
Both cities against the US average (100). The gap in each row is what matters for a move.
Overall prices are about the same in Bozeman and Naples
Price level by category, 2024. US average = 100.
- Bozeman, MT
- Naples, FL
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Bozeman, MT | Naples, FL | |
|---|---|---|
| All items | 102.5 | 103.2 |
| Goods | 96.0 | 96.2 |
| Housing (rents) | 139.2 | 129.4 |
| Utilities | 73.6 | 87.8 |
| Other services | 98.7 | 98.9 |
| Category | Bozeman | Naples | Naples vs Bozeman |
|---|---|---|---|
| All items | 102.5 | 103.2 | +0.7% |
| Goods | 96.0 | 96.2 | +0.2% |
| Housing (rents) | 139.2 | 129.4 | −7.0% |
| Utilities | 73.6 | 87.8 | +19.2% |
| Other services | 98.7 | 98.9 | +0.2% |
| Typical asking rent | $2,201 | $2,607 | +18.4% |
| Typical home value | $698,000 | $552,000 | −20.9% |
| Salary to match $75,000 in Bozeman | $75,000 | $75,500 | +0.7% |
Index values: BEA, 2024, US = 100. Rent and home values: Data Provided by Zillow Group, September 2026.
How the gap has changed since 2008
The price gap between Bozeman and Naples has narrowed since 2008: 5.5 points then, 0.7 now
Overall price level each year, 2008–2024. US average = 100.
- Bozeman, MT
- Naples, FL
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Bozeman, MT | Naples, FL | |
|---|---|---|
| 2008 | 98.8 | 104.3 |
| 2009 | 95.8 | 101.6 |
| 2010 | 95.1 | 102.3 |
| 2011 | 96.5 | 99.9 |
| 2012 | 97.1 | 101.6 |
| 2013 | 94.1 | 101.4 |
| 2014 | 96.9 | 101.4 |
| 2015 | 99.1 | 102.7 |
| 2016 | 97.5 | 103.8 |
| 2017 | 98.9 | 104.3 |
| 2018 | 97.3 | 100.7 |
| 2019 | 99.5 | 100.6 |
| 2020 | 96.5 | 99.1 |
| 2021 | 95.8 | 102.2 |
| 2022 | 94.8 | 102.7 |
| 2023 | 99.0 | 106.5 |
| 2024 | 102.5 | 103.2 |
Goods
- Bozeman, MT
- Naples, FL
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Bozeman, MT | Naples, FL | |
|---|---|---|
| 2008 | 101.6 | 97.7 |
| 2009 | 99.3 | 95.7 |
| 2010 | 99.7 | 96.9 |
| 2011 | 99.7 | 97.0 |
| 2012 | 97.1 | 97.4 |
| 2013 | 95.3 | 97.2 |
| 2014 | 97.5 | 97.7 |
| 2015 | 103.1 | 97.0 |
| 2016 | 104.8 | 97.2 |
| 2017 | 102.9 | 97.4 |
| 2018 | 96.2 | 95.3 |
| 2019 | 98.9 | 95.3 |
| 2020 | 95.9 | 95.2 |
| 2021 | 96.8 | 95.7 |
| 2022 | 96.4 | 95.0 |
| 2023 | 96.5 | 96.3 |
| 2024 | 96.0 | 96.2 |
Housing (rents)
- Bozeman, MT
- Naples, FL
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Bozeman, MT | Naples, FL | |
|---|---|---|
| 2008 | 90.8 | 133.4 |
| 2009 | 84.0 | 120.7 |
| 2010 | 84.5 | 119.3 |
| 2011 | 87.0 | 103.2 |
| 2012 | 97.8 | 112.8 |
| 2013 | 79.2 | 115.9 |
| 2014 | 92.2 | 112.0 |
| 2015 | 92.5 | 120.0 |
| 2016 | 88.8 | 123.2 |
| 2017 | 93.3 | 130.1 |
| 2018 | 104.6 | 118.2 |
| 2019 | 111.2 | 128.0 |
| 2020 | 100.8 | 116.5 |
| 2021 | 108.1 | 125.7 |
| 2022 | 102.9 | 129.3 |
| 2023 | 131.5 | 146.3 |
| 2024 | 139.2 | 129.4 |
Utilities
- Bozeman, MT
- Naples, FL
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Bozeman, MT | Naples, FL | |
|---|---|---|
| 2008 | 75.2 | 94.5 |
| 2009 | 75.0 | 96.5 |
| 2010 | 79.7 | 95.1 |
| 2011 | 84.6 | 93.0 |
| 2012 | 83.9 | 91.1 |
| 2013 | 84.5 | 89.5 |
| 2014 | 83.2 | 93.7 |
| 2015 | 84.7 | 91.0 |
| 2016 | 87.7 | 85.8 |
| 2017 | 85.4 | 83.5 |
| 2018 | 77.3 | 86.6 |
| 2019 | 79.5 | 88.4 |
| 2020 | 78.9 | 85.2 |
| 2021 | 74.7 | 85.2 |
| 2022 | 73.1 | 90.3 |
| 2023 | 73.6 | 91.0 |
| 2024 | 73.6 | 87.8 |
Other services
- Bozeman, MT
- Naples, FL
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Bozeman, MT | Naples, FL | |
|---|---|---|
| 2008 | 101.4 | 99.2 |
| 2009 | 99.3 | 98.0 |
| 2010 | 97.3 | 99.4 |
| 2011 | 98.7 | 100.9 |
| 2012 | 97.5 | 100.6 |
| 2013 | 99.4 | 99.7 |
| 2014 | 99.3 | 100.5 |
| 2015 | 99.2 | 101.4 |
| 2016 | 95.9 | 102.2 |
| 2017 | 99.0 | 100.9 |
| 2018 | 96.6 | 98.8 |
| 2019 | 97.3 | 95.9 |
| 2020 | 96.3 | 96.0 |
| 2021 | 92.5 | 99.7 |
| 2022 | 92.7 | 99.9 |
| 2023 | 93.6 | 99.8 |
| 2024 | 98.7 | 98.9 |
Rent and home values
Typical asking rent: $2,607 in Naples vs $2,201 in Bozeman
Typical asking rent for a new lease, dollars per month. Quarterly.
- Bozeman, MT
- Naples, FL
- United States
Source: Zillow Observed Rent Index (typical asking rent, all homes, smoothed), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Bozeman, MT | Naples, FL | United States | |
|---|---|---|---|
| Mar 2015 | – | $1,429 | $1,145 |
| Jun 2015 | – | $1,409 | $1,170 |
| Sep 2015 | – | $1,438 | $1,181 |
| Dec 2015 | – | $1,524 | $1,182 |
| Mar 2016 | – | $1,513 | $1,195 |
| Jun 2016 | – | $1,456 | $1,219 |
| Sep 2016 | – | $1,479 | $1,225 |
| Dec 2016 | – | $1,547 | $1,222 |
| Mar 2017 | – | $1,541 | $1,245 |
| Jun 2017 | – | $1,529 | $1,270 |
| Sep 2017 | – | $1,524 | $1,276 |
| Dec 2017 | – | $1,584 | $1,275 |
| Mar 2018 | – | $1,598 | $1,296 |
| Jun 2018 | – | $1,592 | $1,320 |
| Sep 2018 | – | $1,599 | $1,327 |
| Dec 2018 | – | $1,692 | $1,329 |
| Mar 2019 | – | $1,655 | $1,349 |
| Jun 2019 | – | $1,615 | $1,376 |
| Sep 2019 | – | $1,663 | $1,383 |
| Dec 2019 | – | $1,738 | $1,381 |
| Mar 2020 | – | $1,702 | $1,402 |
| Jun 2020 | – | $1,654 | $1,406 |
| Sep 2020 | – | $1,721 | $1,410 |
| Dec 2020 | – | $1,821 | $1,407 |
| Mar 2021 | $1,745 | $1,817 | $1,443 |
| Jun 2021 | $1,823 | $1,926 | $1,512 |
| Sep 2021 | $1,892 | $2,192 | $1,590 |
| Dec 2021 | $1,971 | $2,420 | $1,622 |
| Mar 2022 | $2,024 | $2,495 | $1,661 |
| Jun 2022 | $2,120 | $2,560 | $1,721 |
| Sep 2022 | $2,180 | $2,517 | $1,748 |
| Dec 2022 | $2,050 | $2,733 | $1,735 |
| Mar 2023 | $2,165 | $2,656 | $1,757 |
| Jun 2023 | $2,210 | $2,610 | $1,785 |
| Sep 2023 | $2,169 | $2,659 | $1,797 |
| Dec 2023 | $2,096 | $2,746 | $1,786 |
| Mar 2024 | $2,151 | $2,645 | $1,807 |
| Jun 2024 | $2,209 | $2,605 | $1,837 |
| Sep 2024 | $2,207 | $2,631 | $1,845 |
| Dec 2024 | $2,158 | $2,681 | $1,836 |
| Mar 2025 | $2,159 | $2,612 | $1,860 |
| Jun 2025 | $2,189 | $2,559 | $1,880 |
| Sep 2025 | $2,119 | $2,550 | $1,881 |
| Dec 2025 | $2,095 | $2,611 | $1,873 |
| Mar 2026 | $2,123 | $2,616 | $1,894 |
| Jun 2026 | $2,214 | $2,564 | $1,921 |
| Sep 2026 | $2,201 | $2,607 | $1,932 |
Typical home value: $552,000 in Naples vs $698,000 in Bozeman
Typical home value, dollars. Quarterly.
- Bozeman, MT
- Naples, FL
- United States
Source: Zillow Home Value Index (typical home value, middle tier, smoothed, seasonally adjusted), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Bozeman, MT | Naples, FL | United States | |
|---|---|---|---|
| Mar 2015 | $298K | $306K | $189K |
| Jun 2015 | $306K | $314K | $192K |
| Sep 2015 | $318K | $325K | $195K |
| Dec 2015 | $326K | $335K | $199K |
| Mar 2016 | $333K | $342K | $202K |
| Jun 2016 | $342K | $345K | $204K |
| Sep 2016 | $348K | $348K | $206K |
| Dec 2016 | $354K | $350K | $209K |
| Mar 2017 | $364K | $349K | $213K |
| Jun 2017 | $374K | $348K | $216K |
| Sep 2017 | $385K | $348K | $219K |
| Dec 2017 | $392K | $349K | $223K |
| Mar 2018 | $403K | $348K | $227K |
| Jun 2018 | $414K | $351K | $230K |
| Sep 2018 | $421K | $354K | $234K |
| Dec 2018 | $427K | $357K | $236K |
| Mar 2019 | $430K | $359K | $239K |
| Jun 2019 | $435K | $356K | $242K |
| Sep 2019 | $442K | $355K | $244K |
| Dec 2019 | $451K | $359K | $247K |
| Mar 2020 | $464K | $362K | $252K |
| Jun 2020 | $474K | $359K | $255K |
| Sep 2020 | $484K | $363K | $260K |
| Dec 2020 | $509K | $378K | $271K |
| Mar 2021 | $547K | $393K | $282K |
| Jun 2021 | $607K | $420K | $296K |
| Sep 2021 | $630K | $461K | $306K |
| Dec 2021 | $640K | $500K | $314K |
| Mar 2022 | $672K | $550K | $330K |
| Jun 2022 | $710K | $607K | $346K |
| Sep 2022 | $700K | $616K | $348K |
| Dec 2022 | $675K | $611K | $345K |
| Mar 2023 | $661K | $608K | $343K |
| Jun 2023 | $669K | $612K | $347K |
| Sep 2023 | $678K | $617K | $352K |
| Dec 2023 | $688K | $622K | $354K |
| Mar 2024 | $706K | $627K | $357K |
| Jun 2024 | $713K | $619K | $361K |
| Sep 2024 | $713K | $607K | $361K |
| Dec 2024 | $712K | $599K | $363K |
| Mar 2025 | $711K | $590K | $364K |
| Jun 2025 | $700K | $576K | $362K |
| Sep 2025 | $690K | $560K | $362K |
| Dec 2025 | $697K | $556K | $364K |
| Mar 2026 | $701K | $556K | $366K |
| Jun 2026 | $696K | $549K | $365K |
| Sep 2026 | $698K | $552K | $366K |
More about each city
What this comparison leaves out
- Taxes. State and local income, sales and property taxes can change the result a lot, especially between states.
- Neighborhoods. These are metro-wide averages; a city center and its outer suburbs can differ by more than two metros do.
- Your own spending mix. The default uses an average household. Use the housing slider above if rent is a bigger share of your budget.
- Timing. BEA price levels are for 2024; Zillow figures are monthly and newer.