Cape Girardeau, MO vs St. Joseph, MO: cost of living compared
Price levels from BEA (2024); rent and home values from Zillow (September 2026).
The short answer
- Overall, living costs in St. Joseph, MO and Cape Girardeau, MO are within 1% of each other (BEA, 2024).
- To keep the same standard of living, $75,000 in Cape Girardeau works out to about $75,300 in St. Joseph, before taxes.
- Housing is 1.9% lower in St. Joseph, goods 0.0% lower and other services 0.0% higher, which roughly cancel out.
- Typical asking rent is $1,004 a month in St. Joseph and $1,013 in Cape Girardeau, nearly the same (Zillow, September 2026).
- A typical home is valued at about $212,000 in St. Joseph and $226,000 in Cape Girardeau.
- The gap is about where it was in 2019 (1.6%).
derived Calculated from BEA Regional Price Parities (2024) and Zillow data. Based on an average household's spending; taxes not included. How we calculate.
Category by category
Both cities against the US average (100). The gap in each row is what matters for a move.
Overall prices are about the same in Cape Girardeau and St. Joseph
Price level by category, 2024. US average = 100.
- Cape Girardeau, MO
- St. Joseph, MO
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Cape Girardeau, MO | St. Joseph, MO | |
|---|---|---|
| All items | 86.1 | 86.4 |
| Goods | 94.2 | 94.2 |
| Housing (rents) | 56.4 | 55.4 |
| Utilities | 85.6 | 88.3 |
| Other services | 93.1 | 93.1 |
| Category | Cape Girardeau | St. Joseph | St. Joseph vs Cape Girardeau |
|---|---|---|---|
| All items | 86.1 | 86.4 | +0.4% |
| Goods | 94.2 | 94.2 | 0.0% |
| Housing (rents) | 56.4 | 55.4 | −1.9% |
| Utilities | 85.6 | 88.3 | +3.1% |
| Other services | 93.1 | 93.1 | 0.0% |
| Typical asking rent | $1,013 | $1,004 | −0.9% |
| Typical home value | $226,000 | $212,000 | −6.1% |
| Salary to match $75,000 in Cape Girardeau | $75,000 | $75,300 | +0.4% |
Index values: BEA, 2024, US = 100. Rent and home values: Data Provided by Zillow Group, September 2026.
How the gap has changed since 2008
The price gap between Cape Girardeau and St. Joseph has narrowed since 2008: 11.3 points then, 0.3 now
Overall price level each year, 2008–2024. US average = 100.
- Cape Girardeau, MO
- St. Joseph, MO
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Cape Girardeau, MO | St. Joseph, MO | |
|---|---|---|
| 2008 | 81.3 | 92.6 |
| 2009 | 83.0 | 92.7 |
| 2010 | 87.8 | 91.3 |
| 2011 | 87.0 | 90.3 |
| 2012 | 88.5 | 91.0 |
| 2013 | 89.4 | 92.0 |
| 2014 | 88.1 | 90.1 |
| 2015 | 86.3 | 90.0 |
| 2016 | 86.1 | 88.7 |
| 2017 | 85.2 | 88.2 |
| 2018 | 87.8 | 89.6 |
| 2019 | 90.0 | 88.6 |
| 2020 | 88.9 | 87.8 |
| 2021 | 88.5 | 88.9 |
| 2022 | 86.2 | 87.1 |
| 2023 | 86.1 | 87.6 |
| 2024 | 86.1 | 86.4 |
Goods
- Cape Girardeau, MO
- St. Joseph, MO
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Cape Girardeau, MO | St. Joseph, MO | |
|---|---|---|
| 2008 | 76.6 | 95.9 |
| 2009 | 85.2 | 95.7 |
| 2010 | 94.0 | 96.3 |
| 2011 | 94.5 | 96.1 |
| 2012 | 95.5 | 96.9 |
| 2013 | 94.9 | 96.7 |
| 2014 | 95.7 | 97.9 |
| 2015 | 96.1 | 97.5 |
| 2016 | 94.6 | 96.8 |
| 2017 | 93.8 | 95.3 |
| 2018 | 95.0 | 95.1 |
| 2019 | 97.1 | 97.1 |
| 2020 | 95.8 | 95.8 |
| 2021 | 94.1 | 94.0 |
| 2022 | 93.7 | 93.7 |
| 2023 | 96.6 | 96.6 |
| 2024 | 94.2 | 94.2 |
Housing (rents)
- Cape Girardeau, MO
- St. Joseph, MO
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Cape Girardeau, MO | St. Joseph, MO | |
|---|---|---|
| 2008 | 63.7 | 69.9 |
| 2009 | 56.7 | 73.3 |
| 2010 | 63.1 | 64.7 |
| 2011 | 63.7 | 65.8 |
| 2012 | 65.0 | 66.6 |
| 2013 | 70.7 | 70.6 |
| 2014 | 63.9 | 62.9 |
| 2015 | 60.1 | 66.4 |
| 2016 | 63.8 | 58.0 |
| 2017 | 62.5 | 59.7 |
| 2018 | 59.6 | 57.9 |
| 2019 | 61.9 | 53.5 |
| 2020 | 61.0 | 55.7 |
| 2021 | 59.8 | 61.1 |
| 2022 | 58.0 | 59.1 |
| 2023 | 52.2 | 59.4 |
| 2024 | 56.4 | 55.4 |
Utilities
- Cape Girardeau, MO
- St. Joseph, MO
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Cape Girardeau, MO | St. Joseph, MO | |
|---|---|---|
| 2008 | 75.5 | 85.9 |
| 2009 | 77.9 | 90.5 |
| 2010 | 83.2 | 87.4 |
| 2011 | 80.0 | 91.0 |
| 2012 | 80.6 | 90.1 |
| 2013 | 82.3 | 91.0 |
| 2014 | 81.1 | 83.9 |
| 2015 | 84.3 | 85.6 |
| 2016 | 85.6 | 82.7 |
| 2017 | 86.2 | 89.6 |
| 2018 | 93.3 | 97.2 |
| 2019 | 93.6 | 96.9 |
| 2020 | 93.9 | 97.7 |
| 2021 | 91.9 | 95.3 |
| 2022 | 90.4 | 95.5 |
| 2023 | 87.7 | 90.8 |
| 2024 | 85.6 | 88.3 |
Other services
- Cape Girardeau, MO
- St. Joseph, MO
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Cape Girardeau, MO | St. Joseph, MO | |
|---|---|---|
| 2008 | 93.6 | 98.8 |
| 2009 | 94.4 | 98.4 |
| 2010 | 94.3 | 98.0 |
| 2011 | 91.9 | 95.5 |
| 2012 | 94.2 | 96.3 |
| 2013 | 93.6 | 96.8 |
| 2014 | 93.6 | 95.9 |
| 2015 | 90.3 | 94.0 |
| 2016 | 89.2 | 95.0 |
| 2017 | 88.5 | 93.9 |
| 2018 | 96.3 | 96.3 |
| 2019 | 96.3 | 96.3 |
| 2020 | 96.4 | 96.5 |
| 2021 | 95.3 | 95.4 |
| 2022 | 91.9 | 91.9 |
| 2023 | 92.4 | 92.4 |
| 2024 | 93.1 | 93.1 |
Rent and home values
Typical asking rent: $1,004 in St. Joseph vs $1,013 in Cape Girardeau
Typical asking rent for a new lease, dollars per month. Quarterly.
- Cape Girardeau, MO
- St. Joseph, MO
- United States
Source: Zillow Observed Rent Index (typical asking rent, all homes, smoothed), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Cape Girardeau, MO | St. Joseph, MO | United States | |
|---|---|---|---|
| Mar 2015 | – | – | $1,145 |
| Jun 2015 | – | – | $1,170 |
| Sep 2015 | – | – | $1,181 |
| Dec 2015 | – | – | $1,182 |
| Mar 2016 | – | – | $1,195 |
| Jun 2016 | – | – | $1,219 |
| Sep 2016 | – | – | $1,225 |
| Dec 2016 | – | – | $1,222 |
| Mar 2017 | – | – | $1,245 |
| Jun 2017 | – | – | $1,270 |
| Sep 2017 | – | – | $1,276 |
| Dec 2017 | – | – | $1,275 |
| Mar 2018 | – | – | $1,296 |
| Jun 2018 | – | – | $1,320 |
| Sep 2018 | – | – | $1,327 |
| Dec 2018 | – | – | $1,329 |
| Mar 2019 | – | – | $1,349 |
| Jun 2019 | – | – | $1,376 |
| Sep 2019 | – | – | $1,383 |
| Dec 2019 | – | – | $1,381 |
| Mar 2020 | – | – | $1,402 |
| Jun 2020 | – | – | $1,406 |
| Sep 2020 | – | – | $1,410 |
| Dec 2020 | – | – | $1,407 |
| Mar 2021 | – | – | $1,443 |
| Jun 2021 | – | – | $1,512 |
| Sep 2021 | – | $736 | $1,590 |
| Dec 2021 | – | $736 | $1,622 |
| Mar 2022 | – | $748 | $1,661 |
| Jun 2022 | $796 | $772 | $1,721 |
| Sep 2022 | $840 | $800 | $1,748 |
| Dec 2022 | $855 | $811 | $1,735 |
| Mar 2023 | $869 | $819 | $1,757 |
| Jun 2023 | $855 | $849 | $1,785 |
| Sep 2023 | $892 | $843 | $1,797 |
| Dec 2023 | $901 | $862 | $1,786 |
| Mar 2024 | $913 | $870 | $1,807 |
| Jun 2024 | $918 | $906 | $1,837 |
| Sep 2024 | $941 | $918 | $1,845 |
| Dec 2024 | $937 | $921 | $1,836 |
| Mar 2025 | $961 | $932 | $1,860 |
| Jun 2025 | $976 | $974 | $1,880 |
| Sep 2025 | $978 | $973 | $1,881 |
| Dec 2025 | $987 | $962 | $1,873 |
| Mar 2026 | $986 | $986 | $1,894 |
| Jun 2026 | $1,009 | $992 | $1,921 |
| Sep 2026 | $1,013 | $1,004 | $1,932 |
Typical home value: $212,000 in St. Joseph vs $226,000 in Cape Girardeau
Typical home value, dollars. Quarterly.
- Cape Girardeau, MO
- St. Joseph, MO
- United States
Source: Zillow Home Value Index (typical home value, middle tier, smoothed, seasonally adjusted), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Cape Girardeau, MO | St. Joseph, MO | United States | |
|---|---|---|---|
| Mar 2015 | $128K | $114K | $189K |
| Jun 2015 | $131K | $116K | $192K |
| Sep 2015 | $133K | $117K | $195K |
| Dec 2015 | $134K | $118K | $199K |
| Mar 2016 | $135K | $120K | $202K |
| Jun 2016 | $136K | $120K | $204K |
| Sep 2016 | $137K | $120K | $206K |
| Dec 2016 | $138K | $121K | $209K |
| Mar 2017 | $140K | $121K | $213K |
| Jun 2017 | $140K | $122K | $216K |
| Sep 2017 | $141K | $123K | $219K |
| Dec 2017 | $143K | $124K | $223K |
| Mar 2018 | $144K | $125K | $227K |
| Jun 2018 | $145K | $127K | $230K |
| Sep 2018 | $147K | $128K | $234K |
| Dec 2018 | $147K | $129K | $236K |
| Mar 2019 | $148K | $131K | $239K |
| Jun 2019 | $150K | $133K | $242K |
| Sep 2019 | $149K | $134K | $244K |
| Dec 2019 | $151K | $137K | $247K |
| Mar 2020 | $154K | $139K | $252K |
| Jun 2020 | $155K | $141K | $255K |
| Sep 2020 | $159K | $145K | $260K |
| Dec 2020 | $165K | $151K | $271K |
| Mar 2021 | $170K | $155K | $282K |
| Jun 2021 | $177K | $160K | $296K |
| Sep 2021 | $180K | $165K | $306K |
| Dec 2021 | $185K | $169K | $314K |
| Mar 2022 | $194K | $172K | $330K |
| Jun 2022 | $202K | $176K | $346K |
| Sep 2022 | $201K | $177K | $348K |
| Dec 2022 | $200K | $177K | $345K |
| Mar 2023 | $196K | $176K | $343K |
| Jun 2023 | $202K | $180K | $347K |
| Sep 2023 | $205K | $180K | $352K |
| Dec 2023 | $205K | $180K | $354K |
| Mar 2024 | $205K | $183K | $357K |
| Jun 2024 | $206K | $187K | $361K |
| Sep 2024 | $208K | $190K | $361K |
| Dec 2024 | $211K | $193K | $363K |
| Mar 2025 | $212K | $197K | $364K |
| Jun 2025 | $213K | $199K | $362K |
| Sep 2025 | $216K | $202K | $362K |
| Dec 2025 | $218K | $206K | $364K |
| Mar 2026 | $221K | $211K | $366K |
| Jun 2026 | $222K | $212K | $365K |
| Sep 2026 | $226K | $212K | $366K |
More about each city
What this comparison leaves out
- Taxes. State and local income, sales and property taxes can change the result a lot, especially between states.
- Neighborhoods. These are metro-wide averages; a city center and its outer suburbs can differ by more than two metros do.
- Your own spending mix. The default uses an average household. Use the housing slider above if rent is a bigger share of your budget.
- Timing. BEA price levels are for 2024; Zillow figures are monthly and newer.