Hagerstown, MD vs Homosassa Springs, FL: cost of living compared
Price levels from BEA (2024); rent and home values from Zillow (September 2026).
The short answer
- Overall, living costs in Homosassa Springs, FL and Hagerstown, MD are within 1% of each other (BEA, 2024).
- To keep the same standard of living, $75,000 in Hagerstown works out to about $74,400 in Homosassa Springs, before taxes.
- Housing is 3.6% higher in Homosassa Springs, goods 0.2% lower and other services 0.6% lower, which roughly cancel out.
- Typical asking rent is $1,755 a month in Homosassa Springs and $1,614 in Hagerstown, $1,692 a year more in Homosassa Springs (Zillow, September 2026).
- A typical home is valued at about $269,000 in Homosassa Springs and $323,000 in Hagerstown.
- The gap has narrowed since 2019, when Homosassa Springs was 2.6% less expensive than Hagerstown.
derived Calculated from BEA Regional Price Parities (2024) and Zillow data. Based on an average household's spending; taxes not included. How we calculate.
Category by category
Both cities against the US average (100). The gap in each row is what matters for a move.
Overall prices are about the same in Hagerstown and Homosassa Springs
Price level by category, 2024. US average = 100.
- Hagerstown, MD
- Homosassa Springs, FL
All items Hagerstown, MD: 94.2 Homosassa Springs, FL: 93.5
Goods Hagerstown, MD: 96.4 Homosassa Springs, FL: 96.2
Housing (rents) Hagerstown, MD: 75.7 Homosassa Springs, FL: 78.4
Utilities Hagerstown, MD: 95.7 Homosassa Springs, FL: 87.3
Other services Hagerstown, MD: 99.5 Homosassa Springs, FL: 98.9
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Hagerstown, MD | Homosassa Springs, FL | |
|---|---|---|
| All items | 94.2 | 93.5 |
| Goods | 96.4 | 96.2 |
| Housing (rents) | 75.7 | 78.4 |
| Utilities | 95.7 | 87.3 |
| Other services | 99.5 | 98.9 |
| Category | Hagerstown | Homosassa Springs | Homosassa Springs vs Hagerstown |
|---|---|---|---|
| All items | 94.2 | 93.5 | −0.7% |
| Goods | 96.4 | 96.2 | −0.2% |
| Housing (rents) | 75.7 | 78.4 | +3.6% |
| Utilities | 95.7 | 87.3 | −8.7% |
| Other services | 99.5 | 98.9 | −0.6% |
| Typical asking rent | $1,614 | $1,755 | +8.7% |
| Typical home value | $323,000 | $269,000 | −16.7% |
| Salary to match $75,000 in Hagerstown | $75,000 | $74,400 | −0.7% |
Index values: BEA, 2024, US = 100. Rent and home values: Data Provided by Zillow Group, September 2026.
How the gap has changed since 2008
The price gap between Hagerstown and Homosassa Springs has narrowed since 2008: 9.8 points then, 0.7 now
Overall price level each year, 2008–2024. US average = 100.
- Hagerstown, MD
- Homosassa Springs, FL
US average = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Hagerstown, MD | Homosassa Springs, FL | |
|---|---|---|
| 2008 | 100.2 | 90.4 |
| 2009 | 100.8 | 91.8 |
| 2010 | 97.1 | 91.0 |
| 2011 | 100.1 | 90.4 |
| 2012 | 99.3 | 92.8 |
| 2013 | 100.1 | 91.9 |
| 2014 | 99.4 | 92.0 |
| 2015 | 100.7 | 91.6 |
| 2016 | 99.6 | 90.1 |
| 2017 | 98.6 | 88.4 |
| 2018 | 94.0 | 93.9 |
| 2019 | 93.3 | 90.8 |
| 2020 | 93.1 | 89.9 |
| 2021 | 95.3 | 93.7 |
| 2022 | 93.5 | 94.6 |
| 2023 | 95.4 | 95.7 |
| 2024 | 94.2 | 93.5 |
Goods
- Hagerstown, MD
- Homosassa Springs, FL
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Hagerstown, MD | Homosassa Springs, FL | |
|---|---|---|
| 2008 | 109.8 | 93.7 |
| 2009 | 110.4 | 90.7 |
| 2010 | 106.7 | 96.4 |
| 2011 | 104.8 | 93.7 |
| 2012 | 102.9 | 90.3 |
| 2013 | 106.2 | 93.0 |
| 2014 | 102.4 | 91.3 |
| 2015 | 102.8 | 90.5 |
| 2016 | 102.7 | 92.2 |
| 2017 | 101.6 | 91.5 |
| 2018 | 95.5 | 95.3 |
| 2019 | 95.4 | 95.3 |
| 2020 | 95.2 | 95.2 |
| 2021 | 96.2 | 95.7 |
| 2022 | 94.8 | 95.0 |
| 2023 | 96.1 | 96.3 |
| 2024 | 96.4 | 96.2 |
Housing (rents)
- Hagerstown, MD
- Homosassa Springs, FL
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Hagerstown, MD | Homosassa Springs, FL | |
|---|---|---|
| 2008 | 76.6 | 74.7 |
| 2009 | 79.6 | 92.3 |
| 2010 | 67.6 | 76.4 |
| 2011 | 82.2 | 73.9 |
| 2012 | 82.8 | 84.7 |
| 2013 | 80.6 | 73.5 |
| 2014 | 76.9 | 75.5 |
| 2015 | 82.3 | 78.8 |
| 2016 | 83.2 | 73.4 |
| 2017 | 82.9 | 69.3 |
| 2018 | 79.5 | 81.7 |
| 2019 | 83.5 | 71.3 |
| 2020 | 82.0 | 69.9 |
| 2021 | 82.1 | 78.3 |
| 2022 | 73.2 | 82.5 |
| 2023 | 83.0 | 85.6 |
| 2024 | 75.7 | 78.4 |
Utilities
- Hagerstown, MD
- Homosassa Springs, FL
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Hagerstown, MD | Homosassa Springs, FL | |
|---|---|---|
| 2008 | 103.6 | 90.6 |
| 2009 | 108.8 | 92.2 |
| 2010 | 99.6 | 89.9 |
| 2011 | 99.6 | 89.0 |
| 2012 | 101.0 | 93.4 |
| 2013 | 98.9 | 88.7 |
| 2014 | 94.9 | 94.1 |
| 2015 | 102.0 | 93.5 |
| 2016 | 110.4 | 89.1 |
| 2017 | 105.4 | 91.3 |
| 2018 | 90.2 | 87.7 |
| 2019 | 90.8 | 89.4 |
| 2020 | 90.7 | 86.1 |
| 2021 | 88.7 | 85.5 |
| 2022 | 89.2 | 90.9 |
| 2023 | 90.9 | 92.3 |
| 2024 | 95.7 | 87.3 |
Other services
- Hagerstown, MD
- Homosassa Springs, FL
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Hagerstown, MD | Homosassa Springs, FL | |
|---|---|---|
| 2008 | 104.1 | 95.0 |
| 2009 | 103.5 | 92.2 |
| 2010 | 104.8 | 94.4 |
| 2011 | 104.6 | 95.5 |
| 2012 | 103.4 | 98.3 |
| 2013 | 104.0 | 99.9 |
| 2014 | 106.5 | 99.9 |
| 2015 | 106.5 | 98.2 |
| 2016 | 103.6 | 96.5 |
| 2017 | 102.0 | 94.8 |
| 2018 | 98.3 | 98.8 |
| 2019 | 95.5 | 95.9 |
| 2020 | 95.6 | 96.0 |
| 2021 | 99.9 | 99.7 |
| 2022 | 100.6 | 99.9 |
| 2023 | 99.8 | 99.8 |
| 2024 | 99.5 | 98.9 |
Rent and home values
Typical asking rent: $1,755 in Homosassa Springs vs $1,614 in Hagerstown
Typical asking rent for a new lease, dollars per month. Quarterly.
- Hagerstown, MD
- Homosassa Springs, FL
- United States
Source: Zillow Observed Rent Index (typical asking rent, all homes, smoothed), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Hagerstown, MD | Homosassa Springs, FL | United States | |
|---|---|---|---|
| Mar 2015 | $919 | – | $1,145 |
| Jun 2015 | $937 | – | $1,170 |
| Sep 2015 | $939 | – | $1,181 |
| Dec 2015 | $927 | – | $1,182 |
| Mar 2016 | $945 | – | $1,195 |
| Jun 2016 | $950 | $905 | $1,219 |
| Sep 2016 | $948 | $924 | $1,225 |
| Dec 2016 | $951 | $971 | $1,222 |
| Mar 2017 | $969 | $976 | $1,245 |
| Jun 2017 | $971 | $1,005 | $1,270 |
| Sep 2017 | $978 | $1,046 | $1,276 |
| Dec 2017 | $974 | $1,039 | $1,275 |
| Mar 2018 | $983 | $1,067 | $1,296 |
| Jun 2018 | $1,001 | $1,085 | $1,320 |
| Sep 2018 | $1,000 | $1,076 | $1,327 |
| Dec 2018 | $1,005 | $1,079 | $1,329 |
| Mar 2019 | $1,027 | $1,094 | $1,349 |
| Jun 2019 | $1,032 | $1,118 | $1,376 |
| Sep 2019 | $1,034 | $1,139 | $1,383 |
| Dec 2019 | $1,044 | $1,143 | $1,381 |
| Mar 2020 | $1,048 | $1,167 | $1,402 |
| Jun 2020 | $1,086 | $1,160 | $1,406 |
| Sep 2020 | $1,115 | $1,212 | $1,410 |
| Dec 2020 | $1,119 | $1,241 | $1,407 |
| Mar 2021 | $1,155 | $1,293 | $1,443 |
| Jun 2021 | $1,207 | $1,373 | $1,512 |
| Sep 2021 | $1,261 | $1,424 | $1,590 |
| Dec 2021 | $1,282 | $1,502 | $1,622 |
| Mar 2022 | $1,310 | $1,528 | $1,661 |
| Jun 2022 | $1,353 | $1,587 | $1,721 |
| Sep 2022 | $1,386 | $1,606 | $1,748 |
| Dec 2022 | $1,423 | $1,592 | $1,735 |
| Mar 2023 | $1,415 | $1,633 | $1,757 |
| Jun 2023 | $1,447 | $1,655 | $1,785 |
| Sep 2023 | $1,451 | $1,678 | $1,797 |
| Dec 2023 | $1,448 | $1,692 | $1,786 |
| Mar 2024 | $1,472 | $1,686 | $1,807 |
| Jun 2024 | $1,507 | $1,699 | $1,837 |
| Sep 2024 | $1,528 | $1,703 | $1,845 |
| Dec 2024 | $1,522 | $1,726 | $1,836 |
| Mar 2025 | $1,534 | $1,728 | $1,860 |
| Jun 2025 | $1,572 | $1,726 | $1,880 |
| Sep 2025 | $1,568 | $1,724 | $1,881 |
| Dec 2025 | $1,578 | $1,738 | $1,873 |
| Mar 2026 | $1,592 | $1,706 | $1,894 |
| Jun 2026 | $1,623 | $1,752 | $1,921 |
| Sep 2026 | $1,614 | $1,755 | $1,932 |
Typical home value: $269,000 in Homosassa Springs vs $323,000 in Hagerstown
Typical home value, dollars. Quarterly.
- Hagerstown, MD
- Homosassa Springs, FL
- United States
Source: Zillow Home Value Index (typical home value, middle tier, smoothed, seasonally adjusted), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Hagerstown, MD | Homosassa Springs, FL | United States | |
|---|---|---|---|
| Mar 2015 | $172K | $113K | $189K |
| Jun 2015 | $172K | $116K | $192K |
| Sep 2015 | $175K | $119K | $195K |
| Dec 2015 | $175K | $122K | $199K |
| Mar 2016 | $176K | $126K | $202K |
| Jun 2016 | $176K | $129K | $204K |
| Sep 2016 | $176K | $131K | $206K |
| Dec 2016 | $178K | $135K | $209K |
| Mar 2017 | $181K | $137K | $213K |
| Jun 2017 | $182K | $141K | $216K |
| Sep 2017 | $184K | $145K | $219K |
| Dec 2017 | $187K | $148K | $223K |
| Mar 2018 | $190K | $153K | $227K |
| Jun 2018 | $192K | $157K | $230K |
| Sep 2018 | $194K | $161K | $234K |
| Dec 2018 | $196K | $163K | $236K |
| Mar 2019 | $200K | $164K | $239K |
| Jun 2019 | $202K | $165K | $242K |
| Sep 2019 | $204K | $166K | $244K |
| Dec 2019 | $206K | $170K | $247K |
| Mar 2020 | $209K | $174K | $252K |
| Jun 2020 | $212K | $175K | $255K |
| Sep 2020 | $217K | $181K | $260K |
| Dec 2020 | $227K | $191K | $271K |
| Mar 2021 | $238K | $201K | $282K |
| Jun 2021 | $250K | $217K | $296K |
| Sep 2021 | $255K | $232K | $306K |
| Dec 2021 | $260K | $243K | $314K |
| Mar 2022 | $273K | $259K | $330K |
| Jun 2022 | $284K | $279K | $346K |
| Sep 2022 | $283K | $286K | $348K |
| Dec 2022 | $281K | $285K | $345K |
| Mar 2023 | $283K | $281K | $343K |
| Jun 2023 | $287K | $283K | $347K |
| Sep 2023 | $292K | $285K | $352K |
| Dec 2023 | $294K | $285K | $354K |
| Mar 2024 | $298K | $285K | $357K |
| Jun 2024 | $303K | $286K | $361K |
| Sep 2024 | $306K | $285K | $361K |
| Dec 2024 | $310K | $283K | $363K |
| Mar 2025 | $313K | $281K | $364K |
| Jun 2025 | $313K | $276K | $362K |
| Sep 2025 | $315K | $271K | $362K |
| Dec 2025 | $318K | $270K | $364K |
| Mar 2026 | $321K | $272K | $366K |
| Jun 2026 | $321K | $269K | $365K |
| Sep 2026 | $323K | $269K | $366K |
More about each city
What this comparison leaves out
- Taxes. State and local income, sales and property taxes can change the result a lot, especially between states.
- Neighborhoods. These are metro-wide averages; a city center and its outer suburbs can differ by more than two metros do.
- Your own spending mix. The default uses an average household. Use the housing slider above if rent is a bigger share of your budget.
- Timing. BEA price levels are for 2024; Zillow figures are monthly and newer.