Hagerstown, MD vs Lake Havasu City, AZ: cost of living compared
Price levels from BEA (2024); rent and home values from Zillow (September 2026).
The short answer
- Overall, living costs in Lake Havasu City, AZ and Hagerstown, MD are within 1% of each other (BEA, 2024).
- To keep the same standard of living, $75,000 in Hagerstown works out to about $74,900 in Lake Havasu City, before taxes.
- Housing is 5.3% higher in Lake Havasu City, goods 0.2% lower and other services 0.4% higher, which roughly cancel out.
- Typical asking rent is $1,540 a month in Lake Havasu City and $1,614 in Hagerstown, $888 a year less in Lake Havasu City (Zillow, September 2026).
- A typical home is valued at about $350,000 in Lake Havasu City and $323,000 in Hagerstown.
- The gap has narrowed since 2019, when Lake Havasu City was 5.3% less expensive than Hagerstown.
derived Calculated from BEA Regional Price Parities (2024) and Zillow data. Based on an average household's spending; taxes not included. How we calculate.
Category by category
Both cities against the US average (100). The gap in each row is what matters for a move.
Overall prices are about the same in Hagerstown and Lake Havasu City
Price level by category, 2024. US average = 100.
- Hagerstown, MD
- Lake Havasu City, AZ
All items Hagerstown, MD: 94.2 Lake Havasu City, AZ: 94.1
Goods Hagerstown, MD: 96.4 Lake Havasu City, AZ: 96.2
Housing (rents) Hagerstown, MD: 75.7 Lake Havasu City, AZ: 79.8
Utilities Hagerstown, MD: 95.7 Lake Havasu City, AZ: 88.7
Other services Hagerstown, MD: 99.5 Lake Havasu City, AZ: 99.8
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Hagerstown, MD | Lake Havasu City, AZ | |
|---|---|---|
| All items | 94.2 | 94.1 |
| Goods | 96.4 | 96.2 |
| Housing (rents) | 75.7 | 79.8 |
| Utilities | 95.7 | 88.7 |
| Other services | 99.5 | 99.8 |
| Category | Hagerstown | Lake Havasu City | Lake Havasu City vs Hagerstown |
|---|---|---|---|
| All items | 94.2 | 94.1 | −0.1% |
| Goods | 96.4 | 96.2 | −0.2% |
| Housing (rents) | 75.7 | 79.8 | +5.3% |
| Utilities | 95.7 | 88.7 | −7.3% |
| Other services | 99.5 | 99.8 | +0.4% |
| Typical asking rent | $1,614 | $1,540 | −4.6% |
| Typical home value | $323,000 | $350,000 | +8.4% |
| Salary to match $75,000 in Hagerstown | $75,000 | $74,900 | −0.1% |
Index values: BEA, 2024, US = 100. Rent and home values: Data Provided by Zillow Group, September 2026.
How the gap has changed since 2008
The price gap between Hagerstown and Lake Havasu City has narrowed since 2008: 6.4 points then, 0.1 now
Overall price level each year, 2008–2024. US average = 100.
- Hagerstown, MD
- Lake Havasu City, AZ
US average = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Hagerstown, MD | Lake Havasu City, AZ | |
|---|---|---|
| 2008 | 100.2 | 93.8 |
| 2009 | 100.8 | 97.3 |
| 2010 | 97.1 | 94.6 |
| 2011 | 100.1 | 94.7 |
| 2012 | 99.3 | 95.5 |
| 2013 | 100.1 | 95.0 |
| 2014 | 99.4 | 92.3 |
| 2015 | 100.7 | 92.2 |
| 2016 | 99.6 | 93.0 |
| 2017 | 98.6 | 93.8 |
| 2018 | 94.0 | 89.8 |
| 2019 | 93.3 | 88.4 |
| 2020 | 93.1 | 87.7 |
| 2021 | 95.3 | 89.3 |
| 2022 | 93.5 | 92.8 |
| 2023 | 95.4 | 90.5 |
| 2024 | 94.2 | 94.1 |
Goods
- Hagerstown, MD
- Lake Havasu City, AZ
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Hagerstown, MD | Lake Havasu City, AZ | |
|---|---|---|
| 2008 | 109.8 | 95.4 |
| 2009 | 110.4 | 101.3 |
| 2010 | 106.7 | 97.3 |
| 2011 | 104.8 | 98.7 |
| 2012 | 102.9 | 99.7 |
| 2013 | 106.2 | 97.9 |
| 2014 | 102.4 | 96.2 |
| 2015 | 102.8 | 95.0 |
| 2016 | 102.7 | 94.4 |
| 2017 | 101.6 | 99.7 |
| 2018 | 95.5 | 95.7 |
| 2019 | 95.4 | 99.0 |
| 2020 | 95.2 | 96.5 |
| 2021 | 96.2 | 96.6 |
| 2022 | 94.8 | 97.7 |
| 2023 | 96.1 | 96.8 |
| 2024 | 96.4 | 96.2 |
Housing (rents)
- Hagerstown, MD
- Lake Havasu City, AZ
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Hagerstown, MD | Lake Havasu City, AZ | |
|---|---|---|
| 2008 | 76.6 | 82.8 |
| 2009 | 79.6 | 86.3 |
| 2010 | 67.6 | 79.8 |
| 2011 | 82.2 | 74.6 |
| 2012 | 82.8 | 76.3 |
| 2013 | 80.6 | 77.6 |
| 2014 | 76.9 | 70.1 |
| 2015 | 82.3 | 70.0 |
| 2016 | 83.2 | 75.6 |
| 2017 | 82.9 | 71.1 |
| 2018 | 79.5 | 69.5 |
| 2019 | 83.5 | 58.9 |
| 2020 | 82.0 | 64.0 |
| 2021 | 82.1 | 73.3 |
| 2022 | 73.2 | 86.3 |
| 2023 | 83.0 | 77.8 |
| 2024 | 75.7 | 79.8 |
Utilities
- Hagerstown, MD
- Lake Havasu City, AZ
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Hagerstown, MD | Lake Havasu City, AZ | |
|---|---|---|
| 2008 | 103.6 | 90.7 |
| 2009 | 108.8 | 92.1 |
| 2010 | 99.6 | 100.9 |
| 2011 | 99.6 | 102.2 |
| 2012 | 101.0 | 104.9 |
| 2013 | 98.9 | 101.2 |
| 2014 | 94.9 | 105.4 |
| 2015 | 102.0 | 105.0 |
| 2016 | 110.4 | 98.9 |
| 2017 | 105.4 | 94.6 |
| 2018 | 90.2 | 89.4 |
| 2019 | 90.8 | 91.1 |
| 2020 | 90.7 | 90.2 |
| 2021 | 88.7 | 82.7 |
| 2022 | 89.2 | 84.2 |
| 2023 | 90.9 | 82.6 |
| 2024 | 95.7 | 88.7 |
Other services
- Hagerstown, MD
- Lake Havasu City, AZ
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Hagerstown, MD | Lake Havasu City, AZ | |
|---|---|---|
| 2008 | 104.1 | 98.8 |
| 2009 | 103.5 | 101.4 |
| 2010 | 104.8 | 100.2 |
| 2011 | 104.6 | 103.9 |
| 2012 | 103.4 | 103.4 |
| 2013 | 104.0 | 102.1 |
| 2014 | 106.5 | 102.5 |
| 2015 | 106.5 | 100.9 |
| 2016 | 103.6 | 100.4 |
| 2017 | 102.0 | 101.2 |
| 2018 | 98.3 | 96.5 |
| 2019 | 95.5 | 97.4 |
| 2020 | 95.6 | 94.7 |
| 2021 | 99.9 | 92.0 |
| 2022 | 100.6 | 92.5 |
| 2023 | 99.8 | 93.3 |
| 2024 | 99.5 | 99.8 |
Rent and home values
Typical asking rent: $1,540 in Lake Havasu City vs $1,614 in Hagerstown
Typical asking rent for a new lease, dollars per month. Quarterly.
- Hagerstown, MD
- Lake Havasu City, AZ
- United States
Source: Zillow Observed Rent Index (typical asking rent, all homes, smoothed), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Hagerstown, MD | Lake Havasu City, AZ | United States | |
|---|---|---|---|
| Mar 2015 | $919 | $766 | $1,145 |
| Jun 2015 | $937 | $775 | $1,170 |
| Sep 2015 | $939 | $780 | $1,181 |
| Dec 2015 | $927 | $801 | $1,182 |
| Mar 2016 | $945 | $798 | $1,195 |
| Jun 2016 | $950 | $812 | $1,219 |
| Sep 2016 | $948 | $829 | $1,225 |
| Dec 2016 | $951 | $827 | $1,222 |
| Mar 2017 | $969 | $846 | $1,245 |
| Jun 2017 | $971 | $872 | $1,270 |
| Sep 2017 | $978 | $875 | $1,276 |
| Dec 2017 | $974 | $902 | $1,275 |
| Mar 2018 | $983 | $899 | $1,296 |
| Jun 2018 | $1,001 | $932 | $1,320 |
| Sep 2018 | $1,000 | $941 | $1,327 |
| Dec 2018 | $1,005 | $946 | $1,329 |
| Mar 2019 | $1,027 | $984 | $1,349 |
| Jun 2019 | $1,032 | $1,004 | $1,376 |
| Sep 2019 | $1,034 | $1,021 | $1,383 |
| Dec 2019 | $1,044 | $1,019 | $1,381 |
| Mar 2020 | $1,048 | $1,048 | $1,402 |
| Jun 2020 | $1,086 | $1,068 | $1,406 |
| Sep 2020 | $1,115 | $1,100 | $1,410 |
| Dec 2020 | $1,119 | $1,155 | $1,407 |
| Mar 2021 | $1,155 | $1,189 | $1,443 |
| Jun 2021 | $1,207 | $1,301 | $1,512 |
| Sep 2021 | $1,261 | $1,300 | $1,590 |
| Dec 2021 | $1,282 | $1,374 | $1,622 |
| Mar 2022 | $1,310 | $1,393 | $1,661 |
| Jun 2022 | $1,353 | $1,410 | $1,721 |
| Sep 2022 | $1,386 | $1,423 | $1,748 |
| Dec 2022 | $1,423 | $1,418 | $1,735 |
| Mar 2023 | $1,415 | $1,420 | $1,757 |
| Jun 2023 | $1,447 | $1,425 | $1,785 |
| Sep 2023 | $1,451 | $1,444 | $1,797 |
| Dec 2023 | $1,448 | $1,445 | $1,786 |
| Mar 2024 | $1,472 | $1,470 | $1,807 |
| Jun 2024 | $1,507 | $1,477 | $1,837 |
| Sep 2024 | $1,528 | $1,491 | $1,845 |
| Dec 2024 | $1,522 | $1,493 | $1,836 |
| Mar 2025 | $1,534 | $1,513 | $1,860 |
| Jun 2025 | $1,572 | $1,508 | $1,880 |
| Sep 2025 | $1,568 | $1,510 | $1,881 |
| Dec 2025 | $1,578 | $1,514 | $1,873 |
| Mar 2026 | $1,592 | $1,524 | $1,894 |
| Jun 2026 | $1,623 | $1,537 | $1,921 |
| Sep 2026 | $1,614 | $1,540 | $1,932 |
Typical home value: $350,000 in Lake Havasu City vs $323,000 in Hagerstown
Typical home value, dollars. Quarterly.
- Hagerstown, MD
- Lake Havasu City, AZ
- United States
Source: Zillow Home Value Index (typical home value, middle tier, smoothed, seasonally adjusted), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Hagerstown, MD | Lake Havasu City, AZ | United States | |
|---|---|---|---|
| Mar 2015 | $172K | $161K | $189K |
| Jun 2015 | $172K | $165K | $192K |
| Sep 2015 | $175K | $167K | $195K |
| Dec 2015 | $175K | $169K | $199K |
| Mar 2016 | $176K | $175K | $202K |
| Jun 2016 | $176K | $175K | $204K |
| Sep 2016 | $176K | $176K | $206K |
| Dec 2016 | $178K | $178K | $209K |
| Mar 2017 | $181K | $181K | $213K |
| Jun 2017 | $182K | $185K | $216K |
| Sep 2017 | $184K | $189K | $219K |
| Dec 2017 | $187K | $193K | $223K |
| Mar 2018 | $190K | $197K | $227K |
| Jun 2018 | $192K | $202K | $230K |
| Sep 2018 | $194K | $209K | $234K |
| Dec 2018 | $196K | $215K | $236K |
| Mar 2019 | $200K | $220K | $239K |
| Jun 2019 | $202K | $224K | $242K |
| Sep 2019 | $204K | $228K | $244K |
| Dec 2019 | $206K | $234K | $247K |
| Mar 2020 | $209K | $236K | $252K |
| Jun 2020 | $212K | $240K | $255K |
| Sep 2020 | $217K | $252K | $260K |
| Dec 2020 | $227K | $266K | $271K |
| Mar 2021 | $238K | $281K | $282K |
| Jun 2021 | $250K | $305K | $296K |
| Sep 2021 | $255K | $323K | $306K |
| Dec 2021 | $260K | $333K | $314K |
| Mar 2022 | $273K | $345K | $330K |
| Jun 2022 | $284K | $365K | $346K |
| Sep 2022 | $283K | $364K | $348K |
| Dec 2022 | $281K | $352K | $345K |
| Mar 2023 | $283K | $341K | $343K |
| Jun 2023 | $287K | $343K | $347K |
| Sep 2023 | $292K | $345K | $352K |
| Dec 2023 | $294K | $343K | $354K |
| Mar 2024 | $298K | $346K | $357K |
| Jun 2024 | $303K | $348K | $361K |
| Sep 2024 | $306K | $347K | $361K |
| Dec 2024 | $310K | $347K | $363K |
| Mar 2025 | $313K | $345K | $364K |
| Jun 2025 | $313K | $344K | $362K |
| Sep 2025 | $315K | $343K | $362K |
| Dec 2025 | $318K | $346K | $364K |
| Mar 2026 | $321K | $350K | $366K |
| Jun 2026 | $321K | $351K | $365K |
| Sep 2026 | $323K | $350K | $366K |
More about each city
What this comparison leaves out
- Taxes. State and local income, sales and property taxes can change the result a lot, especially between states.
- Neighborhoods. These are metro-wide averages; a city center and its outer suburbs can differ by more than two metros do.
- Your own spending mix. The default uses an average household. Use the housing slider above if rent is a bigger share of your budget.
- Timing. BEA price levels are for 2024; Zillow figures are monthly and newer.