Miami, FL vs Houston, TX: cost of living compared
Price levels from BEA (2024); rent and home values from Zillow (September 2026).
The short answer
- Overall, Houston, TX is 13.6% less expensive than Miami, FL (BEA, 2024).
- To keep the same standard of living, $75,000 in Miami works out to about $64,800 in Houston, before taxes.
- Most of the difference is housing, which costs 32.8% less in Houston. Goods are 2.8% lower and other services 12.4% lower.
- Typical asking rent is $1,638 a month in Houston and $2,654 in Miami, $12,192 a year less in Houston (Zillow, September 2026).
- A typical home is valued at about $303,000 in Houston and $477,000 in Miami.
- The gap has widened since 2019, when Houston was 6.6% less expensive than Miami.
derived Calculated from BEA Regional Price Parities (2024) and Zillow data. Based on an average household's spending; taxes not included. How we calculate.
Category by category
Both cities against the US average (100). The gap in each row is what matters for a move.
Housing drives the gap: 32.8% lower in Houston than in Miami
Price level by category, 2024. US average = 100.
- Miami, FL
- Houston, TX
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Miami, FL | Houston, TX | |
|---|---|---|
| All items | 114.2 | 98.6 |
| Goods | 103.6 | 100.6 |
| Housing (rents) | 155.6 | 104.5 |
| Utilities | 97.2 | 95.3 |
| Other services | 109.1 | 95.6 |
| Category | Miami | Houston | Houston vs Miami |
|---|---|---|---|
| All items | 114.2 | 98.6 | −13.6% |
| Goods | 103.6 | 100.6 | −2.8% |
| Housing (rents) | 155.6 | 104.5 | −32.8% |
| Utilities | 97.2 | 95.3 | −2.0% |
| Other services | 109.1 | 95.6 | −12.4% |
| Typical asking rent | $2,654 | $1,638 | −38.3% |
| Typical home value | $477,000 | $303,000 | −36.5% |
| Salary to match $75,000 in Miami | $75,000 | $64,800 | −13.6% |
Index values: BEA, 2024, US = 100. Rent and home values: Data Provided by Zillow Group, September 2026.
How the gap has changed since 2008
The price gap between Miami and Houston has widened since 2008: 7.0 points then, 15.5 now
Overall price level each year, 2008–2024. US average = 100.
- Miami, FL
- Houston, TX
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Miami, FL | Houston, TX | |
|---|---|---|
| 2008 | 106.5 | 99.4 |
| 2009 | 106.0 | 100.6 |
| 2010 | 105.3 | 101.0 |
| 2011 | 106.7 | 98.7 |
| 2012 | 107.5 | 100.1 |
| 2013 | 106.7 | 101.1 |
| 2014 | 105.9 | 102.2 |
| 2015 | 107.3 | 103.1 |
| 2016 | 107.9 | 102.4 |
| 2017 | 108.3 | 100.0 |
| 2018 | 109.5 | 101.9 |
| 2019 | 108.6 | 101.4 |
| 2020 | 109.5 | 100.0 |
| 2021 | 110.0 | 99.7 |
| 2022 | 111.9 | 98.8 |
| 2023 | 112.1 | 99.7 |
| 2024 | 114.2 | 98.6 |
Goods
- Miami, FL
- Houston, TX
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Miami, FL | Houston, TX | |
|---|---|---|
| 2008 | 100.1 | 95.9 |
| 2009 | 97.9 | 98.0 |
| 2010 | 96.8 | 99.6 |
| 2011 | 97.9 | 97.6 |
| 2012 | 99.6 | 99.0 |
| 2013 | 101.5 | 97.7 |
| 2014 | 100.3 | 98.9 |
| 2015 | 99.6 | 98.9 |
| 2016 | 100.5 | 97.7 |
| 2017 | 103.2 | 96.3 |
| 2018 | 104.4 | 99.0 |
| 2019 | 99.8 | 98.3 |
| 2020 | 100.3 | 96.7 |
| 2021 | 105.3 | 97.7 |
| 2022 | 104.8 | 98.1 |
| 2023 | 101.8 | 101.7 |
| 2024 | 103.6 | 100.6 |
Housing (rents)
- Miami, FL
- Houston, TX
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Miami, FL | Houston, TX | |
|---|---|---|
| 2008 | 147.0 | 99.9 |
| 2009 | 138.6 | 101.9 |
| 2010 | 138.1 | 103.5 |
| 2011 | 138.5 | 99.4 |
| 2012 | 140.7 | 103.4 |
| 2013 | 137.7 | 104.1 |
| 2014 | 138.9 | 107.6 |
| 2015 | 143.6 | 108.6 |
| 2016 | 141.3 | 110.0 |
| 2017 | 142.1 | 108.5 |
| 2018 | 142.2 | 108.0 |
| 2019 | 143.8 | 107.4 |
| 2020 | 144.0 | 107.5 |
| 2021 | 143.7 | 105.6 |
| 2022 | 147.2 | 107.8 |
| 2023 | 156.6 | 106.3 |
| 2024 | 155.6 | 104.5 |
Utilities
- Miami, FL
- Houston, TX
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Miami, FL | Houston, TX | |
|---|---|---|
| 2008 | 104.6 | 101.4 |
| 2009 | 109.0 | 95.3 |
| 2010 | 98.8 | 97.6 |
| 2011 | 100.6 | 97.4 |
| 2012 | 98.3 | 95.1 |
| 2013 | 97.7 | 95.8 |
| 2014 | 96.9 | 94.5 |
| 2015 | 94.0 | 83.8 |
| 2016 | 93.5 | 92.5 |
| 2017 | 86.3 | 85.7 |
| 2018 | 95.3 | 83.1 |
| 2019 | 103.1 | 91.2 |
| 2020 | 96.2 | 86.4 |
| 2021 | 97.0 | 89.1 |
| 2022 | 106.4 | 92.3 |
| 2023 | 98.0 | 94.9 |
| 2024 | 97.2 | 95.3 |
Other services
- Miami, FL
- Houston, TX
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Miami, FL | Houston, TX | |
|---|---|---|
| 2008 | 98.6 | 102.1 |
| 2009 | 100.7 | 102.4 |
| 2010 | 101.0 | 101.4 |
| 2011 | 102.9 | 99.3 |
| 2012 | 103.1 | 100.2 |
| 2013 | 101.1 | 103.3 |
| 2014 | 100.3 | 103.7 |
| 2015 | 102.7 | 106.0 |
| 2016 | 103.8 | 104.3 |
| 2017 | 103.0 | 101.2 |
| 2018 | 104.0 | 103.4 |
| 2019 | 104.6 | 102.5 |
| 2020 | 105.6 | 100.9 |
| 2021 | 103.9 | 100.2 |
| 2022 | 106.7 | 97.0 |
| 2023 | 106.7 | 96.6 |
| 2024 | 109.1 | 95.6 |
Rent and home values
Typical asking rent: $1,638 in Houston vs $2,654 in Miami
Typical asking rent for a new lease, dollars per month. Quarterly.
- Miami, FL
- Houston, TX
- United States
Source: Zillow Observed Rent Index (typical asking rent, all homes, smoothed), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Miami, FL | Houston, TX | United States | |
|---|---|---|---|
| Mar 2015 | $1,463 | $1,210 | $1,145 |
| Jun 2015 | $1,486 | $1,239 | $1,170 |
| Sep 2015 | $1,513 | $1,239 | $1,181 |
| Dec 2015 | $1,532 | $1,229 | $1,182 |
| Mar 2016 | $1,539 | $1,237 | $1,195 |
| Jun 2016 | $1,542 | $1,247 | $1,219 |
| Sep 2016 | $1,551 | $1,237 | $1,225 |
| Dec 2016 | $1,555 | $1,226 | $1,222 |
| Mar 2017 | $1,572 | $1,242 | $1,245 |
| Jun 2017 | $1,579 | $1,257 | $1,270 |
| Sep 2017 | $1,598 | $1,259 | $1,276 |
| Dec 2017 | $1,605 | $1,282 | $1,275 |
| Mar 2018 | $1,613 | $1,294 | $1,296 |
| Jun 2018 | $1,626 | $1,308 | $1,320 |
| Sep 2018 | $1,643 | $1,303 | $1,327 |
| Dec 2018 | $1,661 | $1,305 | $1,329 |
| Mar 2019 | $1,659 | $1,311 | $1,349 |
| Jun 2019 | $1,671 | $1,330 | $1,376 |
| Sep 2019 | $1,686 | $1,330 | $1,383 |
| Dec 2019 | $1,712 | $1,331 | $1,381 |
| Mar 2020 | $1,717 | $1,345 | $1,402 |
| Jun 2020 | $1,702 | $1,334 | $1,406 |
| Sep 2020 | $1,717 | $1,343 | $1,410 |
| Dec 2020 | $1,763 | $1,346 | $1,407 |
| Mar 2021 | $1,829 | $1,365 | $1,443 |
| Jun 2021 | $1,948 | $1,424 | $1,512 |
| Sep 2021 | $2,130 | $1,483 | $1,590 |
| Dec 2021 | $2,258 | $1,497 | $1,622 |
| Mar 2022 | $2,366 | $1,523 | $1,661 |
| Jun 2022 | $2,473 | $1,564 | $1,721 |
| Sep 2022 | $2,507 | $1,577 | $1,748 |
| Dec 2022 | $2,519 | $1,561 | $1,735 |
| Mar 2023 | $2,526 | $1,583 | $1,757 |
| Jun 2023 | $2,540 | $1,605 | $1,785 |
| Sep 2023 | $2,551 | $1,608 | $1,797 |
| Dec 2023 | $2,555 | $1,594 | $1,786 |
| Mar 2024 | $2,569 | $1,604 | $1,807 |
| Jun 2024 | $2,581 | $1,627 | $1,837 |
| Sep 2024 | $2,594 | $1,635 | $1,845 |
| Dec 2024 | $2,595 | $1,623 | $1,836 |
| Mar 2025 | $2,606 | $1,635 | $1,860 |
| Jun 2025 | $2,608 | $1,639 | $1,880 |
| Sep 2025 | $2,606 | $1,636 | $1,881 |
| Dec 2025 | $2,608 | $1,623 | $1,873 |
| Mar 2026 | $2,622 | $1,620 | $1,894 |
| Jun 2026 | $2,637 | $1,636 | $1,921 |
| Sep 2026 | $2,654 | $1,638 | $1,932 |
Typical home value: $303,000 in Houston vs $477,000 in Miami
Typical home value, dollars. Quarterly.
- Miami, FL
- Houston, TX
- United States
Source: Zillow Home Value Index (typical home value, middle tier, smoothed, seasonally adjusted), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Miami, FL | Houston, TX | United States | |
|---|---|---|---|
| Mar 2015 | $219K | $184K | $189K |
| Jun 2015 | $224K | $188K | $192K |
| Sep 2015 | $230K | $192K | $195K |
| Dec 2015 | $236K | $195K | $199K |
| Mar 2016 | $241K | $198K | $202K |
| Jun 2016 | $246K | $200K | $204K |
| Sep 2016 | $251K | $201K | $206K |
| Dec 2016 | $256K | $204K | $209K |
| Mar 2017 | $261K | $205K | $213K |
| Jun 2017 | $266K | $207K | $216K |
| Sep 2017 | $271K | $209K | $219K |
| Dec 2017 | $276K | $211K | $223K |
| Mar 2018 | $281K | $213K | $227K |
| Jun 2018 | $284K | $215K | $230K |
| Sep 2018 | $289K | $218K | $234K |
| Dec 2018 | $294K | $220K | $236K |
| Mar 2019 | $297K | $223K | $239K |
| Jun 2019 | $297K | $224K | $242K |
| Sep 2019 | $298K | $225K | $244K |
| Dec 2019 | $303K | $228K | $247K |
| Mar 2020 | $310K | $230K | $252K |
| Jun 2020 | $310K | $231K | $255K |
| Sep 2020 | $314K | $234K | $260K |
| Dec 2020 | $326K | $242K | $271K |
| Mar 2021 | $338K | $251K | $282K |
| Jun 2021 | $353K | $262K | $296K |
| Sep 2021 | $370K | $272K | $306K |
| Dec 2021 | $385K | $281K | $314K |
| Mar 2022 | $412K | $297K | $330K |
| Jun 2022 | $443K | $313K | $346K |
| Sep 2022 | $456K | $318K | $348K |
| Dec 2022 | $459K | $315K | $345K |
| Mar 2023 | $461K | $311K | $343K |
| Jun 2023 | $469K | $311K | $347K |
| Sep 2023 | $479K | $313K | $352K |
| Dec 2023 | $488K | $313K | $354K |
| Mar 2024 | $494K | $314K | $357K |
| Jun 2024 | $499K | $316K | $361K |
| Sep 2024 | $499K | $315K | $361K |
| Dec 2024 | $497K | $314K | $363K |
| Mar 2025 | $493K | $313K | $364K |
| Jun 2025 | $484K | $310K | $362K |
| Sep 2025 | $476K | $308K | $362K |
| Dec 2025 | $473K | $308K | $364K |
| Mar 2026 | $474K | $307K | $366K |
| Jun 2026 | $473K | $304K | $365K |
| Sep 2026 | $477K | $303K | $366K |
More about each city
Related comparisons
What this comparison leaves out
- Taxes. State and local income, sales and property taxes can change the result a lot, especially between states.
- Neighborhoods. These are metro-wide averages; a city center and its outer suburbs can differ by more than two metros do.
- Your own spending mix. The default uses an average household. Use the housing slider above if rent is a bigger share of your budget.
- Timing. BEA price levels are for 2024; Zillow figures are monthly and newer.