Naples, FL vs Ann Arbor, MI: cost of living compared
Price levels from BEA (2024); rent and home values from Zillow (September 2026).
The short answer
- Overall, Ann Arbor, MI is 2.2% less expensive than Naples, FL (BEA, 2024).
- To keep the same standard of living, $75,000 in Naples works out to about $73,300 in Ann Arbor, before taxes.
- Most of the difference is everyday costs rather than housing: goods are 2.6% lower and other services 0.7% higher in Ann Arbor, while housing is 3.2% lower.
- Typical asking rent is $1,917 a month in Ann Arbor and $2,607 in Naples, $8,280 a year less in Ann Arbor (Zillow, September 2026).
- A typical home is valued at about $412,000 in Ann Arbor and $552,000 in Naples.
- The gap has widened since 2019, when Ann Arbor was 0.0% more expensive than Naples.
derived Calculated from BEA Regional Price Parities (2024) and Zillow data. Based on an average household's spending; taxes not included. How we calculate.
Category by category
Both cities against the US average (100). The gap in each row is what matters for a move.
Everyday costs, not housing, drive the gap between Naples and Ann Arbor
Price level by category, 2024. US average = 100.
- Naples, FL
- Ann Arbor, MI
All items Naples, FL: 103.2 Ann Arbor, MI: 100.9
Goods Naples, FL: 96.2 Ann Arbor, MI: 93.7
Housing (rents) Naples, FL: 129.4 Ann Arbor, MI: 125.3
Utilities Naples, FL: 87.8 Ann Arbor, MI: 98.2
Other services Naples, FL: 98.9 Ann Arbor, MI: 99.6
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Naples, FL | Ann Arbor, MI | |
|---|---|---|
| All items | 103.2 | 100.9 |
| Goods | 96.2 | 93.7 |
| Housing (rents) | 129.4 | 125.3 |
| Utilities | 87.8 | 98.2 |
| Other services | 98.9 | 99.6 |
| Category | Naples | Ann Arbor | Ann Arbor vs Naples |
|---|---|---|---|
| All items | 103.2 | 100.9 | −2.2% |
| Goods | 96.2 | 93.7 | −2.6% |
| Housing (rents) | 129.4 | 125.3 | −3.2% |
| Utilities | 87.8 | 98.2 | +11.9% |
| Other services | 98.9 | 99.6 | +0.7% |
| Typical asking rent | $2,607 | $1,917 | −26.5% |
| Typical home value | $552,000 | $412,000 | −25.4% |
| Salary to match $75,000 in Naples | $75,000 | $73,300 | −2.2% |
Index values: BEA, 2024, US = 100. Rent and home values: Data Provided by Zillow Group, September 2026.
How the gap has changed since 2008
The price gap between Naples and Ann Arbor has widened since 2008: 0.7 points then, 2.3 now
Overall price level each year, 2008–2024. US average = 100.
- Naples, FL
- Ann Arbor, MI
US average = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Naples, FL | Ann Arbor, MI | |
|---|---|---|
| 2008 | 104.3 | 103.6 |
| 2009 | 101.6 | 101.3 |
| 2010 | 102.3 | 101.1 |
| 2011 | 99.9 | 100.4 |
| 2012 | 101.6 | 100.9 |
| 2013 | 101.4 | 100.1 |
| 2014 | 101.4 | 102.6 |
| 2015 | 102.7 | 100.2 |
| 2016 | 103.8 | 98.4 |
| 2017 | 104.3 | 98.5 |
| 2018 | 100.7 | 99.3 |
| 2019 | 100.6 | 100.7 |
| 2020 | 99.1 | 98.6 |
| 2021 | 102.2 | 99.5 |
| 2022 | 102.7 | 97.9 |
| 2023 | 106.5 | 98.2 |
| 2024 | 103.2 | 100.9 |
Goods
- Naples, FL
- Ann Arbor, MI
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Naples, FL | Ann Arbor, MI | |
|---|---|---|
| 2008 | 97.7 | 99.9 |
| 2009 | 95.7 | 102.1 |
| 2010 | 96.9 | 100.4 |
| 2011 | 97.0 | 101.0 |
| 2012 | 97.4 | 99.5 |
| 2013 | 97.2 | 100.0 |
| 2014 | 97.7 | 99.5 |
| 2015 | 97.0 | 98.2 |
| 2016 | 97.2 | 99.1 |
| 2017 | 97.4 | 99.5 |
| 2018 | 95.3 | 97.1 |
| 2019 | 95.3 | 95.9 |
| 2020 | 95.2 | 93.7 |
| 2021 | 95.7 | 94.4 |
| 2022 | 95.0 | 92.1 |
| 2023 | 96.3 | 94.1 |
| 2024 | 96.2 | 93.7 |
Housing (rents)
- Naples, FL
- Ann Arbor, MI
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Naples, FL | Ann Arbor, MI | |
|---|---|---|
| 2008 | 133.4 | 126.3 |
| 2009 | 120.7 | 105.7 |
| 2010 | 119.3 | 113.6 |
| 2011 | 103.2 | 109.9 |
| 2012 | 112.8 | 119.5 |
| 2013 | 115.9 | 109.0 |
| 2014 | 112.0 | 126.4 |
| 2015 | 120.0 | 120.8 |
| 2016 | 123.2 | 110.9 |
| 2017 | 130.1 | 117.9 |
| 2018 | 118.2 | 118.6 |
| 2019 | 128.0 | 124.8 |
| 2020 | 116.5 | 113.5 |
| 2021 | 125.7 | 121.8 |
| 2022 | 129.3 | 113.8 |
| 2023 | 146.3 | 112.1 |
| 2024 | 129.4 | 125.3 |
Utilities
- Naples, FL
- Ann Arbor, MI
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Naples, FL | Ann Arbor, MI | |
|---|---|---|
| 2008 | 94.5 | 99.5 |
| 2009 | 96.5 | 108.3 |
| 2010 | 95.1 | 106.9 |
| 2011 | 93.0 | 109.0 |
| 2012 | 91.1 | 111.0 |
| 2013 | 89.5 | 112.5 |
| 2014 | 93.7 | 105.8 |
| 2015 | 91.0 | 106.2 |
| 2016 | 85.8 | 107.1 |
| 2017 | 83.5 | 109.3 |
| 2018 | 86.6 | 103.4 |
| 2019 | 88.4 | 99.5 |
| 2020 | 85.2 | 103.2 |
| 2021 | 85.2 | 105.7 |
| 2022 | 90.3 | 97.8 |
| 2023 | 91.0 | 97.0 |
| 2024 | 87.8 | 98.2 |
Other services
- Naples, FL
- Ann Arbor, MI
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Naples, FL | Ann Arbor, MI | |
|---|---|---|
| 2008 | 99.2 | 100.2 |
| 2009 | 98.0 | 99.2 |
| 2010 | 99.4 | 98.0 |
| 2011 | 100.9 | 97.4 |
| 2012 | 100.6 | 96.6 |
| 2013 | 99.7 | 97.5 |
| 2014 | 100.5 | 98.8 |
| 2015 | 101.4 | 96.6 |
| 2016 | 102.2 | 94.9 |
| 2017 | 100.9 | 93.4 |
| 2018 | 98.8 | 96.5 |
| 2019 | 95.9 | 98.6 |
| 2020 | 96.0 | 97.8 |
| 2021 | 99.7 | 97.9 |
| 2022 | 99.9 | 98.2 |
| 2023 | 99.8 | 97.7 |
| 2024 | 98.9 | 99.6 |
Rent and home values
Typical asking rent: $1,917 in Ann Arbor vs $2,607 in Naples
Typical asking rent for a new lease, dollars per month. Quarterly.
- Naples, FL
- Ann Arbor, MI
- United States
Source: Zillow Observed Rent Index (typical asking rent, all homes, smoothed), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Naples, FL | Ann Arbor, MI | United States | |
|---|---|---|---|
| Mar 2015 | $1,429 | $1,187 | $1,145 |
| Jun 2015 | $1,409 | $1,212 | $1,170 |
| Sep 2015 | $1,438 | $1,200 | $1,181 |
| Dec 2015 | $1,524 | $1,218 | $1,182 |
| Mar 2016 | $1,513 | $1,211 | $1,195 |
| Jun 2016 | $1,456 | $1,237 | $1,219 |
| Sep 2016 | $1,479 | $1,275 | $1,225 |
| Dec 2016 | $1,547 | $1,274 | $1,222 |
| Mar 2017 | $1,541 | $1,277 | $1,245 |
| Jun 2017 | $1,529 | $1,312 | $1,270 |
| Sep 2017 | $1,524 | $1,327 | $1,276 |
| Dec 2017 | $1,584 | $1,324 | $1,275 |
| Mar 2018 | $1,598 | $1,350 | $1,296 |
| Jun 2018 | $1,592 | $1,371 | $1,320 |
| Sep 2018 | $1,599 | $1,368 | $1,327 |
| Dec 2018 | $1,692 | $1,365 | $1,329 |
| Mar 2019 | $1,655 | $1,419 | $1,349 |
| Jun 2019 | $1,615 | $1,417 | $1,376 |
| Sep 2019 | $1,663 | $1,411 | $1,383 |
| Dec 2019 | $1,738 | $1,412 | $1,381 |
| Mar 2020 | $1,702 | $1,432 | $1,402 |
| Jun 2020 | $1,654 | $1,443 | $1,406 |
| Sep 2020 | $1,721 | $1,423 | $1,410 |
| Dec 2020 | $1,821 | $1,434 | $1,407 |
| Mar 2021 | $1,817 | $1,492 | $1,443 |
| Jun 2021 | $1,926 | $1,522 | $1,512 |
| Sep 2021 | $2,192 | $1,578 | $1,590 |
| Dec 2021 | $2,420 | $1,577 | $1,622 |
| Mar 2022 | $2,495 | $1,622 | $1,661 |
| Jun 2022 | $2,560 | $1,694 | $1,721 |
| Sep 2022 | $2,517 | $1,735 | $1,748 |
| Dec 2022 | $2,733 | $1,705 | $1,735 |
| Mar 2023 | $2,656 | $1,725 | $1,757 |
| Jun 2023 | $2,610 | $1,759 | $1,785 |
| Sep 2023 | $2,659 | $1,779 | $1,797 |
| Dec 2023 | $2,746 | $1,773 | $1,786 |
| Mar 2024 | $2,645 | $1,811 | $1,807 |
| Jun 2024 | $2,605 | $1,842 | $1,837 |
| Sep 2024 | $2,631 | $1,873 | $1,845 |
| Dec 2024 | $2,681 | $1,878 | $1,836 |
| Mar 2025 | $2,612 | $1,876 | $1,860 |
| Jun 2025 | $2,559 | $1,906 | $1,880 |
| Sep 2025 | $2,550 | $1,883 | $1,881 |
| Dec 2025 | $2,611 | $1,908 | $1,873 |
| Mar 2026 | $2,616 | $1,900 | $1,894 |
| Jun 2026 | $2,564 | $1,937 | $1,921 |
| Sep 2026 | $2,607 | $1,917 | $1,932 |
Typical home value: $412,000 in Ann Arbor vs $552,000 in Naples
Typical home value, dollars. Quarterly.
- Naples, FL
- Ann Arbor, MI
- United States
Source: Zillow Home Value Index (typical home value, middle tier, smoothed, seasonally adjusted), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Naples, FL | Ann Arbor, MI | United States | |
|---|---|---|---|
| Mar 2015 | $306K | $235K | $189K |
| Jun 2015 | $314K | $237K | $192K |
| Sep 2015 | $325K | $241K | $195K |
| Dec 2015 | $335K | $247K | $199K |
| Mar 2016 | $342K | $252K | $202K |
| Jun 2016 | $345K | $254K | $204K |
| Sep 2016 | $348K | $256K | $206K |
| Dec 2016 | $350K | $259K | $209K |
| Mar 2017 | $349K | $264K | $213K |
| Jun 2017 | $348K | $270K | $216K |
| Sep 2017 | $348K | $274K | $219K |
| Dec 2017 | $349K | $277K | $223K |
| Mar 2018 | $348K | $282K | $227K |
| Jun 2018 | $351K | $288K | $230K |
| Sep 2018 | $354K | $293K | $234K |
| Dec 2018 | $357K | $296K | $236K |
| Mar 2019 | $359K | $300K | $239K |
| Jun 2019 | $356K | $305K | $242K |
| Sep 2019 | $355K | $306K | $244K |
| Dec 2019 | $359K | $309K | $247K |
| Mar 2020 | $362K | $311K | $252K |
| Jun 2020 | $359K | $312K | $255K |
| Sep 2020 | $363K | $314K | $260K |
| Dec 2020 | $378K | $322K | $271K |
| Mar 2021 | $393K | $332K | $282K |
| Jun 2021 | $420K | $344K | $296K |
| Sep 2021 | $461K | $345K | $306K |
| Dec 2021 | $500K | $347K | $314K |
| Mar 2022 | $550K | $359K | $330K |
| Jun 2022 | $607K | $373K | $346K |
| Sep 2022 | $616K | $373K | $348K |
| Dec 2022 | $611K | $371K | $345K |
| Mar 2023 | $608K | $372K | $343K |
| Jun 2023 | $612K | $380K | $347K |
| Sep 2023 | $617K | $384K | $352K |
| Dec 2023 | $622K | $383K | $354K |
| Mar 2024 | $627K | $389K | $357K |
| Jun 2024 | $619K | $396K | $361K |
| Sep 2024 | $607K | $396K | $361K |
| Dec 2024 | $599K | $400K | $363K |
| Mar 2025 | $590K | $403K | $364K |
| Jun 2025 | $576K | $402K | $362K |
| Sep 2025 | $560K | $402K | $362K |
| Dec 2025 | $556K | $408K | $364K |
| Mar 2026 | $556K | $412K | $366K |
| Jun 2026 | $549K | $412K | $365K |
| Sep 2026 | $552K | $412K | $366K |
More about each city
What this comparison leaves out
- Taxes. State and local income, sales and property taxes can change the result a lot, especially between states.
- Neighborhoods. These are metro-wide averages; a city center and its outer suburbs can differ by more than two metros do.
- Your own spending mix. The default uses an average household. Use the housing slider above if rent is a bigger share of your budget.
- Timing. BEA price levels are for 2024; Zillow figures are monthly and newer.