Oshkosh, WI vs Lafayette, IN: cost of living compared
Price levels from BEA (2024); rent and home values from Zillow (September 2026).
The short answer
- Overall, living costs in Lafayette, IN and Oshkosh, WI are within 1% of each other (BEA, 2024).
- To keep the same standard of living, $75,000 in Oshkosh works out to about $75,400 in Lafayette, before taxes.
- Housing is 2.7% higher in Lafayette, goods 0.6% higher and other services 0.3% lower, which roughly cancel out.
- Typical asking rent is $1,473 a month in Lafayette and $1,278 in Oshkosh, $2,340 a year more in Lafayette (Zillow, September 2026).
- A typical home is valued at about $283,000 in Lafayette and $304,000 in Oshkosh.
- The gap is about where it was in 2019 (0.7%).
derived Calculated from BEA Regional Price Parities (2024) and Zillow data. Based on an average household's spending; taxes not included. How we calculate.
Category by category
Both cities against the US average (100). The gap in each row is what matters for a move.
Overall prices are about the same in Oshkosh and Lafayette
Price level by category, 2024. US average = 100.
- Oshkosh, WI
- Lafayette, IN
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Oshkosh, WI | Lafayette, IN | |
|---|---|---|
| All items | 92.9 | 93.4 |
| Goods | 93.8 | 94.3 |
| Housing (rents) | 74.4 | 76.4 |
| Utilities | 90.6 | 86.4 |
| Other services | 99.4 | 99.1 |
| Category | Oshkosh | Lafayette | Lafayette vs Oshkosh |
|---|---|---|---|
| All items | 92.9 | 93.4 | +0.5% |
| Goods | 93.8 | 94.3 | +0.6% |
| Housing (rents) | 74.4 | 76.4 | +2.7% |
| Utilities | 90.6 | 86.4 | −4.7% |
| Other services | 99.4 | 99.1 | −0.3% |
| Typical asking rent | $1,278 | $1,473 | +15.3% |
| Typical home value | $304,000 | $283,000 | −7.0% |
| Salary to match $75,000 in Oshkosh | $75,000 | $75,400 | +0.5% |
Index values: BEA, 2024, US = 100. Rent and home values: Data Provided by Zillow Group, September 2026.
How the gap has changed since 2008
The price gap between Oshkosh and Lafayette has narrowed since 2008: 5.4 points then, 0.5 now
Overall price level each year, 2008–2024. US average = 100.
- Oshkosh, WI
- Lafayette, IN
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Oshkosh, WI | Lafayette, IN | |
|---|---|---|
| 2008 | 97.1 | 91.7 |
| 2009 | 94.6 | 93.4 |
| 2010 | 95.1 | 93.2 |
| 2011 | 94.2 | 91.6 |
| 2012 | 94.4 | 93.7 |
| 2013 | 95.1 | 94.0 |
| 2014 | 93.2 | 92.8 |
| 2015 | 93.0 | 92.1 |
| 2016 | 93.0 | 91.1 |
| 2017 | 92.0 | 91.3 |
| 2018 | 92.4 | 92.6 |
| 2019 | 92.5 | 93.2 |
| 2020 | 92.6 | 90.9 |
| 2021 | 92.5 | 92.4 |
| 2022 | 91.3 | 92.0 |
| 2023 | 90.8 | 91.5 |
| 2024 | 92.9 | 93.4 |
Goods
- Oshkosh, WI
- Lafayette, IN
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Oshkosh, WI | Lafayette, IN | |
|---|---|---|
| 2008 | 99.0 | 93.5 |
| 2009 | 97.9 | 95.0 |
| 2010 | 96.7 | 95.9 |
| 2011 | 95.9 | 95.8 |
| 2012 | 97.1 | 97.1 |
| 2013 | 97.0 | 96.9 |
| 2014 | 98.7 | 98.1 |
| 2015 | 98.4 | 97.6 |
| 2016 | 97.6 | 96.8 |
| 2017 | 95.5 | 95.3 |
| 2018 | 97.8 | 97.4 |
| 2019 | 96.4 | 95.7 |
| 2020 | 94.2 | 94.0 |
| 2021 | 94.7 | 94.7 |
| 2022 | 92.0 | 93.1 |
| 2023 | 93.8 | 94.8 |
| 2024 | 93.8 | 94.3 |
Housing (rents)
- Oshkosh, WI
- Lafayette, IN
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Oshkosh, WI | Lafayette, IN | |
|---|---|---|
| 2008 | 83.9 | 74.0 |
| 2009 | 73.8 | 79.7 |
| 2010 | 81.0 | 79.5 |
| 2011 | 81.3 | 76.4 |
| 2012 | 80.1 | 83.4 |
| 2013 | 81.8 | 83.0 |
| 2014 | 74.0 | 77.8 |
| 2015 | 76.8 | 78.0 |
| 2016 | 77.7 | 72.3 |
| 2017 | 74.8 | 76.3 |
| 2018 | 71.9 | 74.1 |
| 2019 | 68.5 | 75.6 |
| 2020 | 76.0 | 69.4 |
| 2021 | 71.8 | 75.3 |
| 2022 | 72.7 | 76.1 |
| 2023 | 65.4 | 71.0 |
| 2024 | 74.4 | 76.4 |
Utilities
- Oshkosh, WI
- Lafayette, IN
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Oshkosh, WI | Lafayette, IN | |
|---|---|---|
| 2008 | 103.0 | 86.5 |
| 2009 | 105.0 | 88.5 |
| 2010 | 101.7 | 82.4 |
| 2011 | 103.5 | 86.6 |
| 2012 | 100.9 | 86.5 |
| 2013 | 100.1 | 87.0 |
| 2014 | 94.1 | 83.9 |
| 2015 | 91.4 | 84.5 |
| 2016 | 87.3 | 82.5 |
| 2017 | 94.4 | 87.9 |
| 2018 | 98.7 | 92.3 |
| 2019 | 93.9 | 89.7 |
| 2020 | 95.5 | 91.3 |
| 2021 | 96.2 | 91.9 |
| 2022 | 90.2 | 87.9 |
| 2023 | 88.8 | 85.4 |
| 2024 | 90.6 | 86.4 |
Other services
- Oshkosh, WI
- Lafayette, IN
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Oshkosh, WI | Lafayette, IN | |
|---|---|---|
| 2008 | 99.8 | 98.3 |
| 2009 | 99.4 | 98.2 |
| 2010 | 98.8 | 97.6 |
| 2011 | 96.6 | 94.8 |
| 2012 | 96.8 | 95.7 |
| 2013 | 98.1 | 96.4 |
| 2014 | 96.4 | 95.5 |
| 2015 | 94.9 | 93.7 |
| 2016 | 96.0 | 94.5 |
| 2017 | 95.1 | 93.7 |
| 2018 | 95.6 | 96.1 |
| 2019 | 98.3 | 98.4 |
| 2020 | 97.7 | 97.5 |
| 2021 | 97.9 | 97.8 |
| 2022 | 97.6 | 97.5 |
| 2023 | 97.7 | 97.3 |
| 2024 | 99.4 | 99.1 |
Rent and home values
Typical asking rent: $1,473 in Lafayette vs $1,278 in Oshkosh
Typical asking rent for a new lease, dollars per month. Quarterly.
- Oshkosh, WI
- Lafayette, IN
- United States
Source: Zillow Observed Rent Index (typical asking rent, all homes, smoothed), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Oshkosh, WI | Lafayette, IN | United States | |
|---|---|---|---|
| Mar 2015 | – | $846 | $1,145 |
| Jun 2015 | – | $846 | $1,170 |
| Sep 2015 | – | $847 | $1,181 |
| Dec 2015 | – | $839 | $1,182 |
| Mar 2016 | – | $860 | $1,195 |
| Jun 2016 | – | $847 | $1,219 |
| Sep 2016 | – | $867 | $1,225 |
| Dec 2016 | $685 | $877 | $1,222 |
| Mar 2017 | $683 | $886 | $1,245 |
| Jun 2017 | $696 | $895 | $1,270 |
| Sep 2017 | $718 | $893 | $1,276 |
| Dec 2017 | $741 | $896 | $1,275 |
| Mar 2018 | $733 | $912 | $1,296 |
| Jun 2018 | $735 | $928 | $1,320 |
| Sep 2018 | $766 | $927 | $1,327 |
| Dec 2018 | $761 | $943 | $1,329 |
| Mar 2019 | $774 | $943 | $1,349 |
| Jun 2019 | $804 | $978 | $1,376 |
| Sep 2019 | $805 | $976 | $1,383 |
| Dec 2019 | $818 | $971 | $1,381 |
| Mar 2020 | $829 | $990 | $1,402 |
| Jun 2020 | $852 | $1,000 | $1,406 |
| Sep 2020 | $861 | $1,018 | $1,410 |
| Dec 2020 | – | $1,022 | $1,407 |
| Mar 2021 | $892 | $1,035 | $1,443 |
| Jun 2021 | $940 | $1,052 | $1,512 |
| Sep 2021 | $941 | $1,099 | $1,590 |
| Dec 2021 | $954 | $1,094 | $1,622 |
| Mar 2022 | $991 | $1,130 | $1,661 |
| Jun 2022 | $1,025 | $1,183 | $1,721 |
| Sep 2022 | $1,039 | $1,222 | $1,748 |
| Dec 2022 | $1,042 | $1,242 | $1,735 |
| Mar 2023 | $1,070 | $1,254 | $1,757 |
| Jun 2023 | $1,099 | $1,300 | $1,785 |
| Sep 2023 | $1,117 | $1,330 | $1,797 |
| Dec 2023 | $1,101 | $1,348 | $1,786 |
| Mar 2024 | $1,136 | $1,352 | $1,807 |
| Jun 2024 | $1,160 | $1,373 | $1,837 |
| Sep 2024 | $1,168 | $1,415 | $1,845 |
| Dec 2024 | $1,179 | $1,392 | $1,836 |
| Mar 2025 | $1,204 | $1,404 | $1,860 |
| Jun 2025 | $1,237 | $1,428 | $1,880 |
| Sep 2025 | $1,221 | $1,444 | $1,881 |
| Dec 2025 | $1,215 | $1,453 | $1,873 |
| Mar 2026 | $1,234 | $1,450 | $1,894 |
| Jun 2026 | $1,281 | $1,461 | $1,921 |
| Sep 2026 | $1,278 | $1,473 | $1,932 |
Typical home value: $283,000 in Lafayette vs $304,000 in Oshkosh
Typical home value, dollars. Quarterly.
- Oshkosh, WI
- Lafayette, IN
- United States
Source: Zillow Home Value Index (typical home value, middle tier, smoothed, seasonally adjusted), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Oshkosh, WI | Lafayette, IN | United States | |
|---|---|---|---|
| Mar 2015 | $143K | $131K | $189K |
| Jun 2015 | $146K | $132K | $192K |
| Sep 2015 | $148K | $134K | $195K |
| Dec 2015 | $150K | $135K | $199K |
| Mar 2016 | $151K | $137K | $202K |
| Jun 2016 | $153K | $140K | $204K |
| Sep 2016 | $155K | $141K | $206K |
| Dec 2016 | $158K | $144K | $209K |
| Mar 2017 | $160K | $146K | $213K |
| Jun 2017 | $163K | $148K | $216K |
| Sep 2017 | $165K | $151K | $219K |
| Dec 2017 | $168K | $153K | $223K |
| Mar 2018 | $170K | $156K | $227K |
| Jun 2018 | $173K | $158K | $230K |
| Sep 2018 | $176K | $160K | $234K |
| Dec 2018 | $176K | $162K | $236K |
| Mar 2019 | $180K | $166K | $239K |
| Jun 2019 | $184K | $169K | $242K |
| Sep 2019 | $185K | $172K | $244K |
| Dec 2019 | $187K | $175K | $247K |
| Mar 2020 | $190K | $179K | $252K |
| Jun 2020 | $193K | $183K | $255K |
| Sep 2020 | $198K | $185K | $260K |
| Dec 2020 | $207K | $192K | $271K |
| Mar 2021 | $212K | $198K | $282K |
| Jun 2021 | $222K | $208K | $296K |
| Sep 2021 | $227K | $216K | $306K |
| Dec 2021 | $228K | $221K | $314K |
| Mar 2022 | $236K | $229K | $330K |
| Jun 2022 | $246K | $238K | $346K |
| Sep 2022 | $247K | $237K | $348K |
| Dec 2022 | $246K | $235K | $345K |
| Mar 2023 | $251K | $236K | $343K |
| Jun 2023 | $256K | $243K | $347K |
| Sep 2023 | $260K | $249K | $352K |
| Dec 2023 | $261K | $252K | $354K |
| Mar 2024 | $264K | $258K | $357K |
| Jun 2024 | $271K | $264K | $361K |
| Sep 2024 | $273K | $266K | $361K |
| Dec 2024 | $279K | $270K | $363K |
| Mar 2025 | $284K | $274K | $364K |
| Jun 2025 | $287K | $274K | $362K |
| Sep 2025 | $291K | $275K | $362K |
| Dec 2025 | $295K | $278K | $364K |
| Mar 2026 | $300K | $280K | $366K |
| Jun 2026 | $301K | $281K | $365K |
| Sep 2026 | $304K | $283K | $366K |
More about each city
What this comparison leaves out
- Taxes. State and local income, sales and property taxes can change the result a lot, especially between states.
- Neighborhoods. These are metro-wide averages; a city center and its outer suburbs can differ by more than two metros do.
- Your own spending mix. The default uses an average household. Use the housing slider above if rent is a bigger share of your budget.
- Timing. BEA price levels are for 2024; Zillow figures are monthly and newer.