Oxnard, CA vs San Diego, CA: cost of living compared
Price levels from BEA (2024); rent and home values from Zillow (September 2026).
The short answer
- Overall, San Diego, CA is 1.2% more expensive than Oxnard, CA (BEA, 2024).
- To keep the same standard of living, $75,000 in Oxnard works out to about $75,900 in San Diego, before taxes.
- Most of the difference is housing, which costs 4.8% more in San Diego. Goods are 2.7% higher and other services 0.7% lower.
- Typical asking rent is $2,967 a month in San Diego and $2,955 in Oxnard, nearly the same (Zillow, September 2026).
- A typical home is valued at about $927,000 in San Diego and $870,000 in Oxnard.
- The gap is about where it was in 2019 (0.9%).
derived Calculated from BEA Regional Price Parities (2024) and Zillow data. Based on an average household's spending; taxes not included. How we calculate.
Category by category
Both cities against the US average (100). The gap in each row is what matters for a move.
Housing drives the gap: 4.8% higher in San Diego than in Oxnard
Price level by category, 2024. US average = 100.
- Oxnard, CA
- San Diego, CA
All items Oxnard, CA: 110.5 San Diego, CA: 111.9
Goods Oxnard, CA: 105.2 San Diego, CA: 108.0
Housing (rents) Oxnard, CA: 171.1 San Diego, CA: 179.3
Utilities Oxnard, CA: 152.9 San Diego, CA: 174.2
Other services Oxnard, CA: 100.3 San Diego, CA: 99.6
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Oxnard, CA | San Diego, CA | |
|---|---|---|
| All items | 110.5 | 111.9 |
| Goods | 105.2 | 108.0 |
| Housing (rents) | 171.1 | 179.3 |
| Utilities | 152.9 | 174.2 |
| Other services | 100.3 | 99.6 |
| Category | Oxnard | San Diego | San Diego vs Oxnard |
|---|---|---|---|
| All items | 110.5 | 111.9 | +1.2% |
| Goods | 105.2 | 108.0 | +2.7% |
| Housing (rents) | 171.1 | 179.3 | +4.8% |
| Utilities | 152.9 | 174.2 | +13.9% |
| Other services | 100.3 | 99.6 | −0.7% |
| Typical asking rent | $2,955 | $2,967 | +0.4% |
| Typical home value | $870,000 | $927,000 | +6.6% |
| Salary to match $75,000 in Oxnard | $75,000 | $75,900 | +1.2% |
Index values: BEA, 2024, US = 100. Rent and home values: Data Provided by Zillow Group, September 2026.
How the gap has changed since 2008
The price gap between Oxnard and San Diego has narrowed since 2008: 4.2 points then, 1.4 now
Overall price level each year, 2008–2024. US average = 100.
- Oxnard, CA
- San Diego, CA
US average = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Oxnard, CA | San Diego, CA | |
|---|---|---|
| 2008 | 109.5 | 113.7 |
| 2009 | 110.4 | 114.6 |
| 2010 | 109.4 | 112.8 |
| 2011 | 109.6 | 114.1 |
| 2012 | 110.4 | 112.9 |
| 2013 | 111.2 | 111.7 |
| 2014 | 113.1 | 110.9 |
| 2015 | 113.2 | 112.3 |
| 2016 | 111.2 | 113.6 |
| 2017 | 108.1 | 112.3 |
| 2018 | 114.0 | 112.6 |
| 2019 | 112.4 | 113.5 |
| 2020 | 111.3 | 115.1 |
| 2021 | 111.4 | 115.1 |
| 2022 | 114.4 | 114.6 |
| 2023 | 113.7 | 110.7 |
| 2024 | 110.5 | 111.9 |
Goods
- Oxnard, CA
- San Diego, CA
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Oxnard, CA | San Diego, CA | |
|---|---|---|
| 2008 | 103.6 | 109.8 |
| 2009 | 100.8 | 109.1 |
| 2010 | 98.5 | 107.0 |
| 2011 | 99.7 | 108.1 |
| 2012 | 102.0 | 105.0 |
| 2013 | 105.3 | 100.6 |
| 2014 | 104.7 | 101.1 |
| 2015 | 103.2 | 103.7 |
| 2016 | 100.1 | 97.9 |
| 2017 | 99.3 | 99.2 |
| 2018 | 105.3 | 99.2 |
| 2019 | 104.8 | 104.0 |
| 2020 | 104.5 | 106.8 |
| 2021 | 106.9 | 107.2 |
| 2022 | 109.0 | 108.0 |
| 2023 | 104.9 | 102.2 |
| 2024 | 105.2 | 108.0 |
Housing (rents)
- Oxnard, CA
- San Diego, CA
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Oxnard, CA | San Diego, CA | |
|---|---|---|
| 2008 | 184.0 | 179.4 |
| 2009 | 186.9 | 178.4 |
| 2010 | 187.7 | 180.8 |
| 2011 | 193.1 | 175.1 |
| 2012 | 191.5 | 173.2 |
| 2013 | 193.5 | 175.1 |
| 2014 | 190.9 | 182.6 |
| 2015 | 185.4 | 178.4 |
| 2016 | 185.3 | 179.5 |
| 2017 | 186.2 | 184.3 |
| 2018 | 189.7 | 186.1 |
| 2019 | 190.0 | 185.2 |
| 2020 | 176.1 | 184.7 |
| 2021 | 188.2 | 190.0 |
| 2022 | 174.8 | 183.9 |
| 2023 | 177.6 | 185.8 |
| 2024 | 171.1 | 179.3 |
Utilities
- Oxnard, CA
- San Diego, CA
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Oxnard, CA | San Diego, CA | |
|---|---|---|
| 2008 | 113.7 | 124.0 |
| 2009 | 111.7 | 143.7 |
| 2010 | 113.8 | 138.4 |
| 2011 | 116.4 | 134.5 |
| 2012 | 124.0 | 142.1 |
| 2013 | 119.3 | 147.1 |
| 2014 | 132.6 | 142.7 |
| 2015 | 131.8 | 144.9 |
| 2016 | 132.8 | 150.2 |
| 2017 | 139.5 | 152.3 |
| 2018 | 117.0 | 156.0 |
| 2019 | 125.7 | 157.2 |
| 2020 | 128.2 | 163.4 |
| 2021 | 137.8 | 166.3 |
| 2022 | 142.4 | 166.2 |
| 2023 | 135.5 | 158.3 |
| 2024 | 152.9 | 174.2 |
Other services
- Oxnard, CA
- San Diego, CA
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Oxnard, CA | San Diego, CA | |
|---|---|---|
| 2008 | 98.1 | 100.7 |
| 2009 | 99.9 | 101.6 |
| 2010 | 100.0 | 99.9 |
| 2011 | 99.1 | 102.6 |
| 2012 | 98.9 | 103.1 |
| 2013 | 98.8 | 103.2 |
| 2014 | 101.7 | 101.0 |
| 2015 | 103.8 | 102.3 |
| 2016 | 101.9 | 108.1 |
| 2017 | 97.6 | 104.4 |
| 2018 | 103.7 | 104.5 |
| 2019 | 101.8 | 103.4 |
| 2020 | 100.4 | 103.2 |
| 2021 | 98.6 | 103.4 |
| 2022 | 103.9 | 103.0 |
| 2023 | 104.2 | 99.9 |
| 2024 | 100.3 | 99.6 |
Rent and home values
Typical asking rent: $2,967 in San Diego vs $2,955 in Oxnard
Typical asking rent for a new lease, dollars per month. Quarterly.
- Oxnard, CA
- San Diego, CA
- United States
Source: Zillow Observed Rent Index (typical asking rent, all homes, smoothed), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Oxnard, CA | San Diego, CA | United States | |
|---|---|---|---|
| Mar 2015 | $1,709 | $1,634 | $1,145 |
| Jun 2015 | $1,764 | $1,657 | $1,170 |
| Sep 2015 | $1,773 | $1,691 | $1,181 |
| Dec 2015 | $1,777 | $1,698 | $1,182 |
| Mar 2016 | $1,805 | $1,721 | $1,195 |
| Jun 2016 | $1,836 | $1,758 | $1,219 |
| Sep 2016 | $1,863 | $1,780 | $1,225 |
| Dec 2016 | $1,861 | $1,785 | $1,222 |
| Mar 2017 | $1,901 | $1,825 | $1,245 |
| Jun 2017 | $1,927 | $1,871 | $1,270 |
| Sep 2017 | $1,964 | $1,889 | $1,276 |
| Dec 2017 | $1,969 | $1,891 | $1,275 |
| Mar 2018 | $2,006 | $1,926 | $1,296 |
| Jun 2018 | $2,024 | $1,965 | $1,320 |
| Sep 2018 | $2,044 | $1,987 | $1,327 |
| Dec 2018 | $2,061 | $1,983 | $1,329 |
| Mar 2019 | $2,084 | $2,001 | $1,349 |
| Jun 2019 | $2,095 | $2,036 | $1,376 |
| Sep 2019 | $2,100 | $2,056 | $1,383 |
| Dec 2019 | $2,103 | $2,059 | $1,381 |
| Mar 2020 | $2,145 | $2,073 | $1,402 |
| Jun 2020 | $2,136 | $2,059 | $1,406 |
| Sep 2020 | $2,178 | $2,093 | $1,410 |
| Dec 2020 | $2,238 | $2,128 | $1,407 |
| Mar 2021 | $2,280 | $2,165 | $1,443 |
| Jun 2021 | $2,382 | $2,265 | $1,512 |
| Sep 2021 | $2,473 | $2,415 | $1,590 |
| Dec 2021 | $2,541 | $2,481 | $1,622 |
| Mar 2022 | $2,592 | $2,556 | $1,661 |
| Jun 2022 | $2,632 | $2,684 | $1,721 |
| Sep 2022 | $2,649 | $2,742 | $1,748 |
| Dec 2022 | $2,662 | $2,709 | $1,735 |
| Mar 2023 | $2,667 | $2,740 | $1,757 |
| Jun 2023 | $2,695 | $2,817 | $1,785 |
| Sep 2023 | $2,730 | $2,836 | $1,797 |
| Dec 2023 | $2,735 | $2,784 | $1,786 |
| Mar 2024 | $2,781 | $2,801 | $1,807 |
| Jun 2024 | $2,807 | $2,851 | $1,837 |
| Sep 2024 | $2,824 | $2,861 | $1,845 |
| Dec 2024 | $2,832 | $2,849 | $1,836 |
| Mar 2025 | $2,907 | $2,875 | $1,860 |
| Jun 2025 | $2,917 | $2,900 | $1,880 |
| Sep 2025 | $2,899 | $2,904 | $1,881 |
| Dec 2025 | $2,888 | $2,884 | $1,873 |
| Mar 2026 | $2,934 | $2,915 | $1,894 |
| Jun 2026 | $2,958 | $2,949 | $1,921 |
| Sep 2026 | $2,955 | $2,967 | $1,932 |
Typical home value: $927,000 in San Diego vs $870,000 in Oxnard
Typical home value, dollars. Quarterly.
- Oxnard, CA
- San Diego, CA
- United States
Source: Zillow Home Value Index (typical home value, middle tier, smoothed, seasonally adjusted), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Oxnard, CA | San Diego, CA | United States | |
|---|---|---|---|
| Mar 2015 | $503K | $464K | $189K |
| Jun 2015 | $510K | $472K | $192K |
| Sep 2015 | $516K | $480K | $195K |
| Dec 2015 | $527K | $493K | $199K |
| Mar 2016 | $539K | $505K | $202K |
| Jun 2016 | $544K | $509K | $204K |
| Sep 2016 | $547K | $514K | $206K |
| Dec 2016 | $556K | $526K | $209K |
| Mar 2017 | $568K | $537K | $213K |
| Jun 2017 | $574K | $546K | $216K |
| Sep 2017 | $579K | $555K | $219K |
| Dec 2017 | $591K | $568K | $223K |
| Mar 2018 | $602K | $577K | $227K |
| Jun 2018 | $606K | $583K | $230K |
| Sep 2018 | $607K | $587K | $234K |
| Dec 2018 | $610K | $589K | $236K |
| Mar 2019 | $613K | $589K | $239K |
| Jun 2019 | $614K | $592K | $242K |
| Sep 2019 | $613K | $593K | $244K |
| Dec 2019 | $617K | $600K | $247K |
| Mar 2020 | $627K | $612K | $252K |
| Jun 2020 | $631K | $619K | $255K |
| Sep 2020 | $640K | $628K | $260K |
| Dec 2020 | $672K | $661K | $271K |
| Mar 2021 | $701K | $694K | $282K |
| Jun 2021 | $735K | $739K | $296K |
| Sep 2021 | $754K | $762K | $306K |
| Dec 2021 | $766K | $778K | $314K |
| Mar 2022 | $811K | $842K | $330K |
| Jun 2022 | $850K | $895K | $346K |
| Sep 2022 | $835K | $874K | $348K |
| Dec 2022 | $813K | $847K | $345K |
| Mar 2023 | $798K | $833K | $343K |
| Jun 2023 | $813K | $852K | $347K |
| Sep 2023 | $836K | $887K | $352K |
| Dec 2023 | $846K | $906K | $354K |
| Mar 2024 | $854K | $921K | $357K |
| Jun 2024 | $872K | $944K | $361K |
| Sep 2024 | $877K | $945K | $361K |
| Dec 2024 | $876K | $945K | $363K |
| Mar 2025 | $875K | $942K | $364K |
| Jun 2025 | $868K | $929K | $362K |
| Sep 2025 | $861K | $920K | $362K |
| Dec 2025 | $865K | $923K | $364K |
| Mar 2026 | $866K | $925K | $366K |
| Jun 2026 | $866K | $924K | $365K |
| Sep 2026 | $870K | $927K | $366K |
More about each city
- Cost of living in Oxnard, CA
- Cost of living in San Diego, CA
- Reverse: moving from San Diego to Oxnard
Related comparisons
What this comparison leaves out
- Taxes. State and local income, sales and property taxes can change the result a lot, especially between states.
- Neighborhoods. These are metro-wide averages; a city center and its outer suburbs can differ by more than two metros do.
- Your own spending mix. The default uses an average household. Use the housing slider above if rent is a bigger share of your budget.
- Timing. BEA price levels are for 2024; Zillow figures are monthly and newer.