Palm Bay, FL vs Punta Gorda, FL: cost of living compared
Price levels from BEA (2024); rent and home values from Zillow (September 2026).
The short answer
- Overall, living costs in Punta Gorda, FL and Palm Bay, FL are within 1% of each other (BEA, 2024).
- To keep the same standard of living, $75,000 in Palm Bay works out to about $75,400 in Punta Gorda, before taxes.
- Housing is 1.4% higher in Punta Gorda, goods 0.0% higher and other services 0.0% higher, which roughly cancel out.
- Typical asking rent is $1,851 a month in Punta Gorda and $1,887 in Palm Bay, nearly the same (Zillow, September 2026).
- A typical home is valued at about $299,000 in Punta Gorda and $342,000 in Palm Bay.
- The gap is about where it was in 2019 (1.0%).
derived Calculated from BEA Regional Price Parities (2024) and Zillow data. Based on an average household's spending; taxes not included. How we calculate.
Category by category
Both cities against the US average (100). The gap in each row is what matters for a move.
Overall prices are about the same in Palm Bay and Punta Gorda
Price level by category, 2024. US average = 100.
- Palm Bay, FL
- Punta Gorda, FL
All items Palm Bay, FL: 100.0 Punta Gorda, FL: 100.5
Goods Palm Bay, FL: 96.2 Punta Gorda, FL: 96.2
Housing (rents) Palm Bay, FL: 111.7 Punta Gorda, FL: 113.3
Utilities Palm Bay, FL: 88.1 Punta Gorda, FL: 87.4
Other services Palm Bay, FL: 98.9 Punta Gorda, FL: 98.9
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Palm Bay, FL | Punta Gorda, FL | |
|---|---|---|
| All items | 100.0 | 100.5 |
| Goods | 96.2 | 96.2 |
| Housing (rents) | 111.7 | 113.3 |
| Utilities | 88.1 | 87.4 |
| Other services | 98.9 | 98.9 |
| Category | Palm Bay | Punta Gorda | Punta Gorda vs Palm Bay |
|---|---|---|---|
| All items | 100.0 | 100.5 | +0.5% |
| Goods | 96.2 | 96.2 | 0.0% |
| Housing (rents) | 111.7 | 113.3 | +1.4% |
| Utilities | 88.1 | 87.4 | −0.8% |
| Other services | 98.9 | 98.9 | 0.0% |
| Typical asking rent | $1,887 | $1,851 | −1.9% |
| Typical home value | $342,000 | $299,000 | −12.7% |
| Salary to match $75,000 in Palm Bay | $75,000 | $75,400 | +0.5% |
Index values: BEA, 2024, US = 100. Rent and home values: Data Provided by Zillow Group, September 2026.
How the gap has changed since 2008
The price gap between Palm Bay and Punta Gorda has narrowed since 2008: 2.4 points then, 0.5 now
Overall price level each year, 2008–2024. US average = 100.
- Palm Bay, FL
- Punta Gorda, FL
US average = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Palm Bay, FL | Punta Gorda, FL | |
|---|---|---|
| 2008 | 99.9 | 97.5 |
| 2009 | 97.2 | 95.2 |
| 2010 | 98.6 | 97.0 |
| 2011 | 98.6 | 96.6 |
| 2012 | 98.0 | 97.9 |
| 2013 | 97.1 | 95.5 |
| 2014 | 98.9 | 96.9 |
| 2015 | 99.6 | 97.8 |
| 2016 | 98.8 | 98.7 |
| 2017 | 99.4 | 98.8 |
| 2018 | 98.3 | 97.1 |
| 2019 | 96.6 | 95.7 |
| 2020 | 96.8 | 98.9 |
| 2021 | 98.9 | 96.2 |
| 2022 | 99.4 | 95.9 |
| 2023 | 101.3 | 98.8 |
| 2024 | 100.0 | 100.5 |
Goods
- Palm Bay, FL
- Punta Gorda, FL
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Palm Bay, FL | Punta Gorda, FL | |
|---|---|---|
| 2008 | 97.7 | 97.7 |
| 2009 | 95.7 | 95.7 |
| 2010 | 96.9 | 96.9 |
| 2011 | 97.0 | 97.0 |
| 2012 | 97.4 | 97.4 |
| 2013 | 97.2 | 97.2 |
| 2014 | 97.7 | 97.7 |
| 2015 | 97.0 | 97.0 |
| 2016 | 97.2 | 97.2 |
| 2017 | 97.4 | 97.4 |
| 2018 | 95.3 | 95.3 |
| 2019 | 95.3 | 95.3 |
| 2020 | 95.2 | 95.2 |
| 2021 | 95.7 | 95.7 |
| 2022 | 95.0 | 95.0 |
| 2023 | 96.3 | 96.3 |
| 2024 | 96.2 | 96.2 |
Housing (rents)
- Palm Bay, FL
- Punta Gorda, FL
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Palm Bay, FL | Punta Gorda, FL | |
|---|---|---|
| 2008 | 106.9 | 94.1 |
| 2009 | 97.6 | 88.4 |
| 2010 | 99.9 | 92.5 |
| 2011 | 96.4 | 87.2 |
| 2012 | 93.1 | 93.7 |
| 2013 | 91.2 | 85.4 |
| 2014 | 97.9 | 87.7 |
| 2015 | 100.9 | 91.6 |
| 2016 | 94.1 | 94.8 |
| 2017 | 101.5 | 98.6 |
| 2018 | 104.6 | 97.5 |
| 2019 | 102.4 | 96.7 |
| 2020 | 104.5 | 114.2 |
| 2021 | 105.9 | 90.8 |
| 2022 | 108.6 | 89.3 |
| 2023 | 119.0 | 102.0 |
| 2024 | 111.7 | 113.3 |
Utilities
- Palm Bay, FL
- Punta Gorda, FL
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Palm Bay, FL | Punta Gorda, FL | |
|---|---|---|
| 2008 | 96.1 | 93.7 |
| 2009 | 97.8 | 96.2 |
| 2010 | 96.2 | 94.8 |
| 2011 | 94.2 | 92.9 |
| 2012 | 91.9 | 90.9 |
| 2013 | 90.5 | 88.8 |
| 2014 | 94.2 | 93.2 |
| 2015 | 91.5 | 90.8 |
| 2016 | 86.5 | 85.8 |
| 2017 | 84.8 | 83.2 |
| 2018 | 87.6 | 86.1 |
| 2019 | 89.3 | 88.0 |
| 2020 | 86.0 | 84.8 |
| 2021 | 85.7 | 84.4 |
| 2022 | 90.8 | 89.5 |
| 2023 | 91.1 | 90.0 |
| 2024 | 88.1 | 87.4 |
Other services
- Palm Bay, FL
- Punta Gorda, FL
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Palm Bay, FL | Punta Gorda, FL | |
|---|---|---|
| 2008 | 99.2 | 99.2 |
| 2009 | 98.0 | 98.0 |
| 2010 | 99.4 | 99.4 |
| 2011 | 100.9 | 100.9 |
| 2012 | 100.6 | 100.6 |
| 2013 | 99.7 | 99.7 |
| 2014 | 100.5 | 100.5 |
| 2015 | 101.4 | 101.4 |
| 2016 | 102.2 | 102.2 |
| 2017 | 100.9 | 100.9 |
| 2018 | 98.8 | 98.8 |
| 2019 | 95.9 | 95.9 |
| 2020 | 96.0 | 96.0 |
| 2021 | 99.7 | 99.7 |
| 2022 | 99.9 | 99.9 |
| 2023 | 99.8 | 99.8 |
| 2024 | 98.9 | 98.9 |
Rent and home values
Typical asking rent: $1,851 in Punta Gorda vs $1,887 in Palm Bay
Typical asking rent for a new lease, dollars per month. Quarterly.
- Palm Bay, FL
- Punta Gorda, FL
- United States
Source: Zillow Observed Rent Index (typical asking rent, all homes, smoothed), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Palm Bay, FL | Punta Gorda, FL | United States | |
|---|---|---|---|
| Mar 2015 | $952 | $1,012 | $1,145 |
| Jun 2015 | $982 | $1,033 | $1,170 |
| Sep 2015 | $1,000 | $1,071 | $1,181 |
| Dec 2015 | $1,015 | $1,115 | $1,182 |
| Mar 2016 | $1,023 | $1,108 | $1,195 |
| Jun 2016 | $1,038 | $1,091 | $1,219 |
| Sep 2016 | $1,070 | $1,116 | $1,225 |
| Dec 2016 | $1,083 | $1,129 | $1,222 |
| Mar 2017 | $1,104 | $1,150 | $1,245 |
| Jun 2017 | $1,127 | $1,168 | $1,270 |
| Sep 2017 | $1,147 | $1,174 | $1,276 |
| Dec 2017 | $1,164 | $1,193 | $1,275 |
| Mar 2018 | $1,180 | $1,210 | $1,296 |
| Jun 2018 | $1,210 | $1,201 | $1,320 |
| Sep 2018 | $1,225 | $1,229 | $1,327 |
| Dec 2018 | $1,240 | $1,235 | $1,329 |
| Mar 2019 | $1,244 | $1,251 | $1,349 |
| Jun 2019 | $1,263 | $1,245 | $1,376 |
| Sep 2019 | $1,278 | $1,266 | $1,383 |
| Dec 2019 | $1,283 | $1,313 | $1,381 |
| Mar 2020 | $1,297 | $1,285 | $1,402 |
| Jun 2020 | $1,304 | $1,302 | $1,406 |
| Sep 2020 | $1,345 | $1,367 | $1,410 |
| Dec 2020 | $1,367 | $1,411 | $1,407 |
| Mar 2021 | $1,402 | $1,431 | $1,443 |
| Jun 2021 | $1,491 | $1,457 | $1,512 |
| Sep 2021 | $1,604 | $1,590 | $1,590 |
| Dec 2021 | $1,649 | $1,728 | $1,622 |
| Mar 2022 | $1,691 | $1,781 | $1,661 |
| Jun 2022 | $1,774 | $1,844 | $1,721 |
| Sep 2022 | $1,806 | $1,848 | $1,748 |
| Dec 2022 | $1,801 | $1,983 | $1,735 |
| Mar 2023 | $1,816 | $1,980 | $1,757 |
| Jun 2023 | $1,831 | $1,946 | $1,785 |
| Sep 2023 | $1,831 | $1,939 | $1,797 |
| Dec 2023 | $1,802 | $1,925 | $1,786 |
| Mar 2024 | $1,828 | $1,950 | $1,807 |
| Jun 2024 | $1,838 | $1,897 | $1,837 |
| Sep 2024 | $1,848 | $1,874 | $1,845 |
| Dec 2024 | $1,848 | $1,899 | $1,836 |
| Mar 2025 | $1,851 | $1,896 | $1,860 |
| Jun 2025 | $1,860 | $1,880 | $1,880 |
| Sep 2025 | $1,858 | $1,863 | $1,881 |
| Dec 2025 | $1,857 | $1,841 | $1,873 |
| Mar 2026 | $1,879 | $1,837 | $1,894 |
| Jun 2026 | $1,879 | $1,883 | $1,921 |
| Sep 2026 | $1,887 | $1,851 | $1,932 |
Typical home value: $299,000 in Punta Gorda vs $342,000 in Palm Bay
Typical home value, dollars. Quarterly.
- Palm Bay, FL
- Punta Gorda, FL
- United States
Source: Zillow Home Value Index (typical home value, middle tier, smoothed, seasonally adjusted), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Palm Bay, FL | Punta Gorda, FL | United States | |
|---|---|---|---|
| Mar 2015 | $154K | $162K | $189K |
| Jun 2015 | $157K | $166K | $192K |
| Sep 2015 | $163K | $172K | $195K |
| Dec 2015 | $168K | $178K | $199K |
| Mar 2016 | $172K | $181K | $202K |
| Jun 2016 | $176K | $185K | $204K |
| Sep 2016 | $181K | $190K | $206K |
| Dec 2016 | $186K | $195K | $209K |
| Mar 2017 | $191K | $196K | $213K |
| Jun 2017 | $197K | $198K | $216K |
| Sep 2017 | $203K | $202K | $219K |
| Dec 2017 | $207K | $206K | $223K |
| Mar 2018 | $213K | $210K | $227K |
| Jun 2018 | $216K | $211K | $230K |
| Sep 2018 | $220K | $215K | $234K |
| Dec 2018 | $222K | $218K | $236K |
| Mar 2019 | $224K | $221K | $239K |
| Jun 2019 | $225K | $222K | $242K |
| Sep 2019 | $226K | $224K | $244K |
| Dec 2019 | $230K | $228K | $247K |
| Mar 2020 | $235K | $231K | $252K |
| Jun 2020 | $237K | $231K | $255K |
| Sep 2020 | $243K | $237K | $260K |
| Dec 2020 | $254K | $248K | $271K |
| Mar 2021 | $266K | $258K | $282K |
| Jun 2021 | $281K | $277K | $296K |
| Sep 2021 | $296K | $303K | $306K |
| Dec 2021 | $309K | $324K | $314K |
| Mar 2022 | $331K | $350K | $330K |
| Jun 2022 | $357K | $383K | $346K |
| Sep 2022 | $365K | $392K | $348K |
| Dec 2022 | $362K | $385K | $345K |
| Mar 2023 | $357K | $378K | $343K |
| Jun 2023 | $359K | $378K | $347K |
| Sep 2023 | $362K | $377K | $352K |
| Dec 2023 | $365K | $374K | $354K |
| Mar 2024 | $365K | $371K | $357K |
| Jun 2024 | $363K | $364K | $361K |
| Sep 2024 | $360K | $354K | $361K |
| Dec 2024 | $358K | $346K | $363K |
| Mar 2025 | $355K | $338K | $364K |
| Jun 2025 | $349K | $324K | $362K |
| Sep 2025 | $344K | $309K | $362K |
| Dec 2025 | $343K | $301K | $364K |
| Mar 2026 | $344K | $299K | $366K |
| Jun 2026 | $343K | $297K | $365K |
| Sep 2026 | $342K | $299K | $366K |
More about each city
What this comparison leaves out
- Taxes. State and local income, sales and property taxes can change the result a lot, especially between states.
- Neighborhoods. These are metro-wide averages; a city center and its outer suburbs can differ by more than two metros do.
- Your own spending mix. The default uses an average household. Use the housing slider above if rent is a bigger share of your budget.
- Timing. BEA price levels are for 2024; Zillow figures are monthly and newer.