San Jose, CA vs Oxnard, CA: cost of living compared
Price levels from BEA (2024); rent and home values from Zillow (September 2026).
The short answer
- Overall, living costs in Oxnard, CA and San Jose, CA are within 1% of each other (BEA, 2024).
- To keep the same standard of living, $75,000 in San Jose works out to about $75,100 in Oxnard, before taxes.
- Housing is 19.3% lower in Oxnard, goods 0.0% higher and other services 0.0% higher, which roughly cancel out.
- Typical asking rent is $2,955 a month in Oxnard and $3,812 in San Jose, $10,284 a year less in Oxnard (Zillow, September 2026).
- A typical home is valued at about $870,000 in Oxnard and $1,524,000 in San Jose.
- The gap is about where it was in 2019 (0.4%).
derived Calculated from BEA Regional Price Parities (2024) and Zillow data. Based on an average household's spending; taxes not included. How we calculate.
Category by category
Both cities against the US average (100). The gap in each row is what matters for a move.
Overall prices are about the same in San Jose and Oxnard
Price level by category, 2024. US average = 100.
- San Jose, CA
- Oxnard, CA
All items San Jose, CA: 110.4 Oxnard, CA: 110.5
Goods San Jose, CA: 105.2 Oxnard, CA: 105.2
Housing (rents) San Jose, CA: 211.9 Oxnard, CA: 171.1
Utilities San Jose, CA: 156.7 Oxnard, CA: 152.9
Other services San Jose, CA: 100.3 Oxnard, CA: 100.3
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| San Jose, CA | Oxnard, CA | |
|---|---|---|
| All items | 110.4 | 110.5 |
| Goods | 105.2 | 105.2 |
| Housing (rents) | 211.9 | 171.1 |
| Utilities | 156.7 | 152.9 |
| Other services | 100.3 | 100.3 |
| Category | San Jose | Oxnard | Oxnard vs San Jose |
|---|---|---|---|
| All items | 110.4 | 110.5 | +0.1% |
| Goods | 105.2 | 105.2 | 0.0% |
| Housing (rents) | 211.9 | 171.1 | −19.3% |
| Utilities | 156.7 | 152.9 | −2.4% |
| Other services | 100.3 | 100.3 | 0.0% |
| Typical asking rent | $3,812 | $2,955 | −22.5% |
| Typical home value | $1,524,000 | $870,000 | −42.9% |
| Salary to match $75,000 in San Jose | $75,000 | $75,100 | +0.1% |
Index values: BEA, 2024, US = 100. Rent and home values: Data Provided by Zillow Group, September 2026.
How the gap has changed since 2008
The price gap between San Jose and Oxnard has narrowed since 2008: 9.8 points then, 0.1 now
Overall price level each year, 2008–2024. US average = 100.
- San Jose, CA
- Oxnard, CA
US average = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| San Jose, CA | Oxnard, CA | |
|---|---|---|
| 2008 | 119.3 | 109.5 |
| 2009 | 115.9 | 110.4 |
| 2010 | 114.0 | 109.4 |
| 2011 | 112.7 | 109.6 |
| 2012 | 113.4 | 110.4 |
| 2013 | 114.1 | 111.2 |
| 2014 | 115.6 | 113.1 |
| 2015 | 117.2 | 113.2 |
| 2016 | 117.7 | 111.2 |
| 2017 | 122.9 | 108.1 |
| 2018 | 114.5 | 114.0 |
| 2019 | 112.9 | 112.4 |
| 2020 | 113.5 | 111.3 |
| 2021 | 111.6 | 111.4 |
| 2022 | 115.3 | 114.4 |
| 2023 | 113.1 | 113.7 |
| 2024 | 110.4 | 110.5 |
Goods
- San Jose, CA
- Oxnard, CA
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| San Jose, CA | Oxnard, CA | |
|---|---|---|
| 2008 | 117.4 | 103.6 |
| 2009 | 109.8 | 100.8 |
| 2010 | 106.8 | 98.5 |
| 2011 | 105.4 | 99.7 |
| 2012 | 107.8 | 102.0 |
| 2013 | 109.6 | 105.3 |
| 2014 | 108.6 | 104.7 |
| 2015 | 111.2 | 103.2 |
| 2016 | 111.1 | 100.1 |
| 2017 | 113.8 | 99.3 |
| 2018 | 105.3 | 105.3 |
| 2019 | 104.8 | 104.8 |
| 2020 | 104.5 | 104.5 |
| 2021 | 106.9 | 106.9 |
| 2022 | 109.0 | 109.0 |
| 2023 | 104.9 | 104.9 |
| 2024 | 105.2 | 105.2 |
Housing (rents)
- San Jose, CA
- Oxnard, CA
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| San Jose, CA | Oxnard, CA | |
|---|---|---|
| 2008 | 204.3 | 184.0 |
| 2009 | 207.9 | 186.9 |
| 2010 | 199.2 | 187.7 |
| 2011 | 209.4 | 193.1 |
| 2012 | 211.4 | 191.5 |
| 2013 | 217.7 | 193.5 |
| 2014 | 229.9 | 190.9 |
| 2015 | 236.1 | 185.4 |
| 2016 | 239.0 | 185.3 |
| 2017 | 243.3 | 186.2 |
| 2018 | 246.7 | 189.7 |
| 2019 | 239.7 | 190.0 |
| 2020 | 245.5 | 176.1 |
| 2021 | 241.3 | 188.2 |
| 2022 | 233.2 | 174.8 |
| 2023 | 213.0 | 177.6 |
| 2024 | 211.9 | 171.1 |
Utilities
- San Jose, CA
- Oxnard, CA
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| San Jose, CA | Oxnard, CA | |
|---|---|---|
| 2008 | 114.0 | 113.7 |
| 2009 | 115.1 | 111.7 |
| 2010 | 118.0 | 113.8 |
| 2011 | 113.0 | 116.4 |
| 2012 | 110.2 | 124.0 |
| 2013 | 129.2 | 119.3 |
| 2014 | 133.6 | 132.6 |
| 2015 | 140.9 | 131.8 |
| 2016 | 144.7 | 132.8 |
| 2017 | 151.6 | 139.5 |
| 2018 | 120.5 | 117.0 |
| 2019 | 128.4 | 125.7 |
| 2020 | 130.7 | 128.2 |
| 2021 | 140.8 | 137.8 |
| 2022 | 145.0 | 142.4 |
| 2023 | 137.9 | 135.5 |
| 2024 | 156.7 | 152.9 |
Other services
- San Jose, CA
- Oxnard, CA
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| San Jose, CA | Oxnard, CA | |
|---|---|---|
| 2008 | 106.9 | 98.1 |
| 2009 | 103.9 | 99.9 |
| 2010 | 104.0 | 100.0 |
| 2011 | 102.6 | 99.1 |
| 2012 | 102.1 | 98.9 |
| 2013 | 101.5 | 98.8 |
| 2014 | 103.1 | 101.7 |
| 2015 | 104.2 | 103.8 |
| 2016 | 104.7 | 101.9 |
| 2017 | 110.8 | 97.6 |
| 2018 | 103.7 | 103.7 |
| 2019 | 101.8 | 101.8 |
| 2020 | 100.4 | 100.4 |
| 2021 | 98.6 | 98.6 |
| 2022 | 103.9 | 103.9 |
| 2023 | 104.2 | 104.2 |
| 2024 | 100.3 | 100.3 |
Rent and home values
Typical asking rent: $2,955 in Oxnard vs $3,812 in San Jose
Typical asking rent for a new lease, dollars per month. Quarterly.
- San Jose, CA
- Oxnard, CA
- United States
Source: Zillow Observed Rent Index (typical asking rent, all homes, smoothed), through September 2026. Data Provided by Zillow Group.
Show the numbers
| San Jose, CA | Oxnard, CA | United States | |
|---|---|---|---|
| Mar 2015 | $2,555 | $1,709 | $1,145 |
| Jun 2015 | $2,704 | $1,764 | $1,170 |
| Sep 2015 | $2,746 | $1,773 | $1,181 |
| Dec 2015 | $2,727 | $1,777 | $1,182 |
| Mar 2016 | $2,760 | $1,805 | $1,195 |
| Jun 2016 | $2,816 | $1,836 | $1,219 |
| Sep 2016 | $2,780 | $1,863 | $1,225 |
| Dec 2016 | $2,729 | $1,861 | $1,222 |
| Mar 2017 | $2,797 | $1,901 | $1,245 |
| Jun 2017 | $2,878 | $1,927 | $1,270 |
| Sep 2017 | $2,883 | $1,964 | $1,276 |
| Dec 2017 | $2,853 | $1,969 | $1,275 |
| Mar 2018 | $2,915 | $2,006 | $1,296 |
| Jun 2018 | $2,974 | $2,024 | $1,320 |
| Sep 2018 | $2,983 | $2,044 | $1,327 |
| Dec 2018 | $2,952 | $2,061 | $1,329 |
| Mar 2019 | $2,983 | $2,084 | $1,349 |
| Jun 2019 | $3,045 | $2,095 | $1,376 |
| Sep 2019 | $3,051 | $2,100 | $1,383 |
| Dec 2019 | $3,031 | $2,103 | $1,381 |
| Mar 2020 | $3,061 | $2,145 | $1,402 |
| Jun 2020 | $3,015 | $2,136 | $1,406 |
| Sep 2020 | $2,907 | $2,178 | $1,410 |
| Dec 2020 | $2,801 | $2,238 | $1,407 |
| Mar 2021 | $2,802 | $2,280 | $1,443 |
| Jun 2021 | $2,916 | $2,382 | $1,512 |
| Sep 2021 | $3,027 | $2,473 | $1,590 |
| Dec 2021 | $3,013 | $2,541 | $1,622 |
| Mar 2022 | $3,096 | $2,592 | $1,661 |
| Jun 2022 | $3,229 | $2,632 | $1,721 |
| Sep 2022 | $3,283 | $2,649 | $1,748 |
| Dec 2022 | $3,195 | $2,662 | $1,735 |
| Mar 2023 | $3,225 | $2,667 | $1,757 |
| Jun 2023 | $3,274 | $2,695 | $1,785 |
| Sep 2023 | $3,282 | $2,730 | $1,797 |
| Dec 2023 | $3,208 | $2,735 | $1,786 |
| Mar 2024 | $3,288 | $2,781 | $1,807 |
| Jun 2024 | $3,370 | $2,807 | $1,837 |
| Sep 2024 | $3,398 | $2,824 | $1,845 |
| Dec 2024 | $3,350 | $2,832 | $1,836 |
| Mar 2025 | $3,410 | $2,907 | $1,860 |
| Jun 2025 | $3,485 | $2,917 | $1,880 |
| Sep 2025 | $3,519 | $2,899 | $1,881 |
| Dec 2025 | $3,509 | $2,888 | $1,873 |
| Mar 2026 | $3,570 | $2,934 | $1,894 |
| Jun 2026 | $3,700 | $2,958 | $1,921 |
| Sep 2026 | $3,812 | $2,955 | $1,932 |
Typical home value: $870,000 in Oxnard vs $1,524,000 in San Jose
Typical home value, dollars. Quarterly.
- San Jose, CA
- Oxnard, CA
- United States
Source: Zillow Home Value Index (typical home value, middle tier, smoothed, seasonally adjusted), through September 2026. Data Provided by Zillow Group.
Show the numbers
| San Jose, CA | Oxnard, CA | United States | |
|---|---|---|---|
| Mar 2015 | $780K | $503K | $189K |
| Jun 2015 | $790K | $510K | $192K |
| Sep 2015 | $827K | $516K | $195K |
| Dec 2015 | $865K | $527K | $199K |
| Mar 2016 | $888K | $539K | $202K |
| Jun 2016 | $877K | $544K | $204K |
| Sep 2016 | $846K | $547K | $206K |
| Dec 2016 | $837K | $556K | $209K |
| Mar 2017 | $873K | $568K | $213K |
| Jun 2017 | $906K | $574K | $216K |
| Sep 2017 | $901K | $579K | $219K |
| Dec 2017 | $917K | $591K | $223K |
| Mar 2018 | $1.01M | $602K | $227K |
| Jun 2018 | $1.12M | $606K | $230K |
| Sep 2018 | $1.17M | $607K | $234K |
| Dec 2018 | $1.18M | $610K | $236K |
| Mar 2019 | $1.13M | $613K | $239K |
| Jun 2019 | $1.08M | $614K | $242K |
| Sep 2019 | $1.08M | $613K | $244K |
| Dec 2019 | $1.09M | $617K | $247K |
| Mar 2020 | $1.11M | $627K | $252K |
| Jun 2020 | $1.1M | $631K | $255K |
| Sep 2020 | $1.11M | $640K | $260K |
| Dec 2020 | $1.18M | $672K | $271K |
| Mar 2021 | $1.22M | $701K | $282K |
| Jun 2021 | $1.27M | $735K | $296K |
| Sep 2021 | $1.31M | $754K | $306K |
| Dec 2021 | $1.35M | $766K | $314K |
| Mar 2022 | $1.47M | $811K | $330K |
| Jun 2022 | $1.52M | $850K | $346K |
| Sep 2022 | – | $835K | $348K |
| Dec 2022 | $1.4M | $813K | $345K |
| Mar 2023 | $1.35M | $798K | $343K |
| Jun 2023 | $1.35M | $813K | $347K |
| Sep 2023 | $1.42M | $836K | $352K |
| Dec 2023 | $1.47M | $846K | $354K |
| Mar 2024 | $1.47M | $854K | $357K |
| Jun 2024 | $1.51M | $872K | $361K |
| Sep 2024 | $1.55M | $877K | $361K |
| Dec 2024 | $1.59M | $876K | $363K |
| Mar 2025 | $1.58M | $875K | $364K |
| Jun 2025 | $1.53M | $868K | $362K |
| Sep 2025 | $1.52M | $861K | $362K |
| Dec 2025 | $1.56M | $865K | $364K |
| Mar 2026 | $1.55M | $866K | $366K |
| Jun 2026 | $1.52M | $866K | $365K |
| Sep 2026 | $1.52M | $870K | $366K |
More about each city
Related comparisons
What this comparison leaves out
- Taxes. State and local income, sales and property taxes can change the result a lot, especially between states.
- Neighborhoods. These are metro-wide averages; a city center and its outer suburbs can differ by more than two metros do.
- Your own spending mix. The default uses an average household. Use the housing slider above if rent is a bigger share of your budget.
- Timing. BEA price levels are for 2024; Zillow figures are monthly and newer.