San Luis Obispo, CA vs Sacramento, CA: cost of living compared
Price levels from BEA (2024); rent and home values from Zillow (September 2026).
The short answer
- Overall, Sacramento, CA is 1.8% less expensive than San Luis Obispo, CA (BEA, 2024).
- To keep the same standard of living, $75,000 in San Luis Obispo works out to about $73,700 in Sacramento, before taxes.
- Most of the difference is housing, which costs 9.8% less in Sacramento. Goods are 0.0% higher and other services 0.0% higher.
- Typical asking rent is $2,269 a month in Sacramento and $2,802 in San Luis Obispo, $6,396 a year less in Sacramento (Zillow, September 2026).
- A typical home is valued at about $573,000 in Sacramento and $898,000 in San Luis Obispo.
- The gap is about where it was in 2019 (2.5%).
derived Calculated from BEA Regional Price Parities (2024) and Zillow data. Based on an average household's spending; taxes not included. How we calculate.
Category by category
Both cities against the US average (100). The gap in each row is what matters for a move.
Housing drives the gap: 9.8% lower in Sacramento than in San Luis Obispo
Price level by category, 2024. US average = 100.
- San Luis Obispo, CA
- Sacramento, CA
All items San Luis Obispo, CA: 108.6 Sacramento, CA: 106.7
Goods San Luis Obispo, CA: 105.2 Sacramento, CA: 105.2
Housing (rents) San Luis Obispo, CA: 144.4 Sacramento, CA: 130.2
Utilities San Luis Obispo, CA: 147.8 Sacramento, CA: 151.3
Other services San Luis Obispo, CA: 100.3 Sacramento, CA: 100.3
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| San Luis Obispo, CA | Sacramento, CA | |
|---|---|---|
| All items | 108.6 | 106.7 |
| Goods | 105.2 | 105.2 |
| Housing (rents) | 144.4 | 130.2 |
| Utilities | 147.8 | 151.3 |
| Other services | 100.3 | 100.3 |
| Category | San Luis Obispo | Sacramento | Sacramento vs San Luis Obispo |
|---|---|---|---|
| All items | 108.6 | 106.7 | −1.8% |
| Goods | 105.2 | 105.2 | 0.0% |
| Housing (rents) | 144.4 | 130.2 | −9.8% |
| Utilities | 147.8 | 151.3 | +2.3% |
| Other services | 100.3 | 100.3 | 0.0% |
| Typical asking rent | $2,802 | $2,269 | −19.0% |
| Typical home value | $898,000 | $573,000 | −36.2% |
| Salary to match $75,000 in San Luis Obispo | $75,000 | $73,700 | −1.8% |
Index values: BEA, 2024, US = 100. Rent and home values: Data Provided by Zillow Group, September 2026.
How the gap has changed since 2008
The price gap between San Luis Obispo and Sacramento has narrowed since 2008: 3.8 points then, 1.9 now
Overall price level each year, 2008–2024. US average = 100.
- San Luis Obispo, CA
- Sacramento, CA
US average = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| San Luis Obispo, CA | Sacramento, CA | |
|---|---|---|
| 2008 | 105.1 | 101.3 |
| 2009 | 109.2 | 105.2 |
| 2010 | 106.5 | 102.8 |
| 2011 | 109.7 | 104.9 |
| 2012 | 107.2 | 104.9 |
| 2013 | 106.6 | 103.3 |
| 2014 | 106.1 | 103.1 |
| 2015 | 105.3 | 101.2 |
| 2016 | 105.0 | 101.1 |
| 2017 | 108.3 | 103.6 |
| 2018 | 111.3 | 108.9 |
| 2019 | 110.2 | 107.4 |
| 2020 | 111.3 | 107.0 |
| 2021 | 108.6 | 106.3 |
| 2022 | 112.7 | 109.9 |
| 2023 | 111.0 | 109.1 |
| 2024 | 108.6 | 106.7 |
Goods
- San Luis Obispo, CA
- Sacramento, CA
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| San Luis Obispo, CA | Sacramento, CA | |
|---|---|---|
| 2008 | 95.1 | 95.1 |
| 2009 | 101.4 | 101.4 |
| 2010 | 97.3 | 97.3 |
| 2011 | 99.0 | 99.0 |
| 2012 | 99.8 | 99.8 |
| 2013 | 98.2 | 98.2 |
| 2014 | 96.6 | 96.6 |
| 2015 | 94.9 | 94.9 |
| 2016 | 94.0 | 94.0 |
| 2017 | 99.8 | 99.8 |
| 2018 | 105.3 | 105.3 |
| 2019 | 104.8 | 104.8 |
| 2020 | 104.5 | 104.5 |
| 2021 | 106.9 | 106.9 |
| 2022 | 109.0 | 109.0 |
| 2023 | 104.9 | 104.9 |
| 2024 | 105.2 | 105.2 |
Housing (rents)
- San Luis Obispo, CA
- Sacramento, CA
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| San Luis Obispo, CA | Sacramento, CA | |
|---|---|---|
| 2008 | 155.4 | 130.4 |
| 2009 | 157.5 | 129.9 |
| 2010 | 150.6 | 127.2 |
| 2011 | 154.0 | 124.2 |
| 2012 | 143.5 | 122.7 |
| 2013 | 147.1 | 120.7 |
| 2014 | 142.8 | 123.4 |
| 2015 | 149.6 | 118.8 |
| 2016 | 153.9 | 125.1 |
| 2017 | 165.2 | 129.9 |
| 2018 | 154.8 | 137.2 |
| 2019 | 151.5 | 134.3 |
| 2020 | 164.4 | 134.0 |
| 2021 | 146.9 | 132.6 |
| 2022 | 157.1 | 131.5 |
| 2023 | 149.5 | 133.4 |
| 2024 | 144.4 | 130.2 |
Utilities
- San Luis Obispo, CA
- Sacramento, CA
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| San Luis Obispo, CA | Sacramento, CA | |
|---|---|---|
| 2008 | 95.3 | 97.5 |
| 2009 | 94.7 | 96.4 |
| 2010 | 107.8 | 109.8 |
| 2011 | 110.9 | 112.0 |
| 2012 | 114.1 | 115.0 |
| 2013 | 111.5 | 113.4 |
| 2014 | 119.2 | 120.1 |
| 2015 | 119.7 | 120.7 |
| 2016 | 113.1 | 114.7 |
| 2017 | 108.9 | 109.7 |
| 2018 | 118.5 | 120.0 |
| 2019 | 125.9 | 128.0 |
| 2020 | 128.0 | 130.5 |
| 2021 | 137.3 | 140.3 |
| 2022 | 141.6 | 144.2 |
| 2023 | 133.6 | 138.3 |
| 2024 | 147.8 | 151.3 |
Other services
- San Luis Obispo, CA
- Sacramento, CA
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| San Luis Obispo, CA | Sacramento, CA | |
|---|---|---|
| 2008 | 97.7 | 97.7 |
| 2009 | 100.7 | 100.7 |
| 2010 | 98.8 | 98.8 |
| 2011 | 102.5 | 102.5 |
| 2012 | 102.4 | 102.4 |
| 2013 | 101.1 | 101.1 |
| 2014 | 101.0 | 101.0 |
| 2015 | 99.8 | 99.8 |
| 2016 | 98.9 | 98.9 |
| 2017 | 99.2 | 99.2 |
| 2018 | 103.7 | 103.7 |
| 2019 | 101.8 | 101.8 |
| 2020 | 100.4 | 100.4 |
| 2021 | 98.6 | 98.6 |
| 2022 | 103.9 | 103.9 |
| 2023 | 104.2 | 104.2 |
| 2024 | 100.3 | 100.3 |
Rent and home values
Typical asking rent: $2,269 in Sacramento vs $2,802 in San Luis Obispo
Typical asking rent for a new lease, dollars per month. Quarterly.
- San Luis Obispo, CA
- Sacramento, CA
- United States
Source: Zillow Observed Rent Index (typical asking rent, all homes, smoothed), through September 2026. Data Provided by Zillow Group.
Show the numbers
| San Luis Obispo, CA | Sacramento, CA | United States | |
|---|---|---|---|
| Mar 2015 | $1,473 | $1,219 | $1,145 |
| Jun 2015 | $1,554 | $1,250 | $1,170 |
| Sep 2015 | $1,603 | $1,279 | $1,181 |
| Dec 2015 | $1,558 | $1,287 | $1,182 |
| Mar 2016 | $1,615 | $1,309 | $1,195 |
| Jun 2016 | $1,639 | $1,356 | $1,219 |
| Sep 2016 | $1,685 | $1,372 | $1,225 |
| Dec 2016 | $1,691 | $1,380 | $1,222 |
| Mar 2017 | $1,735 | $1,427 | $1,245 |
| Jun 2017 | $1,745 | $1,477 | $1,270 |
| Sep 2017 | $1,747 | $1,505 | $1,276 |
| Dec 2017 | $1,785 | $1,507 | $1,275 |
| Mar 2018 | $1,781 | $1,527 | $1,296 |
| Jun 2018 | $1,811 | $1,576 | $1,320 |
| Sep 2018 | $1,840 | $1,590 | $1,327 |
| Dec 2018 | $1,854 | $1,589 | $1,329 |
| Mar 2019 | $1,871 | $1,615 | $1,349 |
| Jun 2019 | $1,890 | $1,656 | $1,376 |
| Sep 2019 | $1,875 | $1,668 | $1,383 |
| Dec 2019 | $1,903 | $1,660 | $1,381 |
| Mar 2020 | $1,941 | $1,686 | $1,402 |
| Jun 2020 | $1,913 | $1,700 | $1,406 |
| Sep 2020 | $1,966 | $1,756 | $1,410 |
| Dec 2020 | $2,024 | $1,787 | $1,407 |
| Mar 2021 | $2,045 | $1,828 | $1,443 |
| Jun 2021 | $2,069 | $1,916 | $1,512 |
| Sep 2021 | $2,146 | $1,995 | $1,590 |
| Dec 2021 | $2,207 | $2,011 | $1,622 |
| Mar 2022 | $2,271 | $2,037 | $1,661 |
| Jun 2022 | $2,335 | $2,091 | $1,721 |
| Sep 2022 | $2,393 | $2,111 | $1,748 |
| Dec 2022 | $2,338 | $2,070 | $1,735 |
| Mar 2023 | $2,416 | $2,085 | $1,757 |
| Jun 2023 | $2,490 | $2,115 | $1,785 |
| Sep 2023 | $2,492 | $2,130 | $1,797 |
| Dec 2023 | $2,534 | $2,112 | $1,786 |
| Mar 2024 | $2,583 | $2,136 | $1,807 |
| Jun 2024 | $2,588 | $2,176 | $1,837 |
| Sep 2024 | $2,609 | $2,192 | $1,845 |
| Dec 2024 | $2,659 | $2,176 | $1,836 |
| Mar 2025 | $2,702 | $2,189 | $1,860 |
| Jun 2025 | $2,723 | $2,220 | $1,880 |
| Sep 2025 | $2,724 | $2,228 | $1,881 |
| Dec 2025 | $2,721 | $2,218 | $1,873 |
| Mar 2026 | $2,787 | $2,226 | $1,894 |
| Jun 2026 | $2,768 | $2,264 | $1,921 |
| Sep 2026 | $2,802 | $2,269 | $1,932 |
Typical home value: $573,000 in Sacramento vs $898,000 in San Luis Obispo
Typical home value, dollars. Quarterly.
- San Luis Obispo, CA
- Sacramento, CA
- United States
Source: Zillow Home Value Index (typical home value, middle tier, smoothed, seasonally adjusted), through September 2026. Data Provided by Zillow Group.
Show the numbers
| San Luis Obispo, CA | Sacramento, CA | United States | |
|---|---|---|---|
| Mar 2015 | $478K | $320K | $189K |
| Jun 2015 | $487K | $327K | $192K |
| Sep 2015 | $483K | $330K | $195K |
| Dec 2015 | $473K | $339K | $199K |
| Mar 2016 | $491K | $348K | $202K |
| Jun 2016 | $511K | $355K | $204K |
| Sep 2016 | $522K | $359K | $206K |
| Dec 2016 | $539K | $367K | $209K |
| Mar 2017 | $558K | $377K | $213K |
| Jun 2017 | $561K | $384K | $216K |
| Sep 2017 | $565K | $390K | $219K |
| Dec 2017 | $580K | $399K | $223K |
| Mar 2018 | $593K | $409K | $227K |
| Jun 2018 | $591K | $416K | $230K |
| Sep 2018 | $596K | $418K | $234K |
| Dec 2018 | $602K | $420K | $236K |
| Mar 2019 | $601K | $424K | $239K |
| Jun 2019 | $600K | $428K | $242K |
| Sep 2019 | $602K | $430K | $244K |
| Dec 2019 | $612K | $435K | $247K |
| Mar 2020 | $620K | $443K | $252K |
| Jun 2020 | $619K | $445K | $255K |
| Sep 2020 | $625K | $452K | $260K |
| Dec 2020 | $658K | $475K | $271K |
| Mar 2021 | $681K | $501K | $282K |
| Jun 2021 | $712K | $533K | $296K |
| Sep 2021 | $732K | $552K | $306K |
| Dec 2021 | $753K | $564K | $314K |
| Mar 2022 | $798K | $595K | $330K |
| Jun 2022 | $837K | $618K | $346K |
| Sep 2022 | $827K | $602K | $348K |
| Dec 2022 | $819K | $579K | $345K |
| Mar 2023 | $807K | $561K | $343K |
| Jun 2023 | $822K | $564K | $347K |
| Sep 2023 | $848K | $573K | $352K |
| Dec 2023 | $860K | $576K | $354K |
| Mar 2024 | $858K | $579K | $357K |
| Jun 2024 | $870K | $586K | $361K |
| Sep 2024 | $872K | $586K | $361K |
| Dec 2024 | $876K | $588K | $363K |
| Mar 2025 | $878K | $586K | $364K |
| Jun 2025 | $878K | $579K | $362K |
| Sep 2025 | $880K | $573K | $362K |
| Dec 2025 | $889K | $575K | $364K |
| Mar 2026 | $889K | $575K | $366K |
| Jun 2026 | $890K | $571K | $365K |
| Sep 2026 | $898K | $573K | $366K |
More about each city
- Cost of living in San Luis Obispo, CA
- Cost of living in Sacramento, CA
- Reverse: moving from Sacramento to San Luis Obispo
Related comparisons
What this comparison leaves out
- Taxes. State and local income, sales and property taxes can change the result a lot, especially between states.
- Neighborhoods. These are metro-wide averages; a city center and its outer suburbs can differ by more than two metros do.
- Your own spending mix. The default uses an average household. Use the housing slider above if rent is a bigger share of your budget.
- Timing. BEA price levels are for 2024; Zillow figures are monthly and newer.