Sebastian, FL vs Charlottesville, VA: cost of living compared
Price levels from BEA (2024); rent and home values from Zillow (September 2026).
The short answer
- Overall, living costs in Charlottesville, VA and Sebastian, FL are within 1% of each other (BEA, 2024).
- To keep the same standard of living, $75,000 in Sebastian works out to about $75,600 in Charlottesville, before taxes.
- Housing is 5.3% higher in Charlottesville, goods 0.6% higher and other services 0.3% lower, which roughly cancel out.
- Typical asking rent is $2,040 a month in Charlottesville and $2,128 in Sebastian, $1,056 a year less in Charlottesville (Zillow, September 2026).
- A typical home is valued at about $464,000 in Charlottesville and $364,000 in Sebastian.
- The gap is about where it was in 2019 (1.6%).
derived Calculated from BEA Regional Price Parities (2024) and Zillow data. Based on an average household's spending; taxes not included. How we calculate.
Category by category
Both cities against the US average (100). The gap in each row is what matters for a move.
Overall prices are about the same in Sebastian and Charlottesville
Price level by category, 2024. US average = 100.
- Sebastian, FL
- Charlottesville, VA
All items Sebastian, FL: 98.3 Charlottesville, VA: 99.1
Goods Sebastian, FL: 96.2 Charlottesville, VA: 96.8
Housing (rents) Sebastian, FL: 101.6 Charlottesville, VA: 107.0
Utilities Sebastian, FL: 87.3 Charlottesville, VA: 89.0
Other services Sebastian, FL: 98.9 Charlottesville, VA: 98.6
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Sebastian, FL | Charlottesville, VA | |
|---|---|---|
| All items | 98.3 | 99.1 |
| Goods | 96.2 | 96.8 |
| Housing (rents) | 101.6 | 107.0 |
| Utilities | 87.3 | 89.0 |
| Other services | 98.9 | 98.6 |
| Category | Sebastian | Charlottesville | Charlottesville vs Sebastian |
|---|---|---|---|
| All items | 98.3 | 99.1 | +0.9% |
| Goods | 96.2 | 96.8 | +0.6% |
| Housing (rents) | 101.6 | 107.0 | +5.3% |
| Utilities | 87.3 | 89.0 | +2.0% |
| Other services | 98.9 | 98.6 | −0.3% |
| Typical asking rent | $2,128 | $2,040 | −4.1% |
| Typical home value | $364,000 | $464,000 | +27.6% |
| Salary to match $75,000 in Sebastian | $75,000 | $75,600 | +0.9% |
Index values: BEA, 2024, US = 100. Rent and home values: Data Provided by Zillow Group, September 2026.
How the gap has changed since 2008
The price gap between Sebastian and Charlottesville has narrowed since 2008: 6.3 points then, 0.8 now
Overall price level each year, 2008–2024. US average = 100.
- Sebastian, FL
- Charlottesville, VA
US average = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Sebastian, FL | Charlottesville, VA | |
|---|---|---|
| 2008 | 93.5 | 99.7 |
| 2009 | 90.4 | 98.7 |
| 2010 | 95.0 | 100.6 |
| 2011 | 92.1 | 100.6 |
| 2012 | 92.9 | 98.9 |
| 2013 | 95.0 | 100.8 |
| 2014 | 93.1 | 99.9 |
| 2015 | 91.8 | 100.1 |
| 2016 | 94.2 | 100.3 |
| 2017 | 91.9 | 99.9 |
| 2018 | 94.1 | 98.2 |
| 2019 | 94.3 | 95.8 |
| 2020 | 95.2 | 98.3 |
| 2021 | 98.1 | 100.5 |
| 2022 | 95.3 | 97.6 |
| 2023 | 97.3 | 99.0 |
| 2024 | 98.3 | 99.1 |
Goods
- Sebastian, FL
- Charlottesville, VA
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Sebastian, FL | Charlottesville, VA | |
|---|---|---|
| 2008 | 93.7 | 97.3 |
| 2009 | 90.7 | 95.3 |
| 2010 | 96.4 | 96.7 |
| 2011 | 93.7 | 96.5 |
| 2012 | 90.3 | 96.3 |
| 2013 | 93.0 | 96.5 |
| 2014 | 91.3 | 96.3 |
| 2015 | 90.5 | 95.6 |
| 2016 | 92.2 | 96.4 |
| 2017 | 91.5 | 96.2 |
| 2018 | 95.3 | 95.6 |
| 2019 | 95.3 | 95.1 |
| 2020 | 95.2 | 95.2 |
| 2021 | 95.7 | 96.1 |
| 2022 | 95.0 | 95.5 |
| 2023 | 96.3 | 97.1 |
| 2024 | 96.2 | 96.8 |
Housing (rents)
- Sebastian, FL
- Charlottesville, VA
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Sebastian, FL | Charlottesville, VA | |
|---|---|---|
| 2008 | 90.1 | 110.5 |
| 2009 | 85.9 | 111.9 |
| 2010 | 95.3 | 114.2 |
| 2011 | 82.8 | 112.0 |
| 2012 | 85.3 | 102.0 |
| 2013 | 88.0 | 113.9 |
| 2014 | 80.0 | 108.3 |
| 2015 | 78.8 | 109.4 |
| 2016 | 92.5 | 106.2 |
| 2017 | 85.9 | 109.8 |
| 2018 | 82.0 | 105.9 |
| 2019 | 88.6 | 98.8 |
| 2020 | 94.4 | 116.1 |
| 2021 | 100.2 | 114.9 |
| 2022 | 84.9 | 97.3 |
| 2023 | 93.4 | 104.6 |
| 2024 | 101.6 | 107.0 |
Utilities
- Sebastian, FL
- Charlottesville, VA
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Sebastian, FL | Charlottesville, VA | |
|---|---|---|
| 2008 | 88.0 | 86.7 |
| 2009 | 91.4 | 89.8 |
| 2010 | 88.7 | 91.1 |
| 2011 | 87.4 | 90.5 |
| 2012 | 92.1 | 92.3 |
| 2013 | 88.8 | 89.7 |
| 2014 | 93.6 | 90.6 |
| 2015 | 93.9 | 91.1 |
| 2016 | 89.5 | 89.6 |
| 2017 | 91.2 | 87.0 |
| 2018 | 87.9 | 89.7 |
| 2019 | 88.7 | 92.9 |
| 2020 | 85.6 | 91.0 |
| 2021 | 85.8 | 87.8 |
| 2022 | 90.7 | 89.5 |
| 2023 | 92.1 | 89.1 |
| 2024 | 87.3 | 89.0 |
Other services
- Sebastian, FL
- Charlottesville, VA
US = 100
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Sebastian, FL | Charlottesville, VA | |
|---|---|---|
| 2008 | 95.0 | 98.4 |
| 2009 | 92.2 | 97.0 |
| 2010 | 94.4 | 99.2 |
| 2011 | 95.5 | 100.3 |
| 2012 | 98.3 | 100.0 |
| 2013 | 99.9 | 99.6 |
| 2014 | 99.9 | 99.7 |
| 2015 | 98.2 | 100.5 |
| 2016 | 96.5 | 101.6 |
| 2017 | 94.8 | 99.7 |
| 2018 | 98.8 | 98.0 |
| 2019 | 95.9 | 95.4 |
| 2020 | 96.0 | 95.1 |
| 2021 | 99.7 | 99.6 |
| 2022 | 99.9 | 99.6 |
| 2023 | 99.8 | 98.9 |
| 2024 | 98.9 | 98.6 |
Rent and home values
Typical asking rent: $2,040 in Charlottesville vs $2,128 in Sebastian
Typical asking rent for a new lease, dollars per month. Quarterly.
- Sebastian, FL
- Charlottesville, VA
- United States
Source: Zillow Observed Rent Index (typical asking rent, all homes, smoothed), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Sebastian, FL | Charlottesville, VA | United States | |
|---|---|---|---|
| Mar 2015 | $953 | $1,191 | $1,145 |
| Jun 2015 | $965 | $1,207 | $1,170 |
| Sep 2015 | $990 | $1,206 | $1,181 |
| Dec 2015 | $1,074 | $1,210 | $1,182 |
| Mar 2016 | $1,028 | $1,243 | $1,195 |
| Jun 2016 | $1,036 | $1,260 | $1,219 |
| Sep 2016 | $1,065 | $1,252 | $1,225 |
| Dec 2016 | $1,120 | $1,245 | $1,222 |
| Mar 2017 | $1,133 | $1,283 | $1,245 |
| Jun 2017 | $1,123 | $1,304 | $1,270 |
| Sep 2017 | $1,164 | $1,324 | $1,276 |
| Dec 2017 | $1,227 | $1,328 | $1,275 |
| Mar 2018 | $1,190 | $1,339 | $1,296 |
| Jun 2018 | $1,200 | $1,363 | $1,320 |
| Sep 2018 | $1,227 | $1,383 | $1,327 |
| Dec 2018 | $1,256 | $1,363 | $1,329 |
| Mar 2019 | $1,241 | $1,411 | $1,349 |
| Jun 2019 | $1,266 | $1,416 | $1,376 |
| Sep 2019 | $1,303 | $1,412 | $1,383 |
| Dec 2019 | $1,334 | $1,436 | $1,381 |
| Mar 2020 | $1,334 | $1,463 | $1,402 |
| Jun 2020 | $1,333 | $1,453 | $1,406 |
| Sep 2020 | $1,403 | $1,474 | $1,410 |
| Dec 2020 | $1,439 | $1,497 | $1,407 |
| Mar 2021 | $1,482 | $1,510 | $1,443 |
| Jun 2021 | $1,546 | $1,567 | $1,512 |
| Sep 2021 | $1,680 | $1,625 | $1,590 |
| Dec 2021 | $1,793 | $1,641 | $1,622 |
| Mar 2022 | $1,850 | $1,671 | $1,661 |
| Jun 2022 | $1,865 | $1,720 | $1,721 |
| Sep 2022 | $1,906 | $1,752 | $1,748 |
| Dec 2022 | $1,974 | $1,766 | $1,735 |
| Mar 2023 | $1,978 | $1,796 | $1,757 |
| Jun 2023 | $1,960 | $1,822 | $1,785 |
| Sep 2023 | $2,033 | $1,851 | $1,797 |
| Dec 2023 | $2,075 | $1,834 | $1,786 |
| Mar 2024 | $2,060 | $1,885 | $1,807 |
| Jun 2024 | $2,007 | $1,949 | $1,837 |
| Sep 2024 | $2,057 | $1,944 | $1,845 |
| Dec 2024 | $2,106 | $1,936 | $1,836 |
| Mar 2025 | $2,086 | $1,967 | $1,860 |
| Jun 2025 | $2,066 | $2,016 | $1,880 |
| Sep 2025 | $2,072 | $2,007 | $1,881 |
| Dec 2025 | $2,076 | $1,987 | $1,873 |
| Mar 2026 | $2,114 | $2,029 | $1,894 |
| Jun 2026 | $2,125 | $2,052 | $1,921 |
| Sep 2026 | $2,128 | $2,040 | $1,932 |
Typical home value: $464,000 in Charlottesville vs $364,000 in Sebastian
Typical home value, dollars. Quarterly.
- Sebastian, FL
- Charlottesville, VA
- United States
Source: Zillow Home Value Index (typical home value, middle tier, smoothed, seasonally adjusted), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Sebastian, FL | Charlottesville, VA | United States | |
|---|---|---|---|
| Mar 2015 | $171K | $260K | $189K |
| Jun 2015 | $174K | $263K | $192K |
| Sep 2015 | $180K | $266K | $195K |
| Dec 2015 | $185K | $270K | $199K |
| Mar 2016 | $189K | $274K | $202K |
| Jun 2016 | $193K | $275K | $204K |
| Sep 2016 | $198K | $277K | $206K |
| Dec 2016 | $203K | $280K | $209K |
| Mar 2017 | $208K | $283K | $213K |
| Jun 2017 | $213K | $288K | $216K |
| Sep 2017 | $218K | $291K | $219K |
| Dec 2017 | $223K | $294K | $223K |
| Mar 2018 | $228K | $298K | $227K |
| Jun 2018 | $232K | $302K | $230K |
| Sep 2018 | $236K | $306K | $234K |
| Dec 2018 | $239K | $307K | $236K |
| Mar 2019 | $241K | $311K | $239K |
| Jun 2019 | $243K | $315K | $242K |
| Sep 2019 | $244K | $316K | $244K |
| Dec 2019 | $247K | $319K | $247K |
| Mar 2020 | $251K | $323K | $252K |
| Jun 2020 | $251K | $325K | $255K |
| Sep 2020 | $256K | $332K | $260K |
| Dec 2020 | $266K | $346K | $271K |
| Mar 2021 | $275K | $357K | $282K |
| Jun 2021 | $291K | $373K | $296K |
| Sep 2021 | $313K | $378K | $306K |
| Dec 2021 | $330K | $382K | $314K |
| Mar 2022 | $356K | $399K | $330K |
| Jun 2022 | $385K | $418K | $346K |
| Sep 2022 | $394K | $419K | $348K |
| Dec 2022 | $392K | $416K | $345K |
| Mar 2023 | $388K | $418K | $343K |
| Jun 2023 | $390K | $424K | $347K |
| Sep 2023 | $392K | $430K | $352K |
| Dec 2023 | $394K | $434K | $354K |
| Mar 2024 | $395K | $438K | $357K |
| Jun 2024 | $394K | $446K | $361K |
| Sep 2024 | $390K | $451K | $361K |
| Dec 2024 | $387K | $457K | $363K |
| Mar 2025 | $382K | $459K | $364K |
| Jun 2025 | $374K | $458K | $362K |
| Sep 2025 | $367K | $458K | $362K |
| Dec 2025 | $365K | $461K | $364K |
| Mar 2026 | $365K | $462K | $366K |
| Jun 2026 | $363K | $462K | $365K |
| Sep 2026 | $364K | $464K | $366K |
More about each city
What this comparison leaves out
- Taxes. State and local income, sales and property taxes can change the result a lot, especially between states.
- Neighborhoods. These are metro-wide averages; a city center and its outer suburbs can differ by more than two metros do.
- Your own spending mix. The default uses an average household. Use the housing slider above if rent is a bigger share of your budget.
- Timing. BEA price levels are for 2024; Zillow figures are monthly and newer.