Springfield, IL vs Oshkosh, WI: cost of living compared
Price levels from BEA (2024); rent and home values from Zillow (September 2026).
The short answer
- Overall, living costs in Oshkosh, WI and Springfield, IL are within 1% of each other (BEA, 2024).
- To keep the same standard of living, $75,000 in Springfield works out to about $75,100 in Oshkosh, before taxes.
- Housing is 3.9% higher in Oshkosh, goods 0.2% higher and other services 0.2% lower, which roughly cancel out.
- Typical asking rent is $1,278 a month in Oshkosh and $1,207 in Springfield, $852 a year more in Oshkosh (Zillow, September 2026).
- A typical home is valued at about $304,000 in Oshkosh and $201,000 in Springfield.
- The gap is about where it was in 2019 (0.8%).
derived Calculated from BEA Regional Price Parities (2024) and Zillow data. Based on an average household's spending; taxes not included. How we calculate.
Category by category
Both cities against the US average (100). The gap in each row is what matters for a move.
Overall prices are about the same in Springfield and Oshkosh
Price level by category, 2024. US average = 100.
- Springfield, IL
- Oshkosh, WI
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Springfield, IL | Oshkosh, WI | |
|---|---|---|
| All items | 92.7 | 92.9 |
| Goods | 93.6 | 93.8 |
| Housing (rents) | 71.6 | 74.4 |
| Utilities | 90.4 | 90.6 |
| Other services | 99.6 | 99.4 |
| Category | Springfield | Oshkosh | Oshkosh vs Springfield |
|---|---|---|---|
| All items | 92.7 | 92.9 | +0.2% |
| Goods | 93.6 | 93.8 | +0.2% |
| Housing (rents) | 71.6 | 74.4 | +3.9% |
| Utilities | 90.4 | 90.6 | +0.2% |
| Other services | 99.6 | 99.4 | −0.2% |
| Typical asking rent | $1,207 | $1,278 | +5.9% |
| Typical home value | $201,000 | $304,000 | +51.7% |
| Salary to match $75,000 in Springfield | $75,000 | $75,100 | +0.2% |
Index values: BEA, 2024, US = 100. Rent and home values: Data Provided by Zillow Group, September 2026.
How the gap has changed since 2008
The price gap between Springfield and Oshkosh has narrowed since 2008: 2.1 points then, 0.2 now
Overall price level each year, 2008–2024. US average = 100.
- Springfield, IL
- Oshkosh, WI
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Springfield, IL | Oshkosh, WI | |
|---|---|---|
| 2008 | 95.0 | 97.1 |
| 2009 | 93.6 | 94.6 |
| 2010 | 93.5 | 95.1 |
| 2011 | 91.9 | 94.2 |
| 2012 | 93.3 | 94.4 |
| 2013 | 93.4 | 95.1 |
| 2014 | 92.8 | 93.2 |
| 2015 | 92.1 | 93.0 |
| 2016 | 92.3 | 93.0 |
| 2017 | 90.7 | 92.0 |
| 2018 | 93.1 | 92.4 |
| 2019 | 91.8 | 92.5 |
| 2020 | 90.9 | 92.6 |
| 2021 | 91.6 | 92.5 |
| 2022 | 89.7 | 91.3 |
| 2023 | 90.7 | 90.8 |
| 2024 | 92.7 | 92.9 |
Goods
- Springfield, IL
- Oshkosh, WI
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Springfield, IL | Oshkosh, WI | |
|---|---|---|
| 2008 | 98.8 | 99.0 |
| 2009 | 97.5 | 97.9 |
| 2010 | 96.4 | 96.7 |
| 2011 | 95.8 | 95.9 |
| 2012 | 96.9 | 97.1 |
| 2013 | 96.7 | 97.0 |
| 2014 | 98.5 | 98.7 |
| 2015 | 98.0 | 98.4 |
| 2016 | 97.3 | 97.6 |
| 2017 | 95.4 | 95.5 |
| 2018 | 97.6 | 97.8 |
| 2019 | 96.5 | 96.4 |
| 2020 | 94.1 | 94.2 |
| 2021 | 94.7 | 94.7 |
| 2022 | 90.8 | 92.0 |
| 2023 | 93.1 | 93.8 |
| 2024 | 93.6 | 93.8 |
Housing (rents)
- Springfield, IL
- Oshkosh, WI
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Springfield, IL | Oshkosh, WI | |
|---|---|---|
| 2008 | 74.0 | 83.9 |
| 2009 | 70.8 | 73.8 |
| 2010 | 72.6 | 81.0 |
| 2011 | 69.5 | 81.3 |
| 2012 | 74.7 | 80.1 |
| 2013 | 74.1 | 81.8 |
| 2014 | 69.6 | 74.0 |
| 2015 | 71.9 | 76.8 |
| 2016 | 73.5 | 77.7 |
| 2017 | 68.9 | 74.8 |
| 2018 | 74.0 | 71.9 |
| 2019 | 66.0 | 68.5 |
| 2020 | 67.5 | 76.0 |
| 2021 | 67.3 | 71.8 |
| 2022 | 65.2 | 72.7 |
| 2023 | 65.2 | 65.4 |
| 2024 | 71.6 | 74.4 |
Utilities
- Springfield, IL
- Oshkosh, WI
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Springfield, IL | Oshkosh, WI | |
|---|---|---|
| 2008 | 97.0 | 103.0 |
| 2009 | 93.2 | 105.0 |
| 2010 | 94.5 | 101.7 |
| 2011 | 94.4 | 103.5 |
| 2012 | 90.6 | 100.9 |
| 2013 | 86.3 | 100.1 |
| 2014 | 87.6 | 94.1 |
| 2015 | 86.6 | 91.4 |
| 2016 | 84.9 | 87.3 |
| 2017 | 90.7 | 94.4 |
| 2018 | 92.5 | 98.7 |
| 2019 | 89.7 | 93.9 |
| 2020 | 90.1 | 95.5 |
| 2021 | 92.4 | 96.2 |
| 2022 | 94.9 | 90.2 |
| 2023 | 87.8 | 88.8 |
| 2024 | 90.4 | 90.6 |
Other services
- Springfield, IL
- Oshkosh, WI
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Springfield, IL | Oshkosh, WI | |
|---|---|---|
| 2008 | 99.8 | 99.8 |
| 2009 | 99.5 | 99.4 |
| 2010 | 98.9 | 98.8 |
| 2011 | 96.6 | 96.6 |
| 2012 | 97.0 | 96.8 |
| 2013 | 97.7 | 98.1 |
| 2014 | 96.9 | 96.4 |
| 2015 | 95.2 | 94.9 |
| 2016 | 96.2 | 96.0 |
| 2017 | 94.9 | 95.1 |
| 2018 | 96.5 | 95.6 |
| 2019 | 98.5 | 98.3 |
| 2020 | 97.8 | 97.7 |
| 2021 | 98.0 | 97.9 |
| 2022 | 98.2 | 97.6 |
| 2023 | 98.1 | 97.7 |
| 2024 | 99.6 | 99.4 |
Rent and home values
Typical asking rent: $1,278 in Oshkosh vs $1,207 in Springfield
Typical asking rent for a new lease, dollars per month. Quarterly.
- Springfield, IL
- Oshkosh, WI
- United States
Source: Zillow Observed Rent Index (typical asking rent, all homes, smoothed), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Springfield, IL | Oshkosh, WI | United States | |
|---|---|---|---|
| Mar 2015 | – | – | $1,145 |
| Jun 2015 | – | – | $1,170 |
| Sep 2015 | – | – | $1,181 |
| Dec 2015 | – | – | $1,182 |
| Mar 2016 | – | – | $1,195 |
| Jun 2016 | $743 | – | $1,219 |
| Sep 2016 | $751 | – | $1,225 |
| Dec 2016 | $752 | $685 | $1,222 |
| Mar 2017 | $758 | $683 | $1,245 |
| Jun 2017 | $773 | $696 | $1,270 |
| Sep 2017 | $766 | $718 | $1,276 |
| Dec 2017 | $761 | $741 | $1,275 |
| Mar 2018 | $769 | $733 | $1,296 |
| Jun 2018 | $782 | $735 | $1,320 |
| Sep 2018 | $773 | $766 | $1,327 |
| Dec 2018 | $787 | $761 | $1,329 |
| Mar 2019 | $783 | $774 | $1,349 |
| Jun 2019 | $805 | $804 | $1,376 |
| Sep 2019 | $809 | $805 | $1,383 |
| Dec 2019 | $805 | $818 | $1,381 |
| Mar 2020 | $813 | $829 | $1,402 |
| Jun 2020 | $820 | $852 | $1,406 |
| Sep 2020 | $833 | $861 | $1,410 |
| Dec 2020 | $852 | – | $1,407 |
| Mar 2021 | $844 | $892 | $1,443 |
| Jun 2021 | $871 | $940 | $1,512 |
| Sep 2021 | $899 | $941 | $1,590 |
| Dec 2021 | $918 | $954 | $1,622 |
| Mar 2022 | $919 | $991 | $1,661 |
| Jun 2022 | $959 | $1,025 | $1,721 |
| Sep 2022 | $985 | $1,039 | $1,748 |
| Dec 2022 | $984 | $1,042 | $1,735 |
| Mar 2023 | $998 | $1,070 | $1,757 |
| Jun 2023 | $1,023 | $1,099 | $1,785 |
| Sep 2023 | $1,035 | $1,117 | $1,797 |
| Dec 2023 | $1,054 | $1,101 | $1,786 |
| Mar 2024 | $1,066 | $1,136 | $1,807 |
| Jun 2024 | $1,094 | $1,160 | $1,837 |
| Sep 2024 | $1,111 | $1,168 | $1,845 |
| Dec 2024 | $1,114 | $1,179 | $1,836 |
| Mar 2025 | $1,126 | $1,204 | $1,860 |
| Jun 2025 | $1,146 | $1,237 | $1,880 |
| Sep 2025 | $1,166 | $1,221 | $1,881 |
| Dec 2025 | $1,161 | $1,215 | $1,873 |
| Mar 2026 | $1,194 | $1,234 | $1,894 |
| Jun 2026 | $1,208 | $1,281 | $1,921 |
| Sep 2026 | $1,207 | $1,278 | $1,932 |
Typical home value: $304,000 in Oshkosh vs $201,000 in Springfield
Typical home value, dollars. Quarterly.
- Springfield, IL
- Oshkosh, WI
- United States
Source: Zillow Home Value Index (typical home value, middle tier, smoothed, seasonally adjusted), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Springfield, IL | Oshkosh, WI | United States | |
|---|---|---|---|
| Mar 2015 | $133K | $143K | $189K |
| Jun 2015 | $133K | $146K | $192K |
| Sep 2015 | $134K | $148K | $195K |
| Dec 2015 | $135K | $150K | $199K |
| Mar 2016 | $135K | $151K | $202K |
| Jun 2016 | $135K | $153K | $204K |
| Sep 2016 | $135K | $155K | $206K |
| Dec 2016 | $136K | $158K | $209K |
| Mar 2017 | $137K | $160K | $213K |
| Jun 2017 | $137K | $163K | $216K |
| Sep 2017 | $136K | $165K | $219K |
| Dec 2017 | $137K | $168K | $223K |
| Mar 2018 | $137K | $170K | $227K |
| Jun 2018 | $137K | $173K | $230K |
| Sep 2018 | $137K | $176K | $234K |
| Dec 2018 | $136K | $176K | $236K |
| Mar 2019 | $139K | $180K | $239K |
| Jun 2019 | $141K | $184K | $242K |
| Sep 2019 | $141K | $185K | $244K |
| Dec 2019 | $143K | $187K | $247K |
| Mar 2020 | $145K | $190K | $252K |
| Jun 2020 | $145K | $193K | $255K |
| Sep 2020 | $147K | $198K | $260K |
| Dec 2020 | $148K | $207K | $271K |
| Mar 2021 | $148K | $212K | $282K |
| Jun 2021 | $151K | $222K | $296K |
| Sep 2021 | $153K | $227K | $306K |
| Dec 2021 | $154K | $228K | $314K |
| Mar 2022 | $158K | $236K | $330K |
| Jun 2022 | $161K | $246K | $346K |
| Sep 2022 | $160K | $247K | $348K |
| Dec 2022 | $162K | $246K | $345K |
| Mar 2023 | $163K | $251K | $343K |
| Jun 2023 | $167K | $256K | $347K |
| Sep 2023 | $171K | $260K | $352K |
| Dec 2023 | $172K | $261K | $354K |
| Mar 2024 | $173K | $264K | $357K |
| Jun 2024 | $176K | $271K | $361K |
| Sep 2024 | $176K | $273K | $361K |
| Dec 2024 | $179K | $279K | $363K |
| Mar 2025 | $181K | $284K | $364K |
| Jun 2025 | $182K | $287K | $362K |
| Sep 2025 | $187K | $291K | $362K |
| Dec 2025 | $193K | $295K | $364K |
| Mar 2026 | $197K | $300K | $366K |
| Jun 2026 | $198K | $301K | $365K |
| Sep 2026 | $201K | $304K | $366K |
More about each city
What this comparison leaves out
- Taxes. State and local income, sales and property taxes can change the result a lot, especially between states.
- Neighborhoods. These are metro-wide averages; a city center and its outer suburbs can differ by more than two metros do.
- Your own spending mix. The default uses an average household. Use the housing slider above if rent is a bigger share of your budget.
- Timing. BEA price levels are for 2024; Zillow figures are monthly and newer.