Elkhart, IN vs Terre Haute, IN: cost of living compared
Price levels from BEA (2024); rent and home values from Zillow (September 2026).
The short answer
- Overall, Terre Haute, IN is 2.8% less expensive than Elkhart, IN (BEA, 2024).
- To keep the same standard of living, $75,000 in Elkhart works out to about $72,900 in Terre Haute, before taxes.
- Most of the difference is housing, which costs 19.3% less in Terre Haute. Goods are 0.0% higher and other services 0.0% higher.
- Typical asking rent is $977 a month in Terre Haute and $1,182 in Elkhart, $2,460 a year less in Terre Haute (Zillow, September 2026).
- A typical home is valued at about $166,000 in Terre Haute and $266,000 in Elkhart.
- The gap is about where it was in 2019 (2.0%).
derived Calculated from BEA Regional Price Parities (2024) and Zillow data. Based on an average household's spending; taxes not included. How we calculate.
Category by category
Both cities against the US average (100). The gap in each row is what matters for a move.
Housing drives the gap: 19.3% lower in Terre Haute than in Elkhart
Price level by category, 2024. US average = 100.
- Elkhart, IN
- Terre Haute, IN
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Elkhart, IN | Terre Haute, IN | |
|---|---|---|
| All items | 90.3 | 87.8 |
| Goods | 94.3 | 94.3 |
| Housing (rents) | 64.3 | 51.9 |
| Utilities | 86.4 | 86.6 |
| Other services | 99.1 | 99.1 |
| Category | Elkhart | Terre Haute | Terre Haute vs Elkhart |
|---|---|---|---|
| All items | 90.3 | 87.8 | −2.8% |
| Goods | 94.3 | 94.3 | 0.0% |
| Housing (rents) | 64.3 | 51.9 | −19.3% |
| Utilities | 86.4 | 86.6 | +0.2% |
| Other services | 99.1 | 99.1 | 0.0% |
| Typical asking rent | $1,182 | $977 | −17.3% |
| Typical home value | $266,000 | $166,000 | −37.8% |
| Salary to match $75,000 in Elkhart | $75,000 | $72,900 | −2.8% |
Index values: BEA, 2024, US = 100. Rent and home values: Data Provided by Zillow Group, September 2026.
How the gap has changed since 2008
The price gap between Elkhart and Terre Haute has narrowed since 2008: 7.5 points then, 2.5 now
Overall price level each year, 2008–2024. US average = 100.
- Elkhart, IN
- Terre Haute, IN
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Elkhart, IN | Terre Haute, IN | |
|---|---|---|
| 2008 | 96.6 | 89.1 |
| 2009 | 94.1 | 89.1 |
| 2010 | 92.9 | 91.1 |
| 2011 | 93.5 | 89.2 |
| 2012 | 92.6 | 89.2 |
| 2013 | 91.3 | 90.4 |
| 2014 | 92.2 | 89.9 |
| 2015 | 92.1 | 87.6 |
| 2016 | 90.1 | 87.6 |
| 2017 | 91.0 | 87.7 |
| 2018 | 92.5 | 89.6 |
| 2019 | 91.4 | 89.6 |
| 2020 | 91.0 | 87.4 |
| 2021 | 87.7 | 87.3 |
| 2022 | 91.6 | 86.8 |
| 2023 | 92.5 | 88.3 |
| 2024 | 90.3 | 87.8 |
Goods
- Elkhart, IN
- Terre Haute, IN
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Elkhart, IN | Terre Haute, IN | |
|---|---|---|
| 2008 | 98.6 | 95.6 |
| 2009 | 97.7 | 96.0 |
| 2010 | 96.6 | 96.1 |
| 2011 | 96.3 | 95.9 |
| 2012 | 97.5 | 97.3 |
| 2013 | 97.4 | 97.1 |
| 2014 | 98.6 | 98.3 |
| 2015 | 97.9 | 97.7 |
| 2016 | 97.3 | 97.0 |
| 2017 | 95.5 | 95.3 |
| 2018 | 97.4 | 97.4 |
| 2019 | 95.7 | 95.7 |
| 2020 | 94.0 | 94.0 |
| 2021 | 94.7 | 94.7 |
| 2022 | 93.1 | 93.1 |
| 2023 | 94.8 | 94.8 |
| 2024 | 94.3 | 94.3 |
Housing (rents)
- Elkhart, IN
- Terre Haute, IN
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Elkhart, IN | Terre Haute, IN | |
|---|---|---|
| 2008 | 85.9 | 59.0 |
| 2009 | 76.0 | 58.8 |
| 2010 | 74.3 | 69.1 |
| 2011 | 82.9 | 63.4 |
| 2012 | 74.0 | 59.9 |
| 2013 | 68.0 | 67.9 |
| 2014 | 70.3 | 65.2 |
| 2015 | 73.5 | 57.7 |
| 2016 | 63.7 | 56.7 |
| 2017 | 70.8 | 60.7 |
| 2018 | 74.2 | 61.2 |
| 2019 | 69.1 | 58.5 |
| 2020 | 70.9 | 57.5 |
| 2021 | 59.4 | 55.0 |
| 2022 | 73.3 | 54.7 |
| 2023 | 77.0 | 56.8 |
| 2024 | 64.3 | 51.9 |
Utilities
- Elkhart, IN
- Terre Haute, IN
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Elkhart, IN | Terre Haute, IN | |
|---|---|---|
| 2008 | 87.0 | 86.9 |
| 2009 | 89.7 | 90.4 |
| 2010 | 82.6 | 83.7 |
| 2011 | 87.8 | 87.1 |
| 2012 | 88.2 | 88.0 |
| 2013 | 88.3 | 88.4 |
| 2014 | 84.7 | 84.3 |
| 2015 | 85.2 | 84.1 |
| 2016 | 83.4 | 82.3 |
| 2017 | 88.8 | 88.4 |
| 2018 | 91.3 | 93.2 |
| 2019 | 89.8 | 90.2 |
| 2020 | 91.6 | 91.8 |
| 2021 | 92.1 | 92.8 |
| 2022 | 88.1 | 88.6 |
| 2023 | 85.4 | 85.8 |
| 2024 | 86.4 | 86.6 |
Other services
- Elkhart, IN
- Terre Haute, IN
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Elkhart, IN | Terre Haute, IN | |
|---|---|---|
| 2008 | 99.6 | 98.9 |
| 2009 | 99.2 | 98.6 |
| 2010 | 98.5 | 97.9 |
| 2011 | 95.6 | 95.1 |
| 2012 | 96.1 | 95.8 |
| 2013 | 97.2 | 96.6 |
| 2014 | 96.2 | 95.8 |
| 2015 | 94.6 | 93.9 |
| 2016 | 96.0 | 94.9 |
| 2017 | 94.8 | 93.9 |
| 2018 | 96.1 | 96.1 |
| 2019 | 98.4 | 98.4 |
| 2020 | 97.5 | 97.5 |
| 2021 | 97.8 | 97.8 |
| 2022 | 97.5 | 97.5 |
| 2023 | 97.3 | 97.3 |
| 2024 | 99.1 | 99.1 |
Rent and home values
Typical asking rent: $977 in Terre Haute vs $1,182 in Elkhart
Typical asking rent for a new lease, dollars per month. Quarterly.
- Elkhart, IN
- Terre Haute, IN
- United States
Source: Zillow Observed Rent Index (typical asking rent, all homes, smoothed), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Elkhart, IN | Terre Haute, IN | United States | |
|---|---|---|---|
| Mar 2015 | – | – | $1,145 |
| Jun 2015 | – | – | $1,170 |
| Sep 2015 | – | – | $1,181 |
| Dec 2015 | – | – | $1,182 |
| Mar 2016 | – | – | $1,195 |
| Jun 2016 | – | – | $1,219 |
| Sep 2016 | – | – | $1,225 |
| Dec 2016 | – | – | $1,222 |
| Mar 2017 | – | – | $1,245 |
| Jun 2017 | – | – | $1,270 |
| Sep 2017 | – | – | $1,276 |
| Dec 2017 | – | – | $1,275 |
| Mar 2018 | – | – | $1,296 |
| Jun 2018 | – | – | $1,320 |
| Sep 2018 | – | – | $1,327 |
| Dec 2018 | – | – | $1,329 |
| Mar 2019 | – | – | $1,349 |
| Jun 2019 | – | – | $1,376 |
| Sep 2019 | – | – | $1,383 |
| Dec 2019 | – | – | $1,381 |
| Mar 2020 | – | – | $1,402 |
| Jun 2020 | – | – | $1,406 |
| Sep 2020 | – | – | $1,410 |
| Dec 2020 | – | – | $1,407 |
| Mar 2021 | – | $688 | $1,443 |
| Jun 2021 | – | $727 | $1,512 |
| Sep 2021 | $893 | $761 | $1,590 |
| Dec 2021 | – | $736 | $1,622 |
| Mar 2022 | $973 | $784 | $1,661 |
| Jun 2022 | $1,018 | $805 | $1,721 |
| Sep 2022 | $1,041 | $805 | $1,748 |
| Dec 2022 | $1,005 | $817 | $1,735 |
| Mar 2023 | $1,066 | $827 | $1,757 |
| Jun 2023 | $1,011 | $843 | $1,785 |
| Sep 2023 | $1,051 | $839 | $1,797 |
| Dec 2023 | $1,040 | $847 | $1,786 |
| Mar 2024 | $1,059 | $874 | $1,807 |
| Jun 2024 | $1,075 | $887 | $1,837 |
| Sep 2024 | $1,076 | $897 | $1,845 |
| Dec 2024 | $1,079 | $888 | $1,836 |
| Mar 2025 | $1,100 | $916 | $1,860 |
| Jun 2025 | $1,115 | $920 | $1,880 |
| Sep 2025 | $1,133 | $950 | $1,881 |
| Dec 2025 | $1,136 | $946 | $1,873 |
| Mar 2026 | $1,156 | $945 | $1,894 |
| Jun 2026 | $1,195 | $960 | $1,921 |
| Sep 2026 | $1,182 | $977 | $1,932 |
Typical home value: $166,000 in Terre Haute vs $266,000 in Elkhart
Typical home value, dollars. Quarterly.
- Elkhart, IN
- Terre Haute, IN
- United States
Source: Zillow Home Value Index (typical home value, middle tier, smoothed, seasonally adjusted), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Elkhart, IN | Terre Haute, IN | United States | |
|---|---|---|---|
| Mar 2015 | $121K | $87K | $189K |
| Jun 2015 | $123K | $87K | $192K |
| Sep 2015 | $125K | $86K | $195K |
| Dec 2015 | $127K | $86K | $199K |
| Mar 2016 | $129K | $87K | $202K |
| Jun 2016 | $131K | $88K | $204K |
| Sep 2016 | $133K | $88K | $206K |
| Dec 2016 | $136K | $90K | $209K |
| Mar 2017 | $138K | $90K | $213K |
| Jun 2017 | $141K | $90K | $216K |
| Sep 2017 | $143K | $91K | $219K |
| Dec 2017 | $145K | $93K | $223K |
| Mar 2018 | $149K | $94K | $227K |
| Jun 2018 | $152K | $97K | $230K |
| Sep 2018 | $154K | $99K | $234K |
| Dec 2018 | $157K | $100K | $236K |
| Mar 2019 | $161K | $101K | $239K |
| Jun 2019 | $162K | $103K | $242K |
| Sep 2019 | $163K | $104K | $244K |
| Dec 2019 | $165K | $106K | $247K |
| Mar 2020 | $168K | $108K | $252K |
| Jun 2020 | $170K | $110K | $255K |
| Sep 2020 | $173K | $113K | $260K |
| Dec 2020 | $180K | $117K | $271K |
| Mar 2021 | $188K | $120K | $282K |
| Jun 2021 | $198K | $125K | $296K |
| Sep 2021 | $202K | $127K | $306K |
| Dec 2021 | $205K | $130K | $314K |
| Mar 2022 | $216K | $134K | $330K |
| Jun 2022 | $226K | $138K | $346K |
| Sep 2022 | $228K | $140K | $348K |
| Dec 2022 | $227K | $141K | $345K |
| Mar 2023 | $227K | $142K | $343K |
| Jun 2023 | $231K | $147K | $347K |
| Sep 2023 | $234K | $149K | $352K |
| Dec 2023 | $234K | $148K | $354K |
| Mar 2024 | $236K | $150K | $357K |
| Jun 2024 | $238K | $154K | $361K |
| Sep 2024 | $239K | $156K | $361K |
| Dec 2024 | $244K | $159K | $363K |
| Mar 2025 | $248K | $162K | $364K |
| Jun 2025 | $248K | $162K | $362K |
| Sep 2025 | $253K | $163K | $362K |
| Dec 2025 | $257K | $163K | $364K |
| Mar 2026 | $260K | $164K | $366K |
| Jun 2026 | $262K | $164K | $365K |
| Sep 2026 | $266K | $166K | $366K |
More about each city
What this comparison leaves out
- Taxes. State and local income, sales and property taxes can change the result a lot, especially between states.
- Neighborhoods. These are metro-wide averages; a city center and its outer suburbs can differ by more than two metros do.
- Your own spending mix. The default uses an average household. Use the housing slider above if rent is a bigger share of your budget.
- Timing. BEA price levels are for 2024; Zillow figures are monthly and newer.