Terre Haute, IN vs Elkhart, IN: cost of living compared
Price levels from BEA (2024); rent and home values from Zillow (September 2026).
The short answer
- Overall, Elkhart, IN is 2.9% more expensive than Terre Haute, IN (BEA, 2024).
- To keep the same standard of living, $75,000 in Terre Haute works out to about $77,200 in Elkhart, before taxes.
- Most of the difference is housing, which costs 23.9% more in Elkhart. Goods are 0.0% higher and other services 0.0% higher.
- Typical asking rent is $1,182 a month in Elkhart and $977 in Terre Haute, $2,460 a year more in Elkhart (Zillow, September 2026).
- A typical home is valued at about $266,000 in Elkhart and $166,000 in Terre Haute.
- The gap is about where it was in 2019 (2.1%).
derived Calculated from BEA Regional Price Parities (2024) and Zillow data. Based on an average household's spending; taxes not included. How we calculate.
Category by category
Both cities against the US average (100). The gap in each row is what matters for a move.
Housing drives the gap: 23.9% higher in Elkhart than in Terre Haute
Price level by category, 2024. US average = 100.
- Terre Haute, IN
- Elkhart, IN
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Terre Haute, IN | Elkhart, IN | |
|---|---|---|
| All items | 87.8 | 90.3 |
| Goods | 94.3 | 94.3 |
| Housing (rents) | 51.9 | 64.3 |
| Utilities | 86.6 | 86.4 |
| Other services | 99.1 | 99.1 |
| Category | Terre Haute | Elkhart | Elkhart vs Terre Haute |
|---|---|---|---|
| All items | 87.8 | 90.3 | +2.9% |
| Goods | 94.3 | 94.3 | 0.0% |
| Housing (rents) | 51.9 | 64.3 | +23.9% |
| Utilities | 86.6 | 86.4 | −0.2% |
| Other services | 99.1 | 99.1 | 0.0% |
| Typical asking rent | $977 | $1,182 | +21.0% |
| Typical home value | $166,000 | $266,000 | +60.9% |
| Salary to match $75,000 in Terre Haute | $75,000 | $77,200 | +2.9% |
Index values: BEA, 2024, US = 100. Rent and home values: Data Provided by Zillow Group, September 2026.
How the gap has changed since 2008
The price gap between Terre Haute and Elkhart has narrowed since 2008: 7.5 points then, 2.5 now
Overall price level each year, 2008–2024. US average = 100.
- Terre Haute, IN
- Elkhart, IN
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Terre Haute, IN | Elkhart, IN | |
|---|---|---|
| 2008 | 89.1 | 96.6 |
| 2009 | 89.1 | 94.1 |
| 2010 | 91.1 | 92.9 |
| 2011 | 89.2 | 93.5 |
| 2012 | 89.2 | 92.6 |
| 2013 | 90.4 | 91.3 |
| 2014 | 89.9 | 92.2 |
| 2015 | 87.6 | 92.1 |
| 2016 | 87.6 | 90.1 |
| 2017 | 87.7 | 91.0 |
| 2018 | 89.6 | 92.5 |
| 2019 | 89.6 | 91.4 |
| 2020 | 87.4 | 91.0 |
| 2021 | 87.3 | 87.7 |
| 2022 | 86.8 | 91.6 |
| 2023 | 88.3 | 92.5 |
| 2024 | 87.8 | 90.3 |
Goods
- Terre Haute, IN
- Elkhart, IN
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Terre Haute, IN | Elkhart, IN | |
|---|---|---|
| 2008 | 95.6 | 98.6 |
| 2009 | 96.0 | 97.7 |
| 2010 | 96.1 | 96.6 |
| 2011 | 95.9 | 96.3 |
| 2012 | 97.3 | 97.5 |
| 2013 | 97.1 | 97.4 |
| 2014 | 98.3 | 98.6 |
| 2015 | 97.7 | 97.9 |
| 2016 | 97.0 | 97.3 |
| 2017 | 95.3 | 95.5 |
| 2018 | 97.4 | 97.4 |
| 2019 | 95.7 | 95.7 |
| 2020 | 94.0 | 94.0 |
| 2021 | 94.7 | 94.7 |
| 2022 | 93.1 | 93.1 |
| 2023 | 94.8 | 94.8 |
| 2024 | 94.3 | 94.3 |
Housing (rents)
- Terre Haute, IN
- Elkhart, IN
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Terre Haute, IN | Elkhart, IN | |
|---|---|---|
| 2008 | 59.0 | 85.9 |
| 2009 | 58.8 | 76.0 |
| 2010 | 69.1 | 74.3 |
| 2011 | 63.4 | 82.9 |
| 2012 | 59.9 | 74.0 |
| 2013 | 67.9 | 68.0 |
| 2014 | 65.2 | 70.3 |
| 2015 | 57.7 | 73.5 |
| 2016 | 56.7 | 63.7 |
| 2017 | 60.7 | 70.8 |
| 2018 | 61.2 | 74.2 |
| 2019 | 58.5 | 69.1 |
| 2020 | 57.5 | 70.9 |
| 2021 | 55.0 | 59.4 |
| 2022 | 54.7 | 73.3 |
| 2023 | 56.8 | 77.0 |
| 2024 | 51.9 | 64.3 |
Utilities
- Terre Haute, IN
- Elkhart, IN
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Terre Haute, IN | Elkhart, IN | |
|---|---|---|
| 2008 | 86.9 | 87.0 |
| 2009 | 90.4 | 89.7 |
| 2010 | 83.7 | 82.6 |
| 2011 | 87.1 | 87.8 |
| 2012 | 88.0 | 88.2 |
| 2013 | 88.4 | 88.3 |
| 2014 | 84.3 | 84.7 |
| 2015 | 84.1 | 85.2 |
| 2016 | 82.3 | 83.4 |
| 2017 | 88.4 | 88.8 |
| 2018 | 93.2 | 91.3 |
| 2019 | 90.2 | 89.8 |
| 2020 | 91.8 | 91.6 |
| 2021 | 92.8 | 92.1 |
| 2022 | 88.6 | 88.1 |
| 2023 | 85.8 | 85.4 |
| 2024 | 86.6 | 86.4 |
Other services
- Terre Haute, IN
- Elkhart, IN
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Terre Haute, IN | Elkhart, IN | |
|---|---|---|
| 2008 | 98.9 | 99.6 |
| 2009 | 98.6 | 99.2 |
| 2010 | 97.9 | 98.5 |
| 2011 | 95.1 | 95.6 |
| 2012 | 95.8 | 96.1 |
| 2013 | 96.6 | 97.2 |
| 2014 | 95.8 | 96.2 |
| 2015 | 93.9 | 94.6 |
| 2016 | 94.9 | 96.0 |
| 2017 | 93.9 | 94.8 |
| 2018 | 96.1 | 96.1 |
| 2019 | 98.4 | 98.4 |
| 2020 | 97.5 | 97.5 |
| 2021 | 97.8 | 97.8 |
| 2022 | 97.5 | 97.5 |
| 2023 | 97.3 | 97.3 |
| 2024 | 99.1 | 99.1 |
Rent and home values
Typical asking rent: $1,182 in Elkhart vs $977 in Terre Haute
Typical asking rent for a new lease, dollars per month. Quarterly.
- Terre Haute, IN
- Elkhart, IN
- United States
Source: Zillow Observed Rent Index (typical asking rent, all homes, smoothed), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Terre Haute, IN | Elkhart, IN | United States | |
|---|---|---|---|
| Mar 2015 | – | – | $1,145 |
| Jun 2015 | – | – | $1,170 |
| Sep 2015 | – | – | $1,181 |
| Dec 2015 | – | – | $1,182 |
| Mar 2016 | – | – | $1,195 |
| Jun 2016 | – | – | $1,219 |
| Sep 2016 | – | – | $1,225 |
| Dec 2016 | – | – | $1,222 |
| Mar 2017 | – | – | $1,245 |
| Jun 2017 | – | – | $1,270 |
| Sep 2017 | – | – | $1,276 |
| Dec 2017 | – | – | $1,275 |
| Mar 2018 | – | – | $1,296 |
| Jun 2018 | – | – | $1,320 |
| Sep 2018 | – | – | $1,327 |
| Dec 2018 | – | – | $1,329 |
| Mar 2019 | – | – | $1,349 |
| Jun 2019 | – | – | $1,376 |
| Sep 2019 | – | – | $1,383 |
| Dec 2019 | – | – | $1,381 |
| Mar 2020 | – | – | $1,402 |
| Jun 2020 | – | – | $1,406 |
| Sep 2020 | – | – | $1,410 |
| Dec 2020 | – | – | $1,407 |
| Mar 2021 | $688 | – | $1,443 |
| Jun 2021 | $727 | – | $1,512 |
| Sep 2021 | $761 | $893 | $1,590 |
| Dec 2021 | $736 | – | $1,622 |
| Mar 2022 | $784 | $973 | $1,661 |
| Jun 2022 | $805 | $1,018 | $1,721 |
| Sep 2022 | $805 | $1,041 | $1,748 |
| Dec 2022 | $817 | $1,005 | $1,735 |
| Mar 2023 | $827 | $1,066 | $1,757 |
| Jun 2023 | $843 | $1,011 | $1,785 |
| Sep 2023 | $839 | $1,051 | $1,797 |
| Dec 2023 | $847 | $1,040 | $1,786 |
| Mar 2024 | $874 | $1,059 | $1,807 |
| Jun 2024 | $887 | $1,075 | $1,837 |
| Sep 2024 | $897 | $1,076 | $1,845 |
| Dec 2024 | $888 | $1,079 | $1,836 |
| Mar 2025 | $916 | $1,100 | $1,860 |
| Jun 2025 | $920 | $1,115 | $1,880 |
| Sep 2025 | $950 | $1,133 | $1,881 |
| Dec 2025 | $946 | $1,136 | $1,873 |
| Mar 2026 | $945 | $1,156 | $1,894 |
| Jun 2026 | $960 | $1,195 | $1,921 |
| Sep 2026 | $977 | $1,182 | $1,932 |
Typical home value: $266,000 in Elkhart vs $166,000 in Terre Haute
Typical home value, dollars. Quarterly.
- Terre Haute, IN
- Elkhart, IN
- United States
Source: Zillow Home Value Index (typical home value, middle tier, smoothed, seasonally adjusted), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Terre Haute, IN | Elkhart, IN | United States | |
|---|---|---|---|
| Mar 2015 | $87K | $121K | $189K |
| Jun 2015 | $87K | $123K | $192K |
| Sep 2015 | $86K | $125K | $195K |
| Dec 2015 | $86K | $127K | $199K |
| Mar 2016 | $87K | $129K | $202K |
| Jun 2016 | $88K | $131K | $204K |
| Sep 2016 | $88K | $133K | $206K |
| Dec 2016 | $90K | $136K | $209K |
| Mar 2017 | $90K | $138K | $213K |
| Jun 2017 | $90K | $141K | $216K |
| Sep 2017 | $91K | $143K | $219K |
| Dec 2017 | $93K | $145K | $223K |
| Mar 2018 | $94K | $149K | $227K |
| Jun 2018 | $97K | $152K | $230K |
| Sep 2018 | $99K | $154K | $234K |
| Dec 2018 | $100K | $157K | $236K |
| Mar 2019 | $101K | $161K | $239K |
| Jun 2019 | $103K | $162K | $242K |
| Sep 2019 | $104K | $163K | $244K |
| Dec 2019 | $106K | $165K | $247K |
| Mar 2020 | $108K | $168K | $252K |
| Jun 2020 | $110K | $170K | $255K |
| Sep 2020 | $113K | $173K | $260K |
| Dec 2020 | $117K | $180K | $271K |
| Mar 2021 | $120K | $188K | $282K |
| Jun 2021 | $125K | $198K | $296K |
| Sep 2021 | $127K | $202K | $306K |
| Dec 2021 | $130K | $205K | $314K |
| Mar 2022 | $134K | $216K | $330K |
| Jun 2022 | $138K | $226K | $346K |
| Sep 2022 | $140K | $228K | $348K |
| Dec 2022 | $141K | $227K | $345K |
| Mar 2023 | $142K | $227K | $343K |
| Jun 2023 | $147K | $231K | $347K |
| Sep 2023 | $149K | $234K | $352K |
| Dec 2023 | $148K | $234K | $354K |
| Mar 2024 | $150K | $236K | $357K |
| Jun 2024 | $154K | $238K | $361K |
| Sep 2024 | $156K | $239K | $361K |
| Dec 2024 | $159K | $244K | $363K |
| Mar 2025 | $162K | $248K | $364K |
| Jun 2025 | $162K | $248K | $362K |
| Sep 2025 | $163K | $253K | $362K |
| Dec 2025 | $163K | $257K | $364K |
| Mar 2026 | $164K | $260K | $366K |
| Jun 2026 | $164K | $262K | $365K |
| Sep 2026 | $166K | $266K | $366K |
More about each city
What this comparison leaves out
- Taxes. State and local income, sales and property taxes can change the result a lot, especially between states.
- Neighborhoods. These are metro-wide averages; a city center and its outer suburbs can differ by more than two metros do.
- Your own spending mix. The default uses an average household. Use the housing slider above if rent is a bigger share of your budget.
- Timing. BEA price levels are for 2024; Zillow figures are monthly and newer.