USA Cost of Living Compare US cities and states with official data

New York vs California: cost of living compared

Statewide price levels and incomes from BEA (2024); gas prices from EIA (weekly).

Is it cheaper to live in New York or California?

  • Overall, California is 2.6% more expensive than New York (BEA, 2024).
  • To keep the same standard of living, $75,000 in New York works out to about $76,900 in California, before taxes.
  • Most of the difference is housing, which costs 26.3% more in California. Goods are 1.1% lower and other services 1.4% lower.
  • Utility prices (electricity, gas, water) are 18.3% higher in California.
  • After adjusting for local prices, personal income per person is $63,028 in California and $64,153 in New York (1.8% lower in California; BEA, 2024, in 2017 dollars).
  • Inside each state, metro price levels run from 95.2 in El Centro, CA to 115.6 in San Francisco, CA (California) and from 87.7 in Watertown, NY to 112.6 in New York, NY (New York), US = 100.
  • The gap is about where it was in 2019 (1.6%).

derived Calculated from BEA Regional Price Parities and real personal income by state. Statewide averages mix cities and rural areas; taxes are not included. How we calculate.

Try your own salary

18% matches BEA's average basket. Set your own share if housing takes more or less of your budget.

Category by category

Both states against the US average (100).

Housing drives the gap: 26.3% higher in California than in New York

Price level by category, 2024. US average = 100.

  • New York
  • California
All items
107.9 110.7
Goods
107.3 106.1
Housing (rents)
122.2 154.3
Utilities
134.4 158.9
Other services
104.1 102.6

Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).

Show the numbers
New YorkCalifornia
All items107.9110.7
Goods107.3106.1
Housing (rents)122.2154.3
Utilities134.4158.9
Other services104.1102.6
CategoryNew YorkCaliforniaCalifornia vs New York
All items107.9110.7+2.6%
Goods107.3106.1−1.1%
Housing (rents)122.2154.3+26.3%
Utilities134.4158.9+18.3%
Other services104.1102.6−1.4%
Income per person, adjusted for prices $64,153 $63,028 −1.8%
Regular gas, week of October 19, 2026 $4.31 $6.03 +39.8%
Salary to match $75,000 in New York $75,000 $76,900 +2.6%

Index values: BEA, 2024, US = 100. Income: BEA real personal income per person, 2017 dollars. Gas: EIA weekly retail prices.

Cheapest and most expensive places in each state

New York

  1. Watertown, NY 87.7
  2. Utica, NY 92.7
  3. Binghamton, NY 92.9
  4. Elmira, NY 94.4
  5. Glens Falls, NY 94.9
  6. Syracuse, NY 95.7
  7. Buffalo, NY 95.8
  8. Rochester, NY 97.0
  9. Albany, NY 99.6
  10. Kingston, NY 100.7
  11. Ithaca, NY 103.3
  12. Poughkeepsie-Newburgh, NY 109.4
  13. New York, NY 112.6

California

  1. El Centro, CA 95.2
  2. Merced, CA 98.3
  3. Visalia, CA 99.8
  4. Redding, CA 100.7
  5. Bakersfield, CA 100.9
  6. Chico, CA 101.2
  7. Hanford, CA 101.6
  8. Fresno, CA 102.2
  9. Modesto, CA 104.1
  10. Yuba City, CA 104.2
  11. Stockton, CA 105.1
  12. Riverside, CA 106.4
  13. Sacramento, CA 106.7
  14. Santa Rosa, CA 107.8
  15. Vallejo, CA 108.5
  16. San Luis Obispo, CA 108.6
  17. Santa Maria, CA 108.8
  18. Salinas, CA 109.0
  19. Santa Cruz, CA 109.9
  20. San Jose, CA 110.4
  21. Oxnard, CA 110.5
  22. San Diego, CA 111.9
  23. Napa, CA 112.6
  24. Los Angeles, CA 113.6
  25. San Francisco, CA 115.6

Metro areas ordered from cheapest to most expensive. BEA, 2024, US = 100.

How the gap has changed since 2008

The price gap between New York and California has widened since 2008: 0.1 points then, 2.8 now

Overall price level each year, 2008–2024. US average = 100.

  • New York
  • California
US average = 100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities by state, 2024 (US = 100).

Show the numbers
New YorkCalifornia
2008111.4111.2
2009111.0110.7
2010109.7109.7
2011110.8109.5
2012109.6109.7
2013109.7109.7
2014108.9109.9
2015109.6110.7
2016110.1110.0
2017110.0111.0
2018109.5111.9
2019109.4111.1
2020110.1111.9
2021109.6111.9
2022107.6112.6
2023107.8112.2
2024107.9110.7

Goods

  • New York
  • California
US = 100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities by state, 2024 (US = 100).

Show the numbers
New YorkCalifornia
2008112.1107.4
2009109.5104.7
2010108.2103.0
2011107.9103.6
2012108.6104.1
2013107.4104.3
2014107.7104.3
2015108.1105.5
2016108.0104.4
2017108.3104.5
2018106.8105.5
2019105.1106.2
2020105.7106.7
2021101.7108.1
2022104.4108.4
2023105.1106.8
2024107.3106.1

Housing (rents)

  • New York
  • California
US = 100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities by state, 2024 (US = 100).

Show the numbers
New YorkCalifornia
2008130.9161.4
2009133.0160.4
2010135.2158.0
2011137.1157.1
2012136.2156.2
2013136.0155.7
2014135.8157.9
2015134.3158.0
2016133.7160.1
2017131.0162.5
2018130.0163.8
2019129.3164.6
2020132.3166.3
2021131.5165.0
2022124.7160.1
2023122.0157.8
2024122.2154.3

Utilities

  • New York
  • California
US = 100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities by state, 2024 (US = 100).

Show the numbers
New YorkCalifornia
2008147.6111.4
2009145.8112.8
2010140.7117.2
2011138.3115.3
2012131.7117.1
2013133.8121.4
2014130.4128.3
2015123.2129.3
2016124.5129.5
2017128.6130.7
2018135.4125.1
2019133.7131.0
2020138.7133.5
2021137.9144.2
2022129.7152.3
2023135.4147.3
2024134.4158.9

Other services

  • New York
  • California
US = 100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities by state, 2024 (US = 100).

Show the numbers
New YorkCalifornia
2008104.9101.9
2009105.0102.0
2010103.4101.7
2011105.3101.6
2012103.3101.9
2013104.1101.8
2014102.7101.9
2015104.4102.8
2016105.4101.9
2017105.6103.3
2018105.5104.3
2019106.4102.4
2020105.9101.9
2021107.9102.1
2022104.3103.9
2023104.9104.4
2024104.1102.6

What incomes buy in each state

Income per person after adjusting for prices: $63,028 in California, $64,153 in New York

Real personal income per person, constant 2017 dollars (adjusted for each state's price level and for inflation).

  • New York
  • California
  • United States

Source: U.S. Bureau of Economic Analysis, real personal income by state (SARPI), 2008–2024.

Show the numbers
New YorkCaliforniaUnited States
2008$48,288$43,788$45,816
2009$47,614$42,377$44,204
2010$48,971$43,503$44,808
2011$49,428$44,844$45,957
2012$50,848$46,162$46,796
2013$50,375$45,826$46,358
2014$51,614$47,472$47,661
2015$53,180$50,054$49,396
2016$54,091$51,802$49,828
2017$56,690$52,569$51,006
2018$57,594$53,523$52,242
2019$58,786$55,931$53,683
2020$61,253$59,993$56,514
2021$64,085$63,373$59,365
2022$62,106$59,126$57,104
2023$63,093$60,100$58,088
2024$64,153$63,028$59,195

More

Related state comparisons

What this comparison leaves out

  • Taxes. State income, sales and property taxes differ a lot between states and are not included.
  • Where you live inside the state. Statewide figures average cities and rural areas; the metro lists above show the spread.
  • Your own spending mix. The default uses an average household. Use the housing slider if housing is a bigger share of your budget.
  • Timing. BEA price levels and incomes are for 2024; gas prices are weekly.

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