Ocala, FL vs Winchester, VA: cost of living compared
Price levels from BEA (2024); rent and home values from Zillow (September 2026).
The short answer
- Overall, Winchester, VA is 1.3% more expensive than Ocala, FL (BEA, 2024).
- To keep the same standard of living, $75,000 in Ocala works out to about $76,000 in Winchester, before taxes.
- Most of the difference is housing, which costs 4.4% more in Winchester. Goods are 0.5% higher and other services 0.1% lower.
- Typical asking rent is $1,825 a month in Winchester and $1,593 in Ocala, $2,784 a year more in Winchester (Zillow, September 2026).
- A typical home is valued at about $385,000 in Winchester and $268,000 in Ocala.
- The gap has narrowed since 2019, when Winchester was 2.8% more expensive than Ocala.
derived Calculated from BEA Regional Price Parities (2024) and Zillow data. Based on an average household's spending; taxes not included. How we calculate.
Category by category
Both cities against the US average (100). The gap in each row is what matters for a move.
Housing drives the gap: 4.4% higher in Winchester than in Ocala
Price level by category, 2024. US average = 100.
- Ocala, FL
- Winchester, VA
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Ocala, FL | Winchester, VA | |
|---|---|---|
| All items | 95.2 | 96.5 |
| Goods | 96.2 | 96.7 |
| Housing (rents) | 86.2 | 90.0 |
| Utilities | 87.1 | 89.7 |
| Other services | 98.9 | 98.8 |
| Category | Ocala | Winchester | Winchester vs Ocala |
|---|---|---|---|
| All items | 95.2 | 96.5 | +1.3% |
| Goods | 96.2 | 96.7 | +0.5% |
| Housing (rents) | 86.2 | 90.0 | +4.4% |
| Utilities | 87.1 | 89.7 | +3.0% |
| Other services | 98.9 | 98.8 | −0.1% |
| Typical asking rent | $1,593 | $1,825 | +14.6% |
| Typical home value | $268,000 | $385,000 | +43.6% |
| Salary to match $75,000 in Ocala | $75,000 | $76,000 | +1.3% |
Index values: BEA, 2024, US = 100. Rent and home values: Data Provided by Zillow Group, September 2026.
How the gap has changed since 2008
The price gap between Ocala and Winchester has narrowed since 2008: 5.2 points then, 1.2 now
Overall price level each year, 2008–2024. US average = 100.
- Ocala, FL
- Winchester, VA
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Ocala, FL | Winchester, VA | |
|---|---|---|
| 2008 | 96.3 | 91.1 |
| 2009 | 95.4 | 89.8 |
| 2010 | 94.1 | 93.7 |
| 2011 | 95.2 | 94.2 |
| 2012 | 94.8 | 94.6 |
| 2013 | 93.5 | 96.6 |
| 2014 | 93.9 | 93.5 |
| 2015 | 93.3 | 95.4 |
| 2016 | 94.8 | 94.7 |
| 2017 | 94.4 | 92.7 |
| 2018 | 93.3 | 95.8 |
| 2019 | 91.9 | 94.5 |
| 2020 | 91.2 | 94.3 |
| 2021 | 93.8 | 97.4 |
| 2022 | 93.9 | 95.9 |
| 2023 | 95.8 | 94.6 |
| 2024 | 95.2 | 96.5 |
Goods
- Ocala, FL
- Winchester, VA
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Ocala, FL | Winchester, VA | |
|---|---|---|
| 2008 | 97.7 | 93.5 |
| 2009 | 95.7 | 90.9 |
| 2010 | 96.9 | 96.0 |
| 2011 | 97.0 | 94.0 |
| 2012 | 97.4 | 90.7 |
| 2013 | 97.2 | 92.9 |
| 2014 | 97.7 | 91.3 |
| 2015 | 97.0 | 90.7 |
| 2016 | 97.2 | 92.2 |
| 2017 | 97.4 | 91.5 |
| 2018 | 95.3 | 95.5 |
| 2019 | 95.3 | 95.2 |
| 2020 | 95.2 | 95.2 |
| 2021 | 95.7 | 96.1 |
| 2022 | 95.0 | 95.3 |
| 2023 | 96.3 | 96.8 |
| 2024 | 96.2 | 96.7 |
Housing (rents)
- Ocala, FL
- Winchester, VA
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Ocala, FL | Winchester, VA | |
|---|---|---|
| 2008 | 87.1 | 79.6 |
| 2009 | 87.6 | 85.3 |
| 2010 | 79.3 | 89.4 |
| 2011 | 80.9 | 93.9 |
| 2012 | 78.1 | 94.8 |
| 2013 | 74.7 | 100.5 |
| 2014 | 72.3 | 83.2 |
| 2015 | 70.2 | 97.5 |
| 2016 | 76.5 | 94.7 |
| 2017 | 75.0 | 90.8 |
| 2018 | 77.1 | 91.0 |
| 2019 | 76.4 | 90.8 |
| 2020 | 76.8 | 90.8 |
| 2021 | 77.3 | 95.0 |
| 2022 | 78.8 | 87.8 |
| 2023 | 86.2 | 80.1 |
| 2024 | 86.2 | 90.0 |
Utilities
- Ocala, FL
- Winchester, VA
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Ocala, FL | Winchester, VA | |
|---|---|---|
| 2008 | 99.1 | 77.1 |
| 2009 | 101.6 | 79.4 |
| 2010 | 97.8 | 81.8 |
| 2011 | 96.4 | 83.4 |
| 2012 | 93.5 | 89.3 |
| 2013 | 92.0 | 85.9 |
| 2014 | 95.0 | 88.0 |
| 2015 | 92.2 | 91.8 |
| 2016 | 87.0 | 92.7 |
| 2017 | 86.6 | 92.5 |
| 2018 | 88.9 | 88.6 |
| 2019 | 89.7 | 91.4 |
| 2020 | 85.8 | 89.5 |
| 2021 | 86.3 | 87.0 |
| 2022 | 91.8 | 88.6 |
| 2023 | 92.7 | 88.8 |
| 2024 | 87.1 | 89.7 |
Other services
- Ocala, FL
- Winchester, VA
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Ocala, FL | Winchester, VA | |
|---|---|---|
| 2008 | 99.2 | 95.2 |
| 2009 | 98.0 | 91.6 |
| 2010 | 99.4 | 94.8 |
| 2011 | 100.9 | 95.3 |
| 2012 | 100.6 | 97.9 |
| 2013 | 99.7 | 98.7 |
| 2014 | 100.5 | 99.1 |
| 2015 | 101.4 | 98.4 |
| 2016 | 102.2 | 96.5 |
| 2017 | 100.9 | 94.1 |
| 2018 | 98.8 | 98.0 |
| 2019 | 95.9 | 95.4 |
| 2020 | 96.0 | 95.3 |
| 2021 | 99.7 | 99.8 |
| 2022 | 99.9 | 99.8 |
| 2023 | 99.8 | 99.0 |
| 2024 | 98.9 | 98.8 |
Rent and home values
Typical asking rent: $1,825 in Winchester vs $1,593 in Ocala
Typical asking rent for a new lease, dollars per month. Quarterly.
- Ocala, FL
- Winchester, VA
- United States
Source: Zillow Observed Rent Index (typical asking rent, all homes, smoothed), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Ocala, FL | Winchester, VA | United States | |
|---|---|---|---|
| Mar 2015 | $824 | $1,029 | $1,145 |
| Jun 2015 | $841 | $1,026 | $1,170 |
| Sep 2015 | $840 | $1,031 | $1,181 |
| Dec 2015 | $852 | $1,019 | $1,182 |
| Mar 2016 | $863 | $1,027 | $1,195 |
| Jun 2016 | $882 | $1,061 | $1,219 |
| Sep 2016 | $884 | $1,059 | $1,225 |
| Dec 2016 | $888 | $1,040 | $1,222 |
| Mar 2017 | $905 | $1,063 | $1,245 |
| Jun 2017 | $925 | $1,085 | $1,270 |
| Sep 2017 | $952 | $1,095 | $1,276 |
| Dec 2017 | $963 | $1,093 | $1,275 |
| Mar 2018 | $974 | $1,126 | $1,296 |
| Jun 2018 | $993 | $1,132 | $1,320 |
| Sep 2018 | $991 | $1,128 | $1,327 |
| Dec 2018 | $991 | $1,138 | $1,329 |
| Mar 2019 | $1,022 | $1,147 | $1,349 |
| Jun 2019 | $1,043 | $1,180 | $1,376 |
| Sep 2019 | $1,044 | $1,182 | $1,383 |
| Dec 2019 | $1,048 | $1,181 | $1,381 |
| Mar 2020 | $1,068 | $1,188 | $1,402 |
| Jun 2020 | $1,094 | $1,232 | $1,406 |
| Sep 2020 | $1,133 | $1,259 | $1,410 |
| Dec 2020 | $1,176 | $1,265 | $1,407 |
| Mar 2021 | $1,189 | $1,302 | $1,443 |
| Jun 2021 | $1,252 | $1,336 | $1,512 |
| Sep 2021 | $1,354 | $1,408 | $1,590 |
| Dec 2021 | $1,424 | $1,441 | $1,622 |
| Mar 2022 | $1,465 | $1,470 | $1,661 |
| Jun 2022 | $1,515 | $1,536 | $1,721 |
| Sep 2022 | $1,510 | $1,532 | $1,748 |
| Dec 2022 | $1,510 | $1,546 | $1,735 |
| Mar 2023 | $1,533 | $1,574 | $1,757 |
| Jun 2023 | $1,552 | $1,609 | $1,785 |
| Sep 2023 | $1,532 | $1,608 | $1,797 |
| Dec 2023 | $1,513 | $1,606 | $1,786 |
| Mar 2024 | $1,514 | $1,650 | $1,807 |
| Jun 2024 | $1,559 | $1,704 | $1,837 |
| Sep 2024 | $1,565 | $1,709 | $1,845 |
| Dec 2024 | $1,564 | $1,716 | $1,836 |
| Mar 2025 | $1,579 | $1,727 | $1,860 |
| Jun 2025 | $1,588 | $1,753 | $1,880 |
| Sep 2025 | $1,590 | $1,794 | $1,881 |
| Dec 2025 | $1,596 | $1,765 | $1,873 |
| Mar 2026 | $1,581 | $1,769 | $1,894 |
| Jun 2026 | $1,583 | $1,830 | $1,921 |
| Sep 2026 | $1,593 | $1,825 | $1,932 |
Typical home value: $385,000 in Winchester vs $268,000 in Ocala
Typical home value, dollars. Quarterly.
- Ocala, FL
- Winchester, VA
- United States
Source: Zillow Home Value Index (typical home value, middle tier, smoothed, seasonally adjusted), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Ocala, FL | Winchester, VA | United States | |
|---|---|---|---|
| Mar 2015 | $117K | $209K | $189K |
| Jun 2015 | $120K | $212K | $192K |
| Sep 2015 | $124K | $216K | $195K |
| Dec 2015 | $127K | $217K | $199K |
| Mar 2016 | $129K | $219K | $202K |
| Jun 2016 | $131K | $221K | $204K |
| Sep 2016 | $134K | $223K | $206K |
| Dec 2016 | $137K | $226K | $209K |
| Mar 2017 | $140K | $229K | $213K |
| Jun 2017 | $143K | $233K | $216K |
| Sep 2017 | $146K | $235K | $219K |
| Dec 2017 | $150K | $238K | $223K |
| Mar 2018 | $154K | $241K | $227K |
| Jun 2018 | $156K | $243K | $230K |
| Sep 2018 | $159K | $244K | $234K |
| Dec 2018 | $162K | $245K | $236K |
| Mar 2019 | $165K | $250K | $239K |
| Jun 2019 | $167K | $254K | $242K |
| Sep 2019 | $169K | $256K | $244K |
| Dec 2019 | $172K | $258K | $247K |
| Mar 2020 | $175K | $262K | $252K |
| Jun 2020 | $176K | $264K | $255K |
| Sep 2020 | $181K | $269K | $260K |
| Dec 2020 | $189K | $281K | $271K |
| Mar 2021 | $197K | $293K | $282K |
| Jun 2021 | $209K | $308K | $296K |
| Sep 2021 | $223K | $315K | $306K |
| Dec 2021 | $236K | $321K | $314K |
| Mar 2022 | $255K | $337K | $330K |
| Jun 2022 | $277K | $350K | $346K |
| Sep 2022 | $287K | $349K | $348K |
| Dec 2022 | $287K | $347K | $345K |
| Mar 2023 | $283K | $347K | $343K |
| Jun 2023 | $283K | $353K | $347K |
| Sep 2023 | $285K | $358K | $352K |
| Dec 2023 | $285K | $362K | $354K |
| Mar 2024 | $285K | $364K | $357K |
| Jun 2024 | $284K | $369K | $361K |
| Sep 2024 | $284K | $371K | $361K |
| Dec 2024 | $282K | $376K | $363K |
| Mar 2025 | $281K | $378K | $364K |
| Jun 2025 | $277K | $377K | $362K |
| Sep 2025 | $274K | $379K | $362K |
| Dec 2025 | $272K | $382K | $364K |
| Mar 2026 | $272K | $383K | $366K |
| Jun 2026 | $270K | $383K | $365K |
| Sep 2026 | $268K | $385K | $366K |
More about each city
What this comparison leaves out
- Taxes. State and local income, sales and property taxes can change the result a lot, especially between states.
- Neighborhoods. These are metro-wide averages; a city center and its outer suburbs can differ by more than two metros do.
- Your own spending mix. The default uses an average household. Use the housing slider above if rent is a bigger share of your budget.
- Timing. BEA price levels are for 2024; Zillow figures are monthly and newer.