Winchester, VA vs Ocala, FL: cost of living compared
Price levels from BEA (2024); rent and home values from Zillow (September 2026).
The short answer
- Overall, Ocala, FL is 1.3% less expensive than Winchester, VA (BEA, 2024).
- To keep the same standard of living, $75,000 in Winchester works out to about $74,100 in Ocala, before taxes.
- Most of the difference is housing, which costs 4.2% less in Ocala. Goods are 0.5% lower and other services 0.1% higher.
- Typical asking rent is $1,593 a month in Ocala and $1,825 in Winchester, $2,784 a year less in Ocala (Zillow, September 2026).
- A typical home is valued at about $268,000 in Ocala and $385,000 in Winchester.
- The gap is about where it was in 2019 (2.7%).
derived Calculated from BEA Regional Price Parities (2024) and Zillow data. Based on an average household's spending; taxes not included. How we calculate.
Category by category
Both cities against the US average (100). The gap in each row is what matters for a move.
Housing drives the gap: 4.2% lower in Ocala than in Winchester
Price level by category, 2024. US average = 100.
- Winchester, VA
- Ocala, FL
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Winchester, VA | Ocala, FL | |
|---|---|---|
| All items | 96.5 | 95.2 |
| Goods | 96.7 | 96.2 |
| Housing (rents) | 90.0 | 86.2 |
| Utilities | 89.7 | 87.1 |
| Other services | 98.8 | 98.9 |
| Category | Winchester | Ocala | Ocala vs Winchester |
|---|---|---|---|
| All items | 96.5 | 95.2 | −1.3% |
| Goods | 96.7 | 96.2 | −0.5% |
| Housing (rents) | 90.0 | 86.2 | −4.2% |
| Utilities | 89.7 | 87.1 | −2.9% |
| Other services | 98.8 | 98.9 | +0.1% |
| Typical asking rent | $1,825 | $1,593 | −12.7% |
| Typical home value | $385,000 | $268,000 | −30.3% |
| Salary to match $75,000 in Winchester | $75,000 | $74,100 | −1.3% |
Index values: BEA, 2024, US = 100. Rent and home values: Data Provided by Zillow Group, September 2026.
How the gap has changed since 2008
The price gap between Winchester and Ocala has narrowed since 2008: 5.2 points then, 1.2 now
Overall price level each year, 2008–2024. US average = 100.
- Winchester, VA
- Ocala, FL
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Winchester, VA | Ocala, FL | |
|---|---|---|
| 2008 | 91.1 | 96.3 |
| 2009 | 89.8 | 95.4 |
| 2010 | 93.7 | 94.1 |
| 2011 | 94.2 | 95.2 |
| 2012 | 94.6 | 94.8 |
| 2013 | 96.6 | 93.5 |
| 2014 | 93.5 | 93.9 |
| 2015 | 95.4 | 93.3 |
| 2016 | 94.7 | 94.8 |
| 2017 | 92.7 | 94.4 |
| 2018 | 95.8 | 93.3 |
| 2019 | 94.5 | 91.9 |
| 2020 | 94.3 | 91.2 |
| 2021 | 97.4 | 93.8 |
| 2022 | 95.9 | 93.9 |
| 2023 | 94.6 | 95.8 |
| 2024 | 96.5 | 95.2 |
Goods
- Winchester, VA
- Ocala, FL
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Winchester, VA | Ocala, FL | |
|---|---|---|
| 2008 | 93.5 | 97.7 |
| 2009 | 90.9 | 95.7 |
| 2010 | 96.0 | 96.9 |
| 2011 | 94.0 | 97.0 |
| 2012 | 90.7 | 97.4 |
| 2013 | 92.9 | 97.2 |
| 2014 | 91.3 | 97.7 |
| 2015 | 90.7 | 97.0 |
| 2016 | 92.2 | 97.2 |
| 2017 | 91.5 | 97.4 |
| 2018 | 95.5 | 95.3 |
| 2019 | 95.2 | 95.3 |
| 2020 | 95.2 | 95.2 |
| 2021 | 96.1 | 95.7 |
| 2022 | 95.3 | 95.0 |
| 2023 | 96.8 | 96.3 |
| 2024 | 96.7 | 96.2 |
Housing (rents)
- Winchester, VA
- Ocala, FL
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Winchester, VA | Ocala, FL | |
|---|---|---|
| 2008 | 79.6 | 87.1 |
| 2009 | 85.3 | 87.6 |
| 2010 | 89.4 | 79.3 |
| 2011 | 93.9 | 80.9 |
| 2012 | 94.8 | 78.1 |
| 2013 | 100.5 | 74.7 |
| 2014 | 83.2 | 72.3 |
| 2015 | 97.5 | 70.2 |
| 2016 | 94.7 | 76.5 |
| 2017 | 90.8 | 75.0 |
| 2018 | 91.0 | 77.1 |
| 2019 | 90.8 | 76.4 |
| 2020 | 90.8 | 76.8 |
| 2021 | 95.0 | 77.3 |
| 2022 | 87.8 | 78.8 |
| 2023 | 80.1 | 86.2 |
| 2024 | 90.0 | 86.2 |
Utilities
- Winchester, VA
- Ocala, FL
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Winchester, VA | Ocala, FL | |
|---|---|---|
| 2008 | 77.1 | 99.1 |
| 2009 | 79.4 | 101.6 |
| 2010 | 81.8 | 97.8 |
| 2011 | 83.4 | 96.4 |
| 2012 | 89.3 | 93.5 |
| 2013 | 85.9 | 92.0 |
| 2014 | 88.0 | 95.0 |
| 2015 | 91.8 | 92.2 |
| 2016 | 92.7 | 87.0 |
| 2017 | 92.5 | 86.6 |
| 2018 | 88.6 | 88.9 |
| 2019 | 91.4 | 89.7 |
| 2020 | 89.5 | 85.8 |
| 2021 | 87.0 | 86.3 |
| 2022 | 88.6 | 91.8 |
| 2023 | 88.8 | 92.7 |
| 2024 | 89.7 | 87.1 |
Other services
- Winchester, VA
- Ocala, FL
Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).
Show the numbers
| Winchester, VA | Ocala, FL | |
|---|---|---|
| 2008 | 95.2 | 99.2 |
| 2009 | 91.6 | 98.0 |
| 2010 | 94.8 | 99.4 |
| 2011 | 95.3 | 100.9 |
| 2012 | 97.9 | 100.6 |
| 2013 | 98.7 | 99.7 |
| 2014 | 99.1 | 100.5 |
| 2015 | 98.4 | 101.4 |
| 2016 | 96.5 | 102.2 |
| 2017 | 94.1 | 100.9 |
| 2018 | 98.0 | 98.8 |
| 2019 | 95.4 | 95.9 |
| 2020 | 95.3 | 96.0 |
| 2021 | 99.8 | 99.7 |
| 2022 | 99.8 | 99.9 |
| 2023 | 99.0 | 99.8 |
| 2024 | 98.8 | 98.9 |
Rent and home values
Typical asking rent: $1,593 in Ocala vs $1,825 in Winchester
Typical asking rent for a new lease, dollars per month. Quarterly.
- Winchester, VA
- Ocala, FL
- United States
Source: Zillow Observed Rent Index (typical asking rent, all homes, smoothed), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Winchester, VA | Ocala, FL | United States | |
|---|---|---|---|
| Mar 2015 | $1,029 | $824 | $1,145 |
| Jun 2015 | $1,026 | $841 | $1,170 |
| Sep 2015 | $1,031 | $840 | $1,181 |
| Dec 2015 | $1,019 | $852 | $1,182 |
| Mar 2016 | $1,027 | $863 | $1,195 |
| Jun 2016 | $1,061 | $882 | $1,219 |
| Sep 2016 | $1,059 | $884 | $1,225 |
| Dec 2016 | $1,040 | $888 | $1,222 |
| Mar 2017 | $1,063 | $905 | $1,245 |
| Jun 2017 | $1,085 | $925 | $1,270 |
| Sep 2017 | $1,095 | $952 | $1,276 |
| Dec 2017 | $1,093 | $963 | $1,275 |
| Mar 2018 | $1,126 | $974 | $1,296 |
| Jun 2018 | $1,132 | $993 | $1,320 |
| Sep 2018 | $1,128 | $991 | $1,327 |
| Dec 2018 | $1,138 | $991 | $1,329 |
| Mar 2019 | $1,147 | $1,022 | $1,349 |
| Jun 2019 | $1,180 | $1,043 | $1,376 |
| Sep 2019 | $1,182 | $1,044 | $1,383 |
| Dec 2019 | $1,181 | $1,048 | $1,381 |
| Mar 2020 | $1,188 | $1,068 | $1,402 |
| Jun 2020 | $1,232 | $1,094 | $1,406 |
| Sep 2020 | $1,259 | $1,133 | $1,410 |
| Dec 2020 | $1,265 | $1,176 | $1,407 |
| Mar 2021 | $1,302 | $1,189 | $1,443 |
| Jun 2021 | $1,336 | $1,252 | $1,512 |
| Sep 2021 | $1,408 | $1,354 | $1,590 |
| Dec 2021 | $1,441 | $1,424 | $1,622 |
| Mar 2022 | $1,470 | $1,465 | $1,661 |
| Jun 2022 | $1,536 | $1,515 | $1,721 |
| Sep 2022 | $1,532 | $1,510 | $1,748 |
| Dec 2022 | $1,546 | $1,510 | $1,735 |
| Mar 2023 | $1,574 | $1,533 | $1,757 |
| Jun 2023 | $1,609 | $1,552 | $1,785 |
| Sep 2023 | $1,608 | $1,532 | $1,797 |
| Dec 2023 | $1,606 | $1,513 | $1,786 |
| Mar 2024 | $1,650 | $1,514 | $1,807 |
| Jun 2024 | $1,704 | $1,559 | $1,837 |
| Sep 2024 | $1,709 | $1,565 | $1,845 |
| Dec 2024 | $1,716 | $1,564 | $1,836 |
| Mar 2025 | $1,727 | $1,579 | $1,860 |
| Jun 2025 | $1,753 | $1,588 | $1,880 |
| Sep 2025 | $1,794 | $1,590 | $1,881 |
| Dec 2025 | $1,765 | $1,596 | $1,873 |
| Mar 2026 | $1,769 | $1,581 | $1,894 |
| Jun 2026 | $1,830 | $1,583 | $1,921 |
| Sep 2026 | $1,825 | $1,593 | $1,932 |
Typical home value: $268,000 in Ocala vs $385,000 in Winchester
Typical home value, dollars. Quarterly.
- Winchester, VA
- Ocala, FL
- United States
Source: Zillow Home Value Index (typical home value, middle tier, smoothed, seasonally adjusted), through September 2026. Data Provided by Zillow Group.
Show the numbers
| Winchester, VA | Ocala, FL | United States | |
|---|---|---|---|
| Mar 2015 | $209K | $117K | $189K |
| Jun 2015 | $212K | $120K | $192K |
| Sep 2015 | $216K | $124K | $195K |
| Dec 2015 | $217K | $127K | $199K |
| Mar 2016 | $219K | $129K | $202K |
| Jun 2016 | $221K | $131K | $204K |
| Sep 2016 | $223K | $134K | $206K |
| Dec 2016 | $226K | $137K | $209K |
| Mar 2017 | $229K | $140K | $213K |
| Jun 2017 | $233K | $143K | $216K |
| Sep 2017 | $235K | $146K | $219K |
| Dec 2017 | $238K | $150K | $223K |
| Mar 2018 | $241K | $154K | $227K |
| Jun 2018 | $243K | $156K | $230K |
| Sep 2018 | $244K | $159K | $234K |
| Dec 2018 | $245K | $162K | $236K |
| Mar 2019 | $250K | $165K | $239K |
| Jun 2019 | $254K | $167K | $242K |
| Sep 2019 | $256K | $169K | $244K |
| Dec 2019 | $258K | $172K | $247K |
| Mar 2020 | $262K | $175K | $252K |
| Jun 2020 | $264K | $176K | $255K |
| Sep 2020 | $269K | $181K | $260K |
| Dec 2020 | $281K | $189K | $271K |
| Mar 2021 | $293K | $197K | $282K |
| Jun 2021 | $308K | $209K | $296K |
| Sep 2021 | $315K | $223K | $306K |
| Dec 2021 | $321K | $236K | $314K |
| Mar 2022 | $337K | $255K | $330K |
| Jun 2022 | $350K | $277K | $346K |
| Sep 2022 | $349K | $287K | $348K |
| Dec 2022 | $347K | $287K | $345K |
| Mar 2023 | $347K | $283K | $343K |
| Jun 2023 | $353K | $283K | $347K |
| Sep 2023 | $358K | $285K | $352K |
| Dec 2023 | $362K | $285K | $354K |
| Mar 2024 | $364K | $285K | $357K |
| Jun 2024 | $369K | $284K | $361K |
| Sep 2024 | $371K | $284K | $361K |
| Dec 2024 | $376K | $282K | $363K |
| Mar 2025 | $378K | $281K | $364K |
| Jun 2025 | $377K | $277K | $362K |
| Sep 2025 | $379K | $274K | $362K |
| Dec 2025 | $382K | $272K | $364K |
| Mar 2026 | $383K | $272K | $366K |
| Jun 2026 | $383K | $270K | $365K |
| Sep 2026 | $385K | $268K | $366K |
More about each city
What this comparison leaves out
- Taxes. State and local income, sales and property taxes can change the result a lot, especially between states.
- Neighborhoods. These are metro-wide averages; a city center and its outer suburbs can differ by more than two metros do.
- Your own spending mix. The default uses an average household. Use the housing slider above if rent is a bigger share of your budget.
- Timing. BEA price levels are for 2024; Zillow figures are monthly and newer.