USA Cost of Living Compare US cities and states with official data

Texas vs New York: cost of living compared

Statewide price levels and incomes from BEA (2024); gas prices from EIA (weekly).

Is it cheaper to live in Texas or New York?

  • Overall, New York is 11.2% more expensive than Texas (BEA, 2024).
  • To keep the same standard of living, $75,000 in Texas works out to about $83,400 in New York, before taxes.
  • Most of the difference is everyday costs rather than housing: goods are 9.4% higher and other services 7.2% higher in New York, while housing is 26.6% higher.
  • Utility prices (electricity, gas, water) are 53.5% higher in New York.
  • After adjusting for local prices, personal income per person is $64,153 in New York and $58,219 in Texas (10.2% higher in New York; BEA, 2024, in 2017 dollars).
  • Inside each state, metro price levels run from 87.7 in Watertown, NY to 112.6 in New York, NY (New York) and from 83.8 in Eagle Pass, TX to 103.1 in Dallas, TX (Texas), US = 100.
  • The gap is about where it was in 2019 (11.1%).

derived Calculated from BEA Regional Price Parities and real personal income by state. Statewide averages mix cities and rural areas; taxes are not included. How we calculate.

Try your own salary

18% matches BEA's average basket. Set your own share if housing takes more or less of your budget.

Category by category

Both states against the US average (100).

Everyday costs, not housing, drive the gap between Texas and New York

Price level by category, 2024. US average = 100.

  • Texas
  • New York
All items
97.1 107.9
Goods
98.1 107.3
Housing (rents)
96.5 122.2
Utilities
87.5 134.4
Other services
97.1 104.1

Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).

Show the numbers
TexasNew York
All items97.1107.9
Goods98.1107.3
Housing (rents)96.5122.2
Utilities87.5134.4
Other services97.1104.1
CategoryTexasNew YorkNew York vs Texas
All items97.1107.9+11.2%
Goods98.1107.3+9.4%
Housing (rents)96.5122.2+26.6%
Utilities87.5134.4+53.5%
Other services97.1104.1+7.2%
Income per person, adjusted for prices $58,219 $64,153 +10.2%
Regular gas, week of October 19, 2026 $3.70 $4.31 +16.4%
Salary to match $75,000 in Texas $75,000 $83,400 +11.2%

Index values: BEA, 2024, US = 100. Income: BEA real personal income per person, 2017 dollars. Gas: EIA weekly retail prices.

Cheapest and most expensive places in each state

Texas

  1. Eagle Pass, TX 83.8
  2. Texarkana, TX 84.0
  3. McAllen, TX 85.9
  4. Brownsville, TX 86.0
  5. Laredo, TX 87.0
  6. Longview, TX 89.5
  7. Wichita Falls, TX 89.5
  8. Victoria, TX 89.8
  9. El Paso, TX 89.9
  10. Beaumont, TX 90.0
  11. Abilene, TX 90.4
  12. College Station, TX 91.0
  13. Killeen, TX 91.1
  14. Lubbock, TX 91.3
  15. Amarillo, TX 91.8
  16. Tyler, TX 92.2
  17. San Angelo, TX 92.5
  18. Waco, TX 92.6
  19. Corpus Christi, TX 92.7
  20. Sherman, TX 93.8
  21. Odessa, TX 93.9
  22. San Antonio, TX 94.7
  23. Midland, TX 95.8
  24. Austin, TX 98.1
  25. Houston, TX 98.6
  26. Dallas, TX 103.1

New York

  1. Watertown, NY 87.7
  2. Utica, NY 92.7
  3. Binghamton, NY 92.9
  4. Elmira, NY 94.4
  5. Glens Falls, NY 94.9
  6. Syracuse, NY 95.7
  7. Buffalo, NY 95.8
  8. Rochester, NY 97.0
  9. Albany, NY 99.6
  10. Kingston, NY 100.7
  11. Ithaca, NY 103.3
  12. Poughkeepsie-Newburgh, NY 109.4
  13. New York, NY 112.6

Metro areas ordered from cheapest to most expensive. BEA, 2024, US = 100.

How the gap has changed since 2008

The price gap between Texas and New York has narrowed since 2008: 14.3 points then, 10.9 now

Overall price level each year, 2008–2024. US average = 100.

  • Texas
  • New York
US average = 100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities by state, 2024 (US = 100).

Show the numbers
TexasNew York
200897.1111.4
200996.7111.0
201097.7109.7
201197.0110.8
201297.7109.6
201398.1109.7
201498.4108.9
201598.3109.6
201698.1110.1
201797.4110.0
201897.8109.5
201998.5109.4
202098.8110.1
202198.4109.6
202297.4107.6
202397.1107.8
202497.1107.9

Goods

  • Texas
  • New York
US = 100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities by state, 2024 (US = 100).

Show the numbers
TexasNew York
200897.1112.1
200996.1109.5
201098.1108.2
201196.5107.9
201297.6108.6
201397.6107.4
201497.4107.7
201597.1108.1
201698.4108.0
201797.1108.3
201897.1106.8
201997.9105.1
202098.2105.7
202198.5101.7
202297.2104.4
202398.1105.1
202498.1107.3

Housing (rents)

  • Texas
  • New York
US = 100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities by state, 2024 (US = 100).

Show the numbers
TexasNew York
200888.0130.9
200988.2133.0
201089.3135.2
201189.7137.1
201291.1136.2
201391.4136.0
201493.6135.8
201594.0134.3
201695.6133.7
201795.2131.0
201895.2130.0
201995.8129.3
202095.8132.3
202195.6131.5
202297.0124.7
202397.5122.0
202496.5122.2

Utilities

  • Texas
  • New York
US = 100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities by state, 2024 (US = 100).

Show the numbers
TexasNew York
2008101.4147.6
200996.2145.8
201098.1140.7
201194.4138.3
201293.1131.7
201395.7133.8
201494.9130.4
201591.1123.2
201691.9124.5
201788.0128.6
201887.5135.4
201987.7133.7
202085.0138.7
202186.2137.9
202288.7129.7
202392.4135.4
202487.5134.4

Other services

  • Texas
  • New York
US = 100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities by state, 2024 (US = 100).

Show the numbers
TexasNew York
2008100.0104.9
2009100.4105.0
2010100.3103.4
2011100.1105.3
2012100.4103.3
2013101.0104.1
2014101.1102.7
2015101.1104.4
201699.0105.4
201798.9105.6
201899.8105.5
2019100.5106.4
2020101.3105.9
2021100.0107.9
202298.2104.3
202396.6104.9
202497.1104.1

What incomes buy in each state

Income per person after adjusting for prices: $64,153 in New York, $58,219 in Texas

Real personal income per person, constant 2017 dollars (adjusted for each state's price level and for inflation).

  • Texas
  • New York
  • United States

Source: U.S. Bureau of Economic Analysis, real personal income by state (SARPI), 2008–2024.

Show the numbers
TexasNew YorkUnited States
2008$46,068$48,288$45,816
2009$43,349$47,614$44,204
2010$44,078$48,971$44,808
2011$46,663$49,428$45,957
2012$47,554$50,848$46,796
2013$47,301$50,375$46,358
2014$48,959$51,614$47,661
2015$48,983$53,180$49,396
2016$47,686$54,091$49,828
2017$49,918$56,690$51,006
2018$51,551$57,594$52,242
2019$52,343$58,786$53,683
2020$53,181$61,253$56,514
2021$56,442$64,085$59,365
2022$56,452$62,106$57,104
2023$57,708$63,093$58,088
2024$58,219$64,153$59,195

More

Related state comparisons

What this comparison leaves out

  • Taxes. State income, sales and property taxes differ a lot between states and are not included.
  • Where you live inside the state. Statewide figures average cities and rural areas; the metro lists above show the spread.
  • Your own spending mix. The default uses an average household. Use the housing slider if housing is a bigger share of your budget.
  • Timing. BEA price levels and incomes are for 2024; gas prices are weekly.

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