USA Cost of Living Compare US cities and states with official data

Cost of living in Florida

Statewide averages from BEA, with every metro area in the state compared.

Overall prices vs US average 103.4 3.4% more expensive than the US officialBEA, 2024. US = 100
Rank among 51 states and DC 11th 1st = most expensive derivedFrom BEA, 2024
Housing (rents) vs US average 122.1 9th highest housing costs officialBEA, 2024. US = 100
Income per person, adjusted for prices $57,131 30th of 51, in 2017 dollars officialBEA real personal income, 2024

What the numbers say

  • Overall prices in Florida are 3.4% above the national average, the 11th most expensive of 51 states and DC (BEA 2024).
  • Within Florida, metro price levels run from 85.4 in The Villages, FL to 114.2 in Miami, FL (US = 100).
  • Compared with the rest of the country, Florida has become more expensive since 2019: the index went from 99.6 to 103.4, and its rank from 16th to 11th most expensive. Housing in Florida moved most, from 112.0 to 122.1.
  • In Florida, housing and everyday prices pull in different directions: housing is 22.1% above average, but everything else combined is about 0.8% below (our estimate from BEA's components).
  • After adjusting for local prices, personal income per person is $57,131 in 2017 dollars, 30th of 51 (BEA 2024).

Written from this page's own figures. Price levels are for an average household basket and do not include taxes. How we calculate.

Where the money goes

Statewide price levels by category. Cities and rural areas within the state can differ a lot; see the metro table below.

In Florida, housing is the category furthest from the US average: 22.1% above

Price level by category, 2024. US average = 100.

All items
103.4
Goods
98.1
Housing (rents)
122.1
Utilities
90.1
Other services
101.3

Bars to the right of the line cost more than the US average; to the left, less.

Source: U.S. Bureau of Economic Analysis, Regional Price Parities by state, 2024 (US = 100).

Show the numbers
Florida
All items103.4
Goods98.1
Housing (rents)122.1
Utilities90.1
Other services101.3

Gas prices

Regular gasoline averaged $3.98 a gallon in Florida (statewide average) in the week of October 19, 2026, $0.30 less than the US average of $4.28. official

Gas prices in Florida · Work out your commute's gas cost

Source: U.S. Energy Information Administration, weekly retail gasoline prices, regular grade, including taxes.

Cheapest places to live in Florida

By overall prices, the cheapest of the 22 metro areas BEA measures in Florida are The Villages, FL (85.4), Sebring, FL (92.5) and Homosassa Springs, FL (93.5); the most expensive is Miami, FL (114.2). US average = 100, BEA 2024. Rural areas are not listed separately.

The Villages, FL is the cheapest metro area in Florida (85.4); Miami, FL the most expensive (114.2)

Overall price level, 2024. US average = 100.

The Villages, FL
85.4
Sebring, FL
92.5
Homosassa Springs, FL
93.5
Tallahassee, FL
93.9
Ocala, FL
95.2
Gainesville, FL
96.7
Crestview, FL
97.0
Lakeland, FL
97.1
Panama City, FL
97.3
Pensacola, FL
97.7
Sebastian, FL
98.3
Deltona, FL
99.4
Jacksonville, FL
99.5
Palm Bay, FL
100.0
Port St. Lucie, FL
100.2
Punta Gorda, FL
100.5
Tampa, FL
100.9
Orlando, FL
101.4
Cape Coral, FL
102.3
North Port, FL
102.4
Naples, FL
103.2
Miami, FL
114.2

Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024 (US = 100).

Show the numbers
All items
The Villages, FL85.4
Sebring, FL92.5
Homosassa Springs, FL93.5
Tallahassee, FL93.9
Ocala, FL95.2
Gainesville, FL96.7
Crestview, FL97.0
Lakeland, FL97.1
Panama City, FL97.3
Pensacola, FL97.7
Sebastian, FL98.3
Deltona, FL99.4
Jacksonville, FL99.5
Palm Bay, FL100.0
Port St. Lucie, FL100.2
Punta Gorda, FL100.5
Tampa, FL100.9
Orlando, FL101.4
Cape Coral, FL102.3
North Port, FL102.4
Naples, FL103.2
Miami, FL114.2
Metro area Overall Housing Goods Utilities Other services Typical rent
The Villages, FL 85.4 51.7 96.2 89.0 98.9 $1,723
Sebring, FL 92.5 73.5 96.2 86.8 98.9 $1,517
Homosassa Springs, FL 93.5 78.4 96.2 87.3 98.9 $1,755
Tallahassee, FL 93.9 78.5 96.2 87.5 98.9 $1,474
Ocala, FL 95.2 86.2 96.2 87.1 98.9 $1,593
Gainesville, FL 96.7 93.0 96.2 88.2 98.9 $1,641
Crestview, FL 97.0 94.9 96.2 89.0 98.9 $1,968
Lakeland, FL 97.1 95.9 96.2 86.9 98.9 $1,814
Panama City, FL 97.3 96.4 96.2 88.1 98.9 $1,735
Pensacola, FL 97.7 98.8 96.2 88.5 98.9 $1,735
Sebastian, FL 98.3 101.6 96.2 87.3 98.9 $2,128
Deltona, FL 99.4 108.4 96.2 87.6 98.9 $1,767
Jacksonville, FL 99.5 109.8 96.2 87.5 98.9 $1,680
Palm Bay, FL 100.0 111.7 96.2 88.1 98.9 $1,887
Port St. Lucie, FL 100.2 113.6 96.2 87.0 98.9 $2,310
Punta Gorda, FL 100.5 113.3 96.2 87.4 98.9 $1,851
Tampa, FL 100.9 125.8 95.5 88.5 97.6 $1,991
Orlando, FL 101.4 123.4 96.2 87.2 98.9 $1,929
Cape Coral, FL 102.3 125.1 96.2 86.9 98.9 $1,827
North Port, FL 102.4 128.0 96.2 88.2 98.9 $2,106
Naples, FL 103.2 129.4 96.2 87.8 98.9 $2,607
Miami, FL 114.2 155.6 103.6 97.2 109.1 $2,654

Price levels: BEA, 2024, US = 100. Rent: Data Provided by Zillow Group, September 2026.

How prices have changed since 2008

Price levels relative to the whole country in each year, not inflation.

Florida has become more expensive relative to the US since 2008: 101.7 then, 103.4 now

Overall price level each year, 2008–2024. US average = 100.

US average = 100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities by state, 2024 (US = 100).

Show the numbers
Florida
2008101.7
2009100.5
2010100.4
2011100.8
2012101.1
2013100.7
2014100.9
2015101.3
2016101.1
2017100.9
2018100.3
201999.6
2020100.6
2021101.4
2022102.3
2023103.6
2024103.4

Goods: 98.9 in 2008, 98.1 in 2024

US = 100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities by state, 2024 (US = 100).

Show the numbers
Florida
200898.9
200997.0
201097.3
201197.4
201298.0
201398.6
201498.3
201597.4
201697.5
201798.4
201897.7
201996.1
202097.4
202198.4
202298.0
202398.2
202498.1

Housing (rents): 115.1 in 2008, 122.1 in 2024

US = 100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities by state, 2024 (US = 100).

Show the numbers
Florida
2008115.1
2009111.0
2010108.7
2011108.2
2012108.8
2013107.4
2014108.2
2015109.3
2016109.4
2017110.5
2018110.7
2019112.0
2020113.6
2021112.9
2022116.3
2023123.2
2024122.1

Utilities: 98.6 in 2008, 90.1 in 2024

US = 100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities by state, 2024 (US = 100).

Show the numbers
Florida
200898.6
2009101.2
201096.2
201195.3
201293.5
201393.6
201495.3
201592.4
201689.9
201787.5
201891.1
201994.4
202089.8
202190.0
202294.8
202393.7
202490.1

Other services: 99.0 in 2008, 101.3 in 2024

US = 100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities by state, 2024 (US = 100).

Show the numbers
Florida
200899.0
200999.0
201099.8
2011101.0
2012100.9
2013100.3
2014100.5
2015101.8
2016101.3
2017100.1
201899.2
201998.3
202098.8
2021100.4
2022101.2
2023101.5
2024101.3

What incomes buy here

BEA divides personal income by local prices, so a dollar in a cheap state counts for more. This is income per resident (wages, benefits, investment income), not household or take-home pay.

After adjusting for prices, income per person in Florida is $57,131, 30th of 51

Real personal income per person, constant 2017 dollars (adjusted for local price levels and inflation).

  • Florida
  • United States

Source: U.S. Bureau of Economic Analysis, real personal income by state (SARPI), 2008–2024.

Show the numbers
FloridaUnited States
2008$43,259$45,816
2009$41,209$44,204
2010$42,735$44,808
2011$43,268$45,957
2012$43,189$46,796
2013$42,278$46,358
2014$43,812$47,661
2015$45,693$49,396
2016$46,126$49,828
2017$48,141$51,006
2018$49,935$52,242
2019$52,128$53,683
2020$53,897$56,514
2021$56,789$59,365
2022$55,163$57,104
2023$56,138$58,088
2024$57,131$59,195

Compare Florida with other states

States with similar prices

All states ranked · States ranked by what income buys

Compare two cities

Sources and limits

  • Price levels and real income: U.S. Bureau of Economic Analysis (BEA), Regional Price Parities and real personal income by state, 2008–2024. Last updated February 19, 2026: new statistics for 2024; revised statistics for 2008-2023. Downloaded 2026-10-21.
  • Metro price levels: BEA Regional Price Parities by metro area. Typical rent: Data Provided by Zillow Group.
  • State figures average cities and rural areas. Taxes are not included. BEA figures lag by about 18 months.

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