$28 an hour is how much a year?
Before taxes, for a full-time job of 40 hours a week. Change the hours in the calculator below.
A year $58,240 40 hours × 52 weeks
A month $4,853 year ÷ 12
Every two weeks $2,240 year ÷ 26
A week $1,120 40 hours
What $28 an hour comes to
- Working full time (40 hours a week, 52 weeks), $28 an hour is $58,240 a year before taxes: $4,853 a month, $2,240 every two weeks or $1,120 a week.
- With two unpaid weeks off it is $56,000; part time at 20 hours a week it is $29,120.
- About 56% of US employees earn less than that (BLS, May 2025). The median US employee earns $50,980 a year ($24.51 an hour).
- Prices differ by state, so $58,240 is worth $66,991 in typical US prices in Arkansas, the cheapest state, but $52,601 in California.
- It covers the typical rent (no more than 30% of income) in 171 of the 383 metro areas with Zillow rent data, and in 8 of the 50 largest.
Gross pay, before federal, state and payroll taxes, which depend on your state and household. How we calculate.
Change the hours
$28 an hour at different hours
| Hours | A week | A month | A year |
|---|---|---|---|
| Part time, 20 hours | $560 | $2,427 | $29,120 |
| Part time, 30 hours | $840 | $3,640 | $43,680 |
| 35 hours | $980 | $4,247 | $50,960 |
| Full time, 40 hours | $1,120 | $4,853 | $58,240 |
| 45 hours (5 overtime) | $1,330 | $5,763 | $69,160 |
| 50 hours (10 overtime) | $1,540 | $6,673 | $80,080 |
Overtime at time and a half over 40 hours, as federal law requires for most hourly workers.
What $58,240 is worth in each state
The same pay buys more where prices are lower. Worth = pay ÷ (state price level ÷ 100). derived
$58,240 goes furthest in Arkansas and least far in California
What $58,240 a year buys, in typical US prices: the 8 cheapest and 8 most expensive states (BEA price levels, 2024).
US average prices
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. Our calculation.
Show the numbers
| Worth | |
|---|---|
| Arkansas | $66,991 |
| Mississippi | $66,979 |
| Iowa | $66,361 |
| Oklahoma | $66,300 |
| Louisiana | $66,027 |
| South Dakota | $65,744 |
| Alabama | $65,569 |
| North Dakota | $65,468 |
| Maryland | $55,488 |
| Massachusetts | $55,070 |
| Washington | $54,423 |
| New York | $53,965 |
| New Jersey | $53,527 |
| District of Columbia | $52,993 |
| Hawaii | $52,969 |
| California | $52,601 |
All 50 states and DC
| State | Worth, in US prices | Price level (US = 100) | Median pay, all jobs |
|---|---|---|---|
| Arkansas | $66,991 | 86.9 | $43,630 |
| Mississippi | $66,979 | 87.0 | $40,120 |
| Iowa | $66,361 | 87.8 | $48,540 |
| Oklahoma | $66,300 | 87.8 | $45,600 |
| Louisiana | $66,027 | 88.2 | $45,520 |
| South Dakota | $65,744 | 88.6 | $47,080 |
| Alabama | $65,569 | 88.8 | $45,670 |
| North Dakota | $65,468 | 89.0 | $52,480 |
| West Virginia | $65,075 | 89.5 | $45,300 |
| Kansas | $64,662 | 90.1 | $48,010 |
| Nebraska | $64,637 | 90.1 | $48,980 |
| Kentucky | $64,597 | 90.2 | $46,920 |
| Missouri | $64,129 | 90.8 | $47,800 |
| Tennessee | $63,394 | 91.9 | $47,380 |
| New Mexico | $63,159 | 92.2 | $47,210 |
| Wyoming | $62,832 | 92.7 | $50,270 |
| Ohio | $62,776 | 92.8 | $49,380 |
| Indiana | $62,403 | 93.3 | $47,860 |
| South Carolina | $62,123 | 93.7 | $46,490 |
| Wisconsin | $61,895 | 94.1 | $50,270 |
| North Carolina | $61,743 | 94.3 | $47,970 |
| Montana | $61,535 | 94.6 | $48,740 |
| Idaho | $60,988 | 95.5 | $47,970 |
| Michigan | $60,530 | 96.2 | $49,270 |
| Georgia | $60,482 | 96.3 | $48,170 |
| Maine | $60,010 | 97.0 | $51,430 |
| Texas | $60,006 | 97.1 | $48,620 |
| Pennsylvania | $59,689 | 97.6 | $49,690 |
| Vermont | $59,454 | 98.0 | $56,390 |
| Minnesota | $59,054 | 98.6 | $56,920 |
| Utah | $58,909 | 98.9 | $50,110 |
| Delaware | $58,352 | 99.8 | $52,190 |
| Illinois | $58,264 | 100.0 | $51,960 |
| Nevada | $58,252 | 100.0 | $47,660 |
| Arizona | $57,848 | 100.7 | $50,060 |
| Virginia | $57,604 | 101.1 | $55,690 |
| Rhode Island | $56,942 | 102.3 | $56,780 |
| Alaska | $56,898 | 102.4 | $61,000 |
| Colorado | $56,515 | 103.1 | $59,800 |
| Oregon | $56,346 | 103.4 | $57,000 |
| Florida | $56,317 | 103.4 | $47,880 |
| Connecticut | $56,211 | 103.6 | $59,690 |
| New Hampshire | $55,911 | 104.2 | $55,880 |
| Maryland | $55,488 | 105.0 | $59,510 |
| Massachusetts | $55,070 | 105.8 | $63,590 |
| Washington | $54,423 | 107.0 | $62,990 |
| New York | $53,965 | 107.9 | $59,670 |
| New Jersey | $53,527 | 108.8 | $58,570 |
| District of Columbia | $52,993 | 109.9 | $91,540 |
| Hawaii | $52,969 | 110.0 | $56,320 |
| California | $52,601 | 110.7 | $58,240 |
Can you afford rent on $28 an hour?
Typical rent in the 50 largest metro areas (September 2026, Zillow) and the income needed to keep it to 30% of pay. $58,240 covers it in 8 of them.
| Metro area | Typical rent | Income needed | Rent share of $58,240 | Covered? |
|---|---|---|---|---|
| Louisville, KY | $1,339 | $53,600 | 28% | Yes |
| Oklahoma City, OK | $1,384 | $55,400 | 29% | Yes |
| Memphis, TN | $1,393 | $55,700 | 29% | Yes |
| Birmingham, AL | $1,404 | $56,200 | 29% | Yes |
| San Antonio, TX | $1,415 | $56,600 | 29% | Yes |
| St. Louis, MO | $1,427 | $57,100 | 29% | Yes |
| Cleveland, OH | $1,440 | $57,600 | 30% | Yes |
| Buffalo, NY | $1,451 | $58,000 | 30% | Yes |
| Pittsburgh, PA | $1,467 | $58,700 | 30% | No |
| Detroit, MI | $1,514 | $60,600 | 31% | No |
| Cincinnati, OH | $1,522 | $60,900 | 31% | No |
| Columbus, OH | $1,525 | $61,000 | 31% | No |
| Indianapolis, IN | $1,528 | $61,100 | 31% | No |
| Kansas City, MO | $1,534 | $61,400 | 32% | No |
| Milwaukee, WI | $1,549 | $62,000 | 32% | No |
| New Orleans, LA | $1,577 | $63,100 | 32% | No |
| Austin, TX | $1,603 | $64,100 | 33% | No |
| Houston, TX | $1,638 | $65,500 | 34% | No |
| Salt Lake City, UT | $1,644 | $65,800 | 34% | No |
| Dallas, TX | $1,659 | $66,400 | 34% | No |
| Raleigh, NC | $1,669 | $66,800 | 34% | No |
| Jacksonville, FL | $1,680 | $67,200 | 35% | No |
| Richmond, VA | $1,706 | $68,200 | 35% | No |
| Phoenix, AZ | $1,720 | $68,800 | 35% | No |
| Las Vegas, NV | $1,732 | $69,300 | 36% | No |
| Charlotte, NC | $1,735 | $69,400 | 36% | No |
| Minneapolis, MN | $1,736 | $69,400 | 36% | No |
| Portland, OR | $1,803 | $72,100 | 37% | No |
| Nashville, TN | $1,803 | $72,100 | 37% | No |
| Atlanta, GA | $1,843 | $73,700 | 38% | No |
| Virginia Beach, VA | $1,886 | $75,400 | 39% | No |
| Denver, CO | $1,900 | $76,000 | 39% | No |
| Philadelphia, PA | $1,903 | $76,100 | 39% | No |
| Orlando, FL | $1,929 | $77,200 | 40% | No |
| Baltimore, MD | $1,937 | $77,500 | 40% | No |
| Tampa, FL | $1,991 | $79,600 | 41% | No |
| Hartford, CT | $1,998 | $79,900 | 41% | No |
| Chicago, IL | $2,163 | $86,500 | 45% | No |
| Providence, RI | $2,166 | $86,600 | 45% | No |
| Seattle, WA | $2,250 | $90,000 | 46% | No |
| Sacramento, CA | $2,269 | $90,800 | 47% | No |
| Washington, DC | $2,407 | $96,300 | 50% | No |
| Riverside, CA | $2,533 | $101,300 | 52% | No |
| Miami, FL | $2,654 | $106,200 | 55% | No |
| Los Angeles, CA | $2,929 | $117,200 | 60% | No |
| San Diego, CA | $2,967 | $118,700 | 61% | No |
| Boston, MA | $2,987 | $119,500 | 62% | No |
| San Francisco, CA | $3,445 | $137,800 | 71% | No |
| New York, NY | $3,546 | $141,800 | 73% | No |
| San Jose, CA | $3,812 | $152,500 | 79% | No |
Not covered in the most expensive, including New Orleans, Salt Lake City, Hartford.
Jobs that pay about $28 an hour
Occupations whose US median pay is within 5% of $58,240 a year, most common first (BLS, May 2025).
| Job | Median a year | Hourly | Employed |
|---|---|---|---|
| Truck driver | $58,640 | $28.19 | 2,062,040 |
| Carpenter | $60,580 | $29.13 | 670,090 |
| Mental health counselor | $59,350 | $28.53 | 491,930 |
| Heavy equipment operator | $59,850 | $28.77 | 478,090 |
| HVAC technician | $61,010 | $29.33 | 409,670 |
| Social worker | $59,550 | $28.63 | 392,550 |
| Production, Planning, and Expediting Clerks | $59,650 | $28.68 | 390,160 |
| Correctional officer | $58,940 | $28.34 | 380,500 |
| Firefighter | $59,280 | $28.50 | 345,990 |
| Mail carrier | $60,550 | $29.11 | 328,820 |
| Machinist | $58,750 | $28.25 | 287,050 |
| Cement Masons and Concrete Finishers | $57,020 | $27.41 | 206,170 |
Other amounts
Sources and limits
- Conversions assume 40 hours a week and 52 paid weeks (2,080 hours), the convention BLS uses for yearly pay. Your pay may count fewer paid weeks.
- Pay of US employees: BLS Occupational Employment and Wage Statistics, May 2025. Rank among workers is estimated between BLS's published percentiles.
- Prices: BEA Regional Price Parities, 2024. Rents: Zillow Observed Rent Index, September 2026; Data Provided by Zillow Group. The 30% line is the Census Bureau's measure of housing cost burden.
- Taxes are not deducted. Take-home pay depends on federal, state and local taxes and on deductions such as health insurance.