Insurance agent salary
BLS occupation: Insurance Sales Agents · Sales · data for May 2025
How much does an insurance agent make?
- The median insurance agent salary in the US is $62,280 a year ($29.94 an hour): half of the 479,100 insurance agents BLS counts earn more and half earn less. The average (mean) is $81,480.
- The middle half earn between $46,870 and $96,950. The lowest-paid 10% earn less than $37,330 and the top 10% more than $138,140.
- That is 22% more than the median for all US workers ($50,980).
- The District of Columbia pays insurance agents the most (median $84,530), followed by New Jersey ($81,640) and Rhode Island ($79,930). New Mexico pays the least ($45,180).
- After adjusting for prices, the pay goes furthest in Wisconsin, where the median is worth $84,436 in typical US prices, then South Dakota and North Dakota. The District of Columbia's higher pay is offset by its prices (109.9 vs a US average of 100).
- In 155 of the 371 metro areas with data, the median insurance agent salary is enough to rent a typical home without spending more than 30% of income on rent.
- BLS projects the number of insurance agents to grow 3.3% from 2025 to 2035 (all jobs: 3.5%), with about 43,100 openings a year. The typical entry education is a high school diploma or equivalent.
official From BLS's survey of employers: what insurance agents are actually paid, not job ads or self-reports. Adjusted figures are derived. How we calculate.
How does your pay compare?
Insurance agent salary range
Half of insurance agents earn between $46,870 and $96,950 a year
Yearly pay at each point of the range, US, May 2025. For comparison, the median for all US jobs is $50,980.
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025.
Show the numbers
| Yearly pay | |
|---|---|
| Lowest 10% earn under | $37,330 |
| Lowest 25% earn under | $46,870 |
| Median | $62,280 |
| Top 25% earn over | $96,950 |
| Top 10% earn over | $138,140 |
Insurance agent salary by state
The District of Columbia pays insurance agents the most; New Mexico the least
Median yearly pay by state compared with the US median ($62,280), May 2025. Blue = higher pay.
- 20%+ below US
- 10–20% below
- 3–10% below
- Within 3%
- 3–10% above
- 10–20% above
- 20%+ above US
Source: U.S. Bureau of Labor Statistics, OEWS May 2025.
Show the numbers
| State | Median pay |
|---|---|
| District of Columbia | $84,530 median |
| New Jersey | $81,640 median |
| Rhode Island | $79,930 median |
| Wisconsin | $79,450 median |
| Massachusetts | $79,300 median |
| Minnesota | $78,640 median |
| New York | $78,110 median |
| California | $76,120 median |
| Connecticut | $74,840 median |
| New Hampshire | $74,370 median |
| Pennsylvania | $73,370 median |
| South Dakota | $71,990 median |
| Wyoming | $71,830 median |
| North Dakota | $71,220 median |
| Vermont | $70,720 median |
| Colorado | $68,730 median |
| Alabama | $65,510 median |
| Illinois | $64,280 median |
| Hawaii | $64,170 median |
| Maine | $62,920 median |
| Montana | $62,040 median |
| Michigan | $61,900 median |
| Georgia | $61,850 median |
| Oregon | $61,680 median |
| Nebraska | $61,590 median |
| Arizona | $61,560 median |
| Indiana | $61,360 median |
| South Carolina | $61,350 median |
| Ohio | $61,260 median |
| Utah | $61,230 median |
| Washington | $61,040 median |
| Kentucky | $60,880 median |
| Virginia | $60,520 median |
| Kansas | $60,370 median |
| Iowa | $60,140 median |
| Florida | $59,790 median |
| Missouri | $58,990 median |
| North Carolina | $58,710 median |
| Idaho | $58,510 median |
| Maryland | $58,300 median |
| Tennessee | $57,120 median |
| Arkansas | $56,720 median |
| Louisiana | $55,440 median |
| Texas | $51,180 median |
| Alaska | $50,500 median |
| Nevada | $49,100 median |
| Mississippi | $47,930 median |
| Oklahoma | $47,920 median |
| Delaware | $46,710 median |
| West Virginia | $45,480 median |
| New Mexico | $45,180 median |
Where insurance agent pay goes furthest
A salary buys more where prices are low. We divide each state's median by its price level from the Bureau of Economic Analysis, so every figure is in typical US prices. derived
Insurance agents' pay goes furthest in Wisconsin once prices are counted
Median pay ÷ the state's price level (BEA, 2024; US = 100), shown in typical US prices. Top 10 states.
US median
Source: BLS OEWS May 2025; BEA Regional Price Parities 2024. Our calculation.
Show the numbers
| Worth, in US prices | |
|---|---|
| Wisconsin | $84,436 |
| South Dakota | $81,266 |
| North Dakota | $80,059 |
| Minnesota | $79,740 |
| Rhode Island | $78,148 |
| Wyoming | $77,494 |
| District of Columbia | $76,915 |
| Pennsylvania | $75,196 |
| New Jersey | $75,033 |
| Massachusetts | $74,983 |
Insurance agent pay in every state
| State | Median a year | Hourly | Lowest 10% | Top 10% | Employed | After cost of living |
|---|---|---|---|---|---|---|
| District of Columbia | $84,530 | $40.64 | $48,570 | $222,460 | – | $76,915 |
| New Jersey | $81,640 | $39.25 | $49,330 | $169,770 | 11,370 | $75,033 |
| Rhode Island | $79,930 | $38.43 | $48,100 | $169,090 | 1,700 | $78,148 |
| Wisconsin | $79,450 | $38.20 | $47,430 | $163,380 | 7,860 | $84,436 |
| Massachusetts | $79,300 | $38.13 | $57,620 | $163,380 | 9,940 | $74,983 |
| Minnesota | $78,640 | $37.81 | $49,350 | $161,030 | 10,010 | $79,740 |
| New York | $78,110 | $37.55 | $37,790 | $173,750 | 22,420 | $72,377 |
| California | $76,120 | $36.60 | $38,560 | $165,430 | 41,160 | $68,750 |
| Connecticut | $74,840 | $35.98 | $42,670 | $161,690 | 5,230 | $72,232 |
| New Hampshire | $74,370 | $35.75 | $46,580 | $144,310 | 2,320 | $71,396 |
| Pennsylvania | $73,370 | $35.27 | $39,770 | $163,970 | 19,390 | $75,196 |
| South Dakota | $71,990 | $34.61 | $49,090 | $131,540 | 1,870 | $81,266 |
| Wyoming | $71,830 | $34.53 | $43,310 | $136,380 | 850 | $77,494 |
| North Dakota | $71,220 | $34.24 | $46,770 | $161,130 | 1,460 | $80,059 |
| Vermont | $70,720 | $34.00 | $51,070 | $118,890 | 730 | $72,194 |
| Colorado | $68,730 | $33.04 | $42,450 | $158,690 | 9,530 | $66,694 |
| Alabama | $65,510 | $31.50 | $36,540 | $184,800 | 7,430 | $73,753 |
| Illinois | $64,280 | $30.90 | $37,020 | $160,130 | 16,360 | $64,307 |
| Hawaii | $64,170 | $30.85 | $38,750 | $107,990 | 1,070 | $58,362 |
| Maine | $62,920 | $30.25 | $47,370 | $106,990 | 2,240 | $64,833 |
| Montana | $62,040 | $29.83 | $42,260 | $120,430 | 2,090 | $65,550 |
| Michigan | $61,900 | $29.76 | $38,350 | $131,180 | 12,160 | $64,334 |
| Georgia | $61,850 | $29.74 | $36,340 | $161,690 | 18,030 | $64,231 |
| Oregon | $61,680 | $29.65 | $44,660 | $123,800 | 5,370 | $59,674 |
| Nebraska | $61,590 | $29.61 | $37,500 | $125,930 | 6,160 | $68,355 |
| Arizona | $61,560 | $29.60 | $40,300 | $104,290 | 11,870 | $61,146 |
| Indiana | $61,360 | $29.50 | $37,890 | $128,380 | 10,440 | $65,746 |
| South Carolina | $61,350 | $29.50 | $35,140 | $154,650 | 8,220 | $65,441 |
| Ohio | $61,260 | $29.45 | $37,720 | $123,370 | 16,250 | $66,031 |
| Utah | $61,230 | $29.44 | $35,270 | $132,090 | 4,620 | $61,934 |
| Washington | $61,040 | $29.35 | $44,140 | $128,680 | 10,500 | $57,040 |
| Kentucky | $60,880 | $29.27 | $32,160 | $144,780 | 6,210 | $67,525 |
| Virginia | $60,520 | $29.10 | $36,310 | $133,100 | 9,480 | $59,859 |
| Kansas | $60,370 | $29.02 | $38,020 | $153,520 | 6,360 | $67,027 |
| Iowa | $60,140 | $28.91 | $37,590 | $126,840 | 6,840 | $68,526 |
| Florida | $59,790 | $28.75 | $37,180 | $124,830 | 47,560 | $57,816 |
| Missouri | $58,990 | $28.36 | $31,200 | $127,150 | 10,030 | $64,955 |
| North Carolina | $58,710 | $28.23 | $36,000 | $124,900 | 20,540 | $62,242 |
| Idaho | $58,510 | $28.13 | $37,400 | $112,600 | 3,200 | $61,271 |
| Maryland | $58,300 | $28.03 | $39,050 | $133,160 | 5,700 | $55,545 |
| Tennessee | $57,120 | $27.46 | $37,130 | $122,040 | 7,610 | $62,175 |
| Arkansas | $56,720 | $27.27 | $34,300 | $122,530 | 4,580 | $65,243 |
| Louisiana | $55,440 | $26.65 | $35,140 | $103,560 | 7,100 | $62,852 |
| Texas | $51,180 | $24.61 | $30,140 | $128,590 | 47,060 | $52,732 |
| Alaska | $50,500 | $24.28 | $38,080 | $88,190 | 540 | $49,336 |
| Nevada | $49,100 | $23.61 | $37,970 | $87,690 | 4,200 | $49,110 |
| Mississippi | $47,930 | $23.04 | $31,910 | $104,480 | 3,210 | $55,122 |
| Oklahoma | $47,920 | $23.04 | $35,630 | $102,130 | 5,310 | $54,552 |
| Delaware | $46,710 | $22.46 | $35,950 | $100,050 | 1,220 | $46,800 |
| West Virginia | $45,480 | $21.87 | $29,420 | $106,490 | 1,430 | $50,817 |
| New Mexico | $45,180 | $21.72 | $29,290 | $99,340 | 2,200 | $48,996 |
After cost of living = median ÷ (BEA price level ÷ 100).
Insurance agent salary by city
Metro areas where BLS publishes insurance agent pay: 375 of 387. Rent share = typical rent (September 2026, Zillow) × 12 ÷ the median salary; under 30% is affordable by the usual rule.
Highest-paying metro areas
- San Francisco, CA $95,640
- Fond du Lac, WI $95,110
- Minneapolis, MN $84,670
- Santa Maria, CA $83,990
- Bloomington, IL $82,040
- Sheboygan, WI $81,550
- Philadelphia, PA $81,540
- Milwaukee, WI $81,080
- Sacramento, CA $80,940
- Madison, WI $80,700
Where the pay goes furthest
- Fond du Lac, WI $103,783
- Anniston, AL $88,657
- Sioux Falls, SD $87,928
- Bloomington, IL $87,709
- La Crosse, WI $87,502
- Sheboygan, WI $86,742
- Grand Island, NE $85,971
- Rapid City, SD $85,801
- Jackson, MS $85,695
- Green Bay, WI $84,320
All 375 metro areas
| Metro area | Median a year | Employed | After cost of living | Rent share |
|---|---|---|---|---|
| San Francisco, CA | $95,640 | 4,860 | $82,724 | 43% |
| Fond du Lac, WI | $95,110 | 120 | $103,783 | 14% |
| Minneapolis, MN | $84,670 | 6,750 | $80,775 | 25% |
| Santa Maria, CA | $83,990 | 350 | $77,198 | 47% |
| Bloomington, IL | $82,040 | 780 | $87,709 | 19% |
| Sheboygan, WI | $81,550 | 100 | $86,742 | 20% |
| Philadelphia, PA | $81,540 | 8,480 | $79,509 | 28% |
| Milwaukee, WI | $81,080 | 2,250 | $83,642 | 23% |
| Sacramento, CA | $80,940 | 2,780 | $75,879 | 34% |
| Madison, WI | $80,700 | 1,090 | $82,950 | 26% |
| New York, NY | $80,620 | 21,280 | $71,622 | 53% |
| La Crosse, WI | $80,300 | 130 | $87,502 | 20% |
| Boston, MA | $80,120 | 7,420 | $74,003 | 45% |
| Sioux Falls, SD | $79,690 | 660 | $87,928 | 19% |
| Santa Rosa, CA | $79,680 | 440 | $73,926 | 40% |
| Barnstable, MA | $79,520 | 180 | $80,853 | 39% |
| Rochester, NY | $79,150 | 930 | $81,569 | 23% |
| Charleston, SC | $78,890 | 1,330 | $78,138 | 31% |
| Providence, RI | $78,610 | 1,950 | $77,241 | 33% |
| Green Bay, WI | $78,490 | 380 | $84,320 | 17% |
| Oxnard, CA | $77,780 | 840 | $70,367 | 46% |
| Denver, CO | $77,590 | 5,150 | $73,349 | 29% |
| Monroe, MI | $77,560 | 80 | $82,959 | 20% |
| Oshkosh, WI | $77,340 | 200 | $83,225 | 20% |
| Appleton, WI | $77,250 | 550 | $83,587 | 19% |
| San Diego, CA | $77,020 | 3,680 | $68,837 | 46% |
| Waterbury, CT | $77,000 | 490 | $77,171 | – |
| Los Angeles, CA | $76,870 | 14,680 | $67,688 | 46% |
| Amherst-Northampton, MA | $76,650 | 100 | $76,464 | – |
| Hartford, CT | $76,620 | 2,300 | $74,572 | 31% |
| Poughkeepsie-Newburgh, NY | $76,580 | 490 | $69,986 | 35% |
| Rapid City, SD | $76,500 | 310 | $85,801 | 23% |
| Vineland, NJ | $76,480 | 40 | $79,693 | 26% |
| Jackson, MS | $76,310 | 760 | $85,695 | 23% |
| Anniston, AL | $76,200 | 90 | $88,657 | 15% |
| Worcester, MA | $76,200 | 970 | $74,325 | 33% |
| New Haven, CT | $76,090 | 480 | $72,772 | 32% |
| Atlanta, GA | $75,990 | 9,660 | $75,946 | 29% |
| Cheyenne, WY | $75,860 | 180 | $78,619 | 24% |
| Vallejo, CA | $75,580 | 220 | $69,672 | 39% |
| Manchester, NH | $75,480 | 640 | $71,439 | 34% |
| Allentown, PA | $75,080 | 850 | $75,104 | 29% |
| Greeley, CO | $74,990 | 310 | $74,858 | 27% |
| Lakeland, FL | $74,810 | 1,170 | $77,012 | 29% |
| Grand Island, NE | $74,500 | 160 | $85,971 | 22% |
| Medford, OR | $74,190 | 200 | $73,142 | 30% |
| Columbia, SC | $74,100 | 1,540 | $79,114 | 25% |
| Springfield, MA | $74,100 | 600 | $77,138 | 32% |
| Pittsfield, MA | $73,420 | 90 | $77,198 | 29% |
| Kenosha, WI | $73,400 | 90 | $72,588 | – |
| Modesto, CA | $73,270 | 310 | $70,379 | 34% |
| Janesville, WI | $72,660 | 90 | $77,543 | 21% |
| Trenton, NJ | $72,200 | 320 | $69,975 | 42% |
| Norwich, CT | $72,130 | 150 | $71,810 | 35% |
| Cleveland, OH | $72,020 | 3,260 | $76,680 | 24% |
| Burlington, VT | $71,990 | 300 | $71,313 | 43% |
| Albany, NY | $71,960 | 1,120 | $72,274 | 28% |
| Dubuque, IA | $71,840 | 280 | $82,265 | 18% |
| Iowa City, IA | $71,440 | 190 | $78,069 | 30% |
| Fargo, ND | $71,220 | 610 | $78,375 | 19% |
| Minot, ND | $71,040 | 120 | $81,629 | 21% |
| Rochester, MN | $70,340 | 190 | $77,449 | 27% |
| Merced, CA | $70,220 | 170 | $71,453 | 35% |
| Salinas, CA | $70,220 | 240 | $64,397 | 47% |
| Lancaster, PA | $69,500 | 530 | $70,733 | 27% |
| Chicago, IL | $69,240 | 11,870 | $66,837 | 37% |
| Kingston, NY | $67,730 | 140 | $67,253 | 36% |
| Hanford, CA | $67,110 | 70 | $66,045 | 35% |
| Birmingham, AL | $66,640 | 2,670 | $72,716 | 25% |
| Sumter, SC | $66,370 | 90 | $75,403 | 27% |
| Olympia, WA | $66,150 | 480 | $63,808 | 37% |
| Portland, ME | $65,950 | 1,080 | $64,747 | 42% |
| Syracuse, NY | $65,910 | 670 | $68,841 | 30% |
| Lansing, MI | $65,820 | 640 | $69,291 | 24% |
| Indianapolis, IN | $65,710 | 4,140 | $68,665 | 28% |
| Columbus, GA | $65,680 | 630 | $73,553 | 25% |
| Salt Lake City, UT | $65,530 | 2,360 | $64,966 | 30% |
| Kansas City, MO | $65,410 | 5,310 | $70,681 | 28% |
| Harrisburg, PA | $65,370 | 880 | $66,265 | 27% |
| Washington, DC | $65,260 | 4,030 | $59,935 | 44% |
| Mankato, MN | $65,200 | 120 | $71,684 | 23% |
| Erie, PA | $65,160 | 290 | $71,644 | 21% |
| Knoxville, TN | $65,060 | 940 | $70,283 | 32% |
| Rome, GA | $65,030 | 140 | $72,127 | 23% |
| Eau Claire, WI | $65,020 | 230 | $70,068 | 21% |
| Mobile, AL | $64,910 | 540 | $73,679 | 24% |
| Flint, MI | $64,600 | 340 | $69,437 | 19% |
| Bismarck, ND | $64,590 | 220 | $70,959 | 24% |
| Athens, GA | $64,490 | 220 | $69,089 | 33% |
| Jackson, TN | $64,310 | 190 | $75,197 | 26% |
| Honolulu, HI | $64,170 | 820 | $57,831 | 56% |
| San Jose, CA | $63,950 | 1,590 | $57,914 | 72% |
| Huntsville, AL | $63,860 | 470 | $68,614 | 26% |
| South Bend, IN | $63,860 | 370 | $68,772 | 24% |
| Bellingham, WA | $63,760 | 300 | $61,703 | 37% |
| Grand Forks, ND | $63,740 | 120 | $73,549 | 21% |
| Detroit, MI | $63,580 | 4,840 | $63,391 | 29% |
| Omaha, NE | $63,520 | 2,770 | $69,110 | 26% |
| Provo, UT | $63,430 | 820 | $64,572 | 34% |
| Ames, IA | $63,400 | 160 | $71,372 | 22% |
| Johnson City, TN | $63,400 | 120 | $72,104 | 28% |
| Kahului, HI | $63,310 | 60 | $57,874 | 61% |
| Santa Cruz, CA | $63,300 | 170 | $57,600 | 66% |
| Jefferson City, MO | $63,250 | 220 | $71,895 | 19% |
| Bozeman, MT | $63,240 | 260 | $61,692 | 42% |
| Traverse City, MI | $63,150 | 300 | $67,633 | 35% |
| Cincinnati, OH | $63,110 | 2,990 | $66,174 | 29% |
| Auburn, AL | $63,010 | 140 | $71,657 | 30% |
| Eugene, OR | $62,880 | 430 | $61,909 | 34% |
| Wausau, WI | $62,760 | 160 | $67,738 | 18% |
| Canton, OH | $62,550 | 430 | $69,962 | 22% |
| Charlotte, NC | $62,490 | 6,800 | $64,192 | 33% |
| Florence, SC | $62,440 | 260 | $71,957 | 29% |
| Boulder, CO | $62,410 | 390 | $59,324 | 42% |
| Utica, NY | $62,390 | 280 | $67,319 | 27% |
| North Port, FL | $62,350 | 1,040 | $60,879 | 41% |
| Richmond, VA | $62,330 | 2,040 | $63,694 | 33% |
| Bend, OR | $62,240 | 230 | $60,073 | 43% |
| Tuscaloosa, AL | $62,230 | 170 | $70,940 | 32% |
| Cedar Rapids, IA | $62,220 | 610 | $69,939 | 24% |
| Tucson, AZ | $62,160 | 1,330 | $64,151 | 29% |
| Lafayette, IN | $62,150 | 240 | $66,520 | 28% |
| St. Louis, MO | $62,080 | 3,320 | $65,287 | 28% |
| York, PA | $61,990 | 540 | $64,573 | 27% |
| Waterloo, IA | $61,860 | 230 | $71,057 | 20% |
| Savannah, GA | $61,840 | 260 | $64,954 | 34% |
| Billings, MT | $61,810 | 420 | $66,089 | 27% |
| Springfield, OH | $61,780 | 70 | $68,279 | 23% |
| Topeka, KS | $61,760 | 580 | $69,534 | 24% |
| Watertown, NY | $61,720 | 50 | $70,384 | 29% |
| Fresno, CA | $61,710 | 950 | $60,406 | 40% |
| Fayetteville, AR | $61,640 | 500 | $67,475 | 31% |
| Seattle, WA | $61,630 | 5,890 | $55,456 | 44% |
| Sioux City, IA | $61,630 | 200 | $71,286 | 25% |
| Reading, PA | $61,600 | 390 | $63,466 | 30% |
| Florence, AL | $61,590 | 160 | $72,615 | 21% |
| Phoenix, AZ | $61,570 | 9,020 | $59,594 | 34% |
| Jacksonville, FL | $61,490 | 3,610 | $61,809 | 33% |
| Albany, OR | $61,450 | 70 | $60,186 | 32% |
| Grand Rapids, MI | $61,360 | 2,090 | $64,220 | 32% |
| Missoula, MT | $61,200 | 230 | $63,456 | 32% |
| Des Moines, IA | $61,140 | 2,940 | $66,673 | 25% |
| Bloomington, IN | $61,080 | 200 | $64,238 | 34% |
| Akron, OH | $61,070 | 1,010 | $65,406 | 26% |
| Hilton Head Island, SC | $60,980 | 240 | $62,214 | 39% |
| Kalamazoo, MI | $60,950 | 240 | $64,266 | 25% |
| Coeur d'Alene, ID | $60,890 | 300 | $61,947 | 36% |
| Columbia, MO | $60,890 | 350 | $68,081 | 29% |
| Bangor, ME | $60,850 | 160 | $63,052 | 30% |
| Houma, LA | $60,840 | 260 | $71,490 | 26% |
| Springfield, IL | $60,840 | 260 | $65,599 | 24% |
| Tampa, FL | $60,820 | 8,750 | $60,283 | 39% |
| Fort Smith, AR | $60,800 | 190 | $70,790 | 21% |
| St. Joseph, MO | $60,680 | 130 | $70,246 | 20% |
| Killeen, TX | $60,620 | 250 | $66,519 | 26% |
| Niles, MI | $60,570 | 170 | $65,573 | 28% |
| San Luis Obispo, CA | $60,500 | 240 | $55,711 | 56% |
| Staunton, VA | $60,500 | 80 | $66,390 | 29% |
| Lafayette, LA | $60,490 | 760 | $69,362 | 27% |
| Portland, OR | $60,480 | 3,690 | $57,370 | 36% |
| Bowling Green, KY | $60,400 | 260 | $66,978 | 24% |
| Toledo, OH | $60,390 | 770 | $66,032 | 25% |
| Great Falls, MT | $60,350 | 220 | $62,316 | 28% |
| Panama City, FL | $60,310 | 280 | $61,986 | 35% |
| Elmira, NY | $60,270 | 70 | $63,847 | 23% |
| Miami, FL | $60,260 | 14,160 | $52,788 | 53% |
| Oklahoma City, OK | $60,170 | 1,790 | $66,554 | 28% |
| Visalia, CA | $60,150 | 200 | $60,255 | 35% |
| Salem, OR | $60,130 | 380 | $58,013 | 33% |
| Lawrence, KS | $60,120 | 130 | $66,620 | 31% |
| Baton Rouge, LA | $60,090 | 1,550 | $66,193 | 27% |
| Lake Havasu City, AZ | $60,090 | 170 | $63,859 | 31% |
| Flagstaff, AZ | $60,020 | 120 | $59,826 | 43% |
| Twin Falls, ID | $60,000 | 110 | $65,141 | 31% |
| Pittsburgh, PA | $59,990 | 3,710 | $63,367 | 29% |
| Dover, DE | $59,980 | 160 | $61,514 | 36% |
| Raleigh, NC | $59,900 | 2,900 | $61,025 | 33% |
| Wilmington, NC | $59,880 | 660 | $62,102 | 35% |
| Ithaca, NY | $59,840 | 50 | $57,919 | 40% |
| Mount Vernon, WA | $59,800 | 110 | $58,374 | 44% |
| Charlottesville, VA | $59,630 | 270 | $60,144 | 41% |
| Salisbury, MD | $59,620 | 180 | $62,353 | 39% |
| Palm Bay, FL | $59,540 | 750 | $59,537 | 38% |
| Decatur, IL | $59,530 | 40 | $67,325 | 21% |
| Dallas, TX | $59,510 | 15,800 | $57,726 | 33% |
| Lexington, KY | $59,510 | 750 | $64,066 | 32% |
| Kokomo, IN | $59,500 | 70 | $66,371 | 22% |
| Boise, ID | $59,470 | 1,490 | $60,443 | 39% |
| Casper, WY | $59,460 | 160 | $63,371 | 29% |
| Dayton, OH | $59,420 | 760 | $64,103 | 27% |
| Spokane, WA | $59,420 | 1,310 | $59,215 | 31% |
| Cape Coral, FL | $59,300 | 1,130 | $57,939 | 37% |
| Durham, NC | $59,120 | 560 | $60,591 | 33% |
| Gadsden, AL | $59,120 | 130 | $69,023 | 22% |
| New Orleans, LA | $59,120 | 1,690 | $63,847 | 32% |
| Harrisonburg, VA | $58,950 | 100 | $62,123 | 34% |
| Owensboro, KY | $58,950 | 160 | $66,527 | 25% |
| Ann Arbor, MI | $58,930 | 200 | $58,416 | 39% |
| Duluth, MN | $58,890 | 340 | $66,341 | 27% |
| Tulsa, OK | $58,830 | 1,750 | $65,943 | 28% |
| Greensboro, NC | $58,780 | 1,360 | $63,296 | 29% |
| Manhattan, KS | $58,750 | 140 | $65,160 | 26% |
| Cape Girardeau, MO | $58,730 | 120 | $68,229 | 21% |
| State College, PA | $58,680 | 140 | $60,644 | 40% |
| Colorado Springs, CO | $58,640 | 2,150 | $58,228 | 36% |
| Muncie, IN | $58,520 | 80 | $66,388 | 21% |
| Terre Haute, IN | $58,520 | 160 | $66,654 | 20% |
| Idaho Falls, ID | $58,490 | 230 | $61,952 | 29% |
| Longview, WA | $58,460 | 100 | $59,931 | 29% |
| Hickory, NC | $58,410 | 340 | $66,010 | 33% |
| Roanoke, VA | $58,410 | 470 | $62,392 | 29% |
| Napa, CA | $58,360 | 110 | $51,851 | 60% |
| Kankakee, IL | $58,340 | 70 | $60,522 | 27% |
| Baltimore, MD | $58,300 | 2,840 | $55,796 | 40% |
| Pueblo, CO | $58,300 | 110 | $63,534 | 27% |
| Paducah, KY | $58,270 | 120 | $67,690 | 24% |
| Columbus, IN | $58,180 | 90 | $62,557 | 28% |
| Pensacola, FL | $58,130 | 450 | $59,488 | 36% |
| Prescott Valley, AZ | $58,110 | 160 | $59,142 | 39% |
| Michigan City, IN | $58,000 | 70 | $63,262 | 25% |
| Little Rock, AR | $57,890 | 1,610 | $64,780 | 26% |
| Buffalo, NY | $57,790 | 1,350 | $60,296 | 30% |
| Charleston, WV | $57,710 | 180 | $65,050 | 25% |
| Davenport, IA | $57,700 | 450 | $64,774 | 21% |
| Battle Creek, MI | $57,510 | 90 | $63,518 | 24% |
| Racine, WI | $57,270 | 180 | $59,680 | 31% |
| Walla Walla, WA | $57,250 | 50 | $58,111 | 31% |
| Lewiston, ME | $57,240 | 110 | $60,421 | 33% |
| Nashville, TN | $57,140 | 2,680 | $59,312 | 38% |
| Lincoln, NE | $57,000 | 700 | $62,240 | 27% |
| Chambersburg, PA | $56,980 | 100 | $60,206 | 28% |
| Ocala, FL | $56,940 | 380 | $59,790 | 34% |
| Parkersburg, WV | $56,840 | 90 | $65,284 | 22% |
| Fort Collins, CO | $56,730 | 410 | $56,097 | 42% |
| Saginaw, MI | $56,630 | 170 | $62,305 | 22% |
| Lebanon, PA | $56,560 | 80 | $60,678 | 31% |
| Virginia Beach, VA | $56,490 | 1,440 | $57,678 | 40% |
| Bridgeport, CT | $56,240 | 1,090 | $52,628 | 61% |
| Lewiston, ID | $56,240 | 80 | $61,694 | 31% |
| Wheeling, WV | $56,060 | 80 | $63,472 | 18% |
| Williamsport, PA | $56,030 | 140 | $60,671 | 23% |
| Riverside, CA | $56,020 | 3,130 | $52,630 | 54% |
| Hot Springs, AR | $56,000 | 140 | $65,321 | 26% |
| Mansfield, OH | $55,970 | 70 | $62,978 | 19% |
| Grants Pass, OR | $55,830 | 100 | $57,109 | 34% |
| St. Cloud, MN | $55,670 | 300 | $63,527 | 26% |
| Altoona, PA | $55,380 | 80 | $61,872 | 22% |
| Macon, GA | $55,160 | 450 | $62,308 | 26% |
| Winchester, VA | $55,090 | 130 | $57,118 | 40% |
| Fayetteville, NC | $55,060 | 190 | $59,862 | 32% |
| Chattanooga, TN | $54,940 | 790 | $60,067 | 33% |
| Punta Gorda, FL | $54,880 | 260 | $54,593 | 40% |
| Grand Junction, CO | $54,000 | 190 | $56,559 | 38% |
| Elkhart, IN | $53,960 | 90 | $59,740 | 26% |
| Brunswick, GA | $53,750 | 100 | $61,283 | 37% |
| Sebastian, FL | $53,150 | 150 | $54,065 | 48% |
| Champaign, IL | $53,050 | 100 | $57,225 | 31% |
| Lima, OH | $52,990 | 90 | $59,095 | 27% |
| Port St. Lucie, FL | $52,950 | 380 | $52,830 | 52% |
| Naples, FL | $52,650 | 660 | $51,017 | 59% |
| St. George, UT | $52,580 | 220 | $54,027 | 42% |
| Pocatello, ID | $52,410 | 80 | $58,950 | 25% |
| Gettysburg, PA | $52,400 | 60 | $54,939 | 31% |
| Yuma, AZ | $52,350 | 130 | $56,469 | 33% |
| Yakima, WA | $52,220 | 170 | $54,655 | 31% |
| Warner Robins, GA | $52,010 | 120 | $55,454 | 35% |
| Gainesville, GA | $51,820 | 400 | $53,552 | 39% |
| Memphis, TN | $51,570 | 1,130 | $55,945 | 32% |
| San Angelo, TX | $51,570 | 110 | $55,780 | 31% |
| Rockford, IL | $51,530 | 200 | $55,917 | 30% |
| Sandusky, OH | $51,530 | 80 | $57,717 | 42% |
| Valdosta, GA | $51,530 | 100 | $58,377 | 31% |
| Jonesboro, AR | $51,520 | 110 | $59,993 | 29% |
| Dalton, GA | $51,500 | 80 | $57,322 | 33% |
| San Antonio, TX | $51,450 | 4,580 | $54,320 | 33% |
| Glens Falls, NY | $51,440 | 100 | $54,224 | 34% |
| Crestview, FL | $51,420 | 390 | $52,993 | 46% |
| Columbus, OH | $51,220 | 3,250 | $53,651 | 36% |
| Reno, NV | $51,130 | 670 | $50,617 | 49% |
| Cleveland, TN | $51,120 | 80 | $58,038 | 33% |
| Johnstown, PA | $51,000 | 120 | $59,351 | 21% |
| Carson City, NV | $50,910 | 50 | $51,880 | 49% |
| Hagerstown, MD | $50,890 | 260 | $54,040 | 38% |
| Austin, TX | $50,850 | 4,350 | $51,853 | 38% |
| Corpus Christi, TX | $50,810 | 420 | $54,828 | 34% |
| Jacksonville, NC | $50,560 | 150 | $54,906 | 37% |
| Lexington Park, MD | $50,560 | 100 | $50,179 | 48% |
| Goldsboro, NC | $50,500 | 120 | $57,087 | 36% |
| Fairbanks, AK | $50,440 | 40 | $48,872 | 44% |
| Anchorage, AK | $50,430 | 390 | $47,837 | 45% |
| Joplin, MO | $50,400 | 170 | $58,797 | 30% |
| Slidell, LA | $50,320 | 400 | $54,267 | – |
| Orlando, FL | $50,280 | 5,130 | $49,577 | 46% |
| Burlington, NC | $49,990 | 320 | $53,640 | 32% |
| Abilene, TX | $49,960 | 200 | $55,288 | 48% |
| Alexandria, LA | $49,940 | 230 | $58,283 | 25% |
| Redding, CA | $49,890 | 160 | $49,551 | 40% |
| Scranton, PA | $49,880 | 650 | $53,316 | 33% |
| Asheville, NC | $49,810 | 520 | $51,613 | 41% |
| Greenville, NC | $49,570 | 210 | $56,073 | 35% |
| Clarksville, TN | $49,550 | 180 | $54,482 | 33% |
| Youngstown, OH | $49,520 | 440 | $56,663 | 25% |
| Winston-Salem, NC | $49,460 | 800 | $53,736 | 37% |
| Yuba City, CA | $49,270 | 120 | $47,269 | 50% |
| Hammond, LA | $49,240 | 120 | $58,300 | 32% |
| Fort Wayne, IN | $49,210 | 750 | $53,159 | 31% |
| Corvallis, OR | $49,140 | 60 | $47,242 | 44% |
| Pinehurst, NC | $49,090 | 100 | $55,572 | 45% |
| Midland, MI | $49,030 | 30 | $53,339 | 34% |
| Rocky Mount, NC | $48,990 | 90 | $55,663 | 31% |
| Spartanburg, SC | $48,980 | 240 | $53,794 | 36% |
| Deltona, FL | $48,940 | 690 | $49,252 | 43% |
| Wichita, KS | $48,910 | 1,130 | $54,988 | 30% |
| Evansville, IN | $48,800 | 420 | $53,317 | 27% |
| Shreveport, LA | $48,630 | 540 | $57,370 | 32% |
| Lubbock, TX | $48,580 | 510 | $53,199 | 33% |
| Augusta, GA | $48,560 | 430 | $52,838 | 36% |
| Wichita Falls, TX | $48,520 | 100 | $54,204 | 32% |
| Greenville, SC | $48,450 | 1,500 | $51,952 | 39% |
| Gainesville, FL | $48,340 | 510 | $49,973 | 41% |
| McAllen, TX | $48,340 | 610 | $56,278 | 28% |
| Elizabethtown, KY | $48,270 | 150 | $53,295 | 32% |
| Chico, CA | $48,170 | 190 | $47,600 | 39% |
| Midland, TX | $48,140 | 150 | $50,259 | 39% |
| Sherman, TX | $48,120 | 130 | $51,317 | 34% |
| Muskegon, MI | $48,050 | 120 | $51,935 | 32% |
| Albany, GA | $48,020 | 130 | $54,774 | 27% |
| Lynchburg, VA | $47,990 | 380 | $53,702 | 32% |
| Monroe, LA | $47,980 | 250 | $57,394 | 30% |
| The Villages, FL | $47,900 | 100 | $56,073 | 43% |
| Homosassa Springs, FL | $47,750 | 120 | $51,088 | 44% |
| Kennewick, WA | $47,630 | 180 | $47,592 | 43% |
| Sebring, FL | $47,630 | 100 | $51,509 | 38% |
| Wenatchee, WA | $47,530 | 100 | $45,766 | 44% |
| Las Vegas, NV | $47,470 | 3,200 | $47,368 | 44% |
| Peoria, IL | $47,180 | 300 | $51,715 | 29% |
| Gulfport, MS | $47,040 | 540 | $52,263 | 36% |
| Enid, OK | $46,990 | 100 | $55,762 | 28% |
| Victoria, TX | $46,960 | 70 | $52,271 | 30% |
| Bremerton, WA | $46,950 | 190 | $44,457 | 52% |
| Myrtle Beach, SC | $46,950 | 540 | $50,138 | 44% |
| Huntington, WV | $46,880 | 250 | $53,018 | 28% |
| Kingsport, TN | $46,830 | 210 | $54,172 | 34% |
| Santa Fe, NM | $46,580 | 90 | $47,162 | 50% |
| Houston, TX | $46,460 | 8,000 | $47,106 | 42% |
| Montgomery, AL | $46,410 | – | $51,750 | 36% |
| Odessa, TX | $46,250 | 130 | $49,257 | 41% |
| Ogden, UT | $46,240 | 690 | $46,079 | 42% |
| Brownsville, TX | $46,220 | 390 | $53,760 | 39% |
| Eagle Pass, TX | $46,220 | 40 | $55,152 | 30% |
| Morgantown, WV | $46,080 | 100 | $49,377 | 35% |
| Albuquerque, NM | $45,760 | 1,140 | $47,893 | 39% |
| Bakersfield, CA | $45,750 | 390 | $45,348 | 48% |
| Blacksburg, VA | $45,720 | 90 | $49,315 | 44% |
| Stockton, CA | $45,710 | 380 | $43,496 | 64% |
| Bay City, MI | $45,370 | 50 | $49,358 | 27% |
| Beckley, WV | $45,270 | 100 | $51,228 | 28% |
| Springfield, MO | $45,160 | 830 | $50,979 | 33% |
| Jackson, MI | $45,080 | 100 | $49,118 | 32% |
| Tyler, TX | $45,060 | 320 | $48,895 | 35% |
| Waco, TX | $44,820 | 340 | $48,428 | 38% |
| College Station, TX | $44,730 | 240 | $49,180 | 40% |
| Tallahassee, FL | $44,550 | 960 | $47,434 | 40% |
| Longview, TX | $44,490 | 310 | $49,718 | 31% |
| Farmington, NM | $43,780 | 120 | $49,916 | 38% |
| Laredo, TX | $43,260 | 140 | $49,749 | 31% |
| Texarkana, TX | $40,830 | 90 | $48,600 | 37% |
| Amarillo, TX | $38,580 | 380 | $42,017 | 41% |
| Weirton, WV | $38,390 | 80 | $43,123 | 25% |
| Lake Charles, LA | $37,650 | 270 | $43,855 | 43% |
| Beaumont, TX | $37,530 | 310 | $41,679 | 42% |
| Las Cruces, NM | $36,760 | 260 | $40,748 | 48% |
| Logan, UT | $36,760 | 220 | $38,321 | 47% |
| Lawton, OK | $36,280 | 120 | $42,215 | 37% |
| El Paso, TX | $35,210 | 1,000 | $39,161 | 52% |
What the median insurance agent salary pays per paycheck
| Period | Before taxes |
|---|---|
| Year | $62,280 |
| Month | $5,190 |
| Every two weeks | $2,395 |
| Week | $1,198 |
| Hour | $29.94 |
Gross pay, 52 weeks a year, 2,080 hours. Hourly to salary calculator.
Becoming an insurance agent: education and job outlook
| Typical entry education | High school diploma or equivalent |
|---|---|
| Work experience needed | None |
| On-the-job training | Moderate-term on-the-job training |
| Projected change in jobs, 2025–35 | +3.3% (all jobs: +3.5%) |
| Openings a year (average) | 43,100 |
| Self-employed | 11.8% |
official BLS Employment Projections, 2025–35. Openings include workers who retire or change jobs. What the work involves: BLS Occupational Outlook Handbook.
Similar jobs
| Job | Median a year | Typical education |
|---|---|---|
| Real estate agent | $52,830 | High school diploma |
| Financial services sales agent | $78,660 | Bachelor's degree |
| Sales representative | $72,080 | High school diploma |
| Retail sales associate | $35,410 | No formal education |
| Real estate broker | $73,220 | High school diploma |
Questions about insurance agent pay
How much does an insurance agent make an hour?
The median is $29.94 an hour. The lowest-paid 10% earn under $17.95 and the top 10% over $66.41.
How much does an insurance agent make a month?
About $5,190 a month before taxes at the median salary of $62,280, or $2,395 every two weeks.
What state pays insurance agents the most?
The District of Columbia, with a median of $84,530. New Jersey ($81,640), Rhode Island ($79,930), Wisconsin ($79,450) and Massachusetts ($79,300) follow.
Where do insurance agents make the most after cost of living?
Wisconsin: its median of $79,450 is worth $84,436 at typical US prices. South Dakota, North Dakota and Minnesota come next.
How much do entry-level insurance agents make?
BLS does not report pay by experience. The lowest-paid 10% of insurance agents earn under $37,330 a year, and the lowest-paid quarter under $46,870, which is a reasonable guide to starting pay.
What education do you need to become an insurance agent?
BLS lists the typical entry-level education as a high school diploma or equivalent. Work experience in a related job: none. On-the-job training: moderate-term on-the-job training.
Sources and limits
- Pay and employment: BLS Occupational Employment and Wage Statistics, May 2025 estimates, occupation 41-3021 (Insurance Sales Agents). Downloaded 2026-10-24.
- OEWS counts wage and salary workers at employers, including tips and commissions but not overtime pay, bonuses that are not tied to production, or benefits. It leaves out the self-employed. BLS does not publish figures above $239,200 a year or for states and metro areas with too few workers.
- Cost of living: BEA Regional Price Parities, 2024 (US = 100). Rents: Zillow Observed Rent Index, September 2026; Data Provided by Zillow Group.
- Outlook and education: BLS Employment Projections, 2025–35.
- Pay is not broken down by experience, employer or specialty (for example, ER or pediatric nursing); BLS does not publish those splits.